. >> director beck: karen edelman will provide an update. karen, you're on mute i think. >> there we go. good afternoon members of the board. we appreciate the time to present to you some of the work we have been doing. bob reminded me we have newer members of the board and we should take some time to walk through some of the things we do and the role on the island. i hope you can see my screen well enough. >> president tsen: and karen, we can see your screen but not you. maybe you want to turn on your video. let me just figure that out quickly. i don't know why it's not clicking on. >> president tsen: it's on the bottom of your screen. where it says -- >> there we go. all right. just wanted to give some information of what we're tasked to do and what we have been doing on the island since 2017. what we want to talk about today, the real purpose of why we have been engaged on the island, it's to communicate with the households on the island. you'll find while we have this conversation often times the advisors use the word household and lease