let's check in with dan schulman, the paypal president and ceo, and john rainey, welcome back to "madm jim, before we start off, i know i'm one day late, but i have to say happy birthday to you. and i would sing happy birthday to you, but i don't want your ratings to go down so just -- >> no, i will come back and tell you that your 29 minute speech today was spell binding. i watched it twice stopped at 20 minutes, we'll talk about that, 20 minutes and 30 seconds, you dropped the word stocks, you used the word trust over and over. that's what you've done. i've decided that's how this happened not the app, not the convenience, not the greatest, not the -- trust foundational trust that's how you're going to get to the double, isn't it? >> i think the most important thing we have as a financial services and as a tech company is the strength of our brand and that brand revolves around security, it revolves around protecting people's privacy, it involves as you know, jim, standing up for our values all the time as well and that -- we do that consistently and that lends this brand trust and