danielle douglas-gabriel, did you want to respond to that? >> guest: i'm glad there call that brought up the issues come one, plus loans about 3.6 point parents with parent plus loans. is a loans the government gives to parents to help fund their children's education and the loans are interesting. the interest rate can be between six, 7% or so plus origination fees. that is pretty expensive lending even though the terms are probably in terms of the protections are better than what theyec might be you can find in the private market. wete are seeing some of the fastest-growing categories of borrowers 50d and older as well as black borrowers. black borrowers in part because not having the family resources for note to pay for college. a lot of black folks who do end up going to college borrow more and tend bar more often. that's an important thing to note. i feel like people are making decisions about the financial lies based on the idea that this debt is going to carry with them forever. i want to be clear, student loans are and can be an invest

host: danielle douglas-gabriel, she couplers higher education for the washington post. u for being with us. danielle: thank you for having me. host: coming up we will turn our attention took covid-19 and talked to howard markel with the university of michigan to give us history on the idea of vaccination passports with the center of the history of medicine. c-span's washington journal continues in a moment. ♪[washington journal theme plays] announcer: today, closing arguments in the derek chauvin trial. watch live coverage at 10:00 a.m. eastern on c-span two, on live on c-span.org, or listen on the c-span radio app. live coverage at 8:00 p.m. eastern on c-span two. listen to c-span's podcast "the weekly." this week house majority whip james clyburn chair of the congressional black caucus talks about the history of the group and its priorities moving forward. rep. clyburn:: stay in touch with the dreams and aspirations of the people who look to you for leadership, not necessarily who you may represent. i'm the only african-american in the congress from south carolina , bu

danielle douglas gabriel you've heard both sides of the augments let's go back to our initial conversation. where do things stand connect what is the timeline foror thiso be put in place if approved by the white house? >> guest: were fuzzy on the timeline at the stage because the administration has, for lease last two months, been telling us they are reviewing this and they are reviewing the authorities for the president to cancel this much moneyau. >> believe the last minute or so of the washington journal that you can find online on c-span .org. we take you live to a conversation with energy secretary jennifer granholm on the two chilean dollar info structure and climate plan put forward by the biden administration. the discussion hosted by politico playbook. >> people like you and me, this seemingly impossible mission falls on our desk. a secretary of energy jennifer granholm will be spearheading this from our or for our energy economy. his biden's climate realistic? or is it aspirational? training us is u.s. energy secretary jennifer granholm discussed the info structure plan in her ow