this is commissioner zvanski. >> thank you. it's been moved and seconded that we accept the staff recommendations for the 4.96% premium increase in 2022 and the corresponding rate cards as outlined. i'd like to go ahead and open this up for public comment. >> president, i will pull up the slide for comments. [reading slide] we will take a 45-second pause to allow the system to catch up and allow callers to dial in. our 45-second pause begins now. the 45-second pause as ended. our moderator will notify us of callers in the queue. >> board secretary, we have three callers on the phone line. zero callers have specifically entered the public comment queue at this time. a reminder to all callers on the line, you must dial *3 now if you want to join public comment for this specific agenda item. we will wait five more seconds and then close public comment for this agenda item. board secretary, there is still no callers in the public comment queue at this time. >> thank you, moderator. hearing no further callers, public comment is now