by analyzing passive resistance movements, political scientist erica chen away identified a threshold for success. a 3 and a half percent of the population mobilized against the establishment. social change will happen with pause. many of us need to change the way we treat off. there is one group which is taking things to the next level. in october 2018, a group of act, angered by political inaction on climate change, declared themselves to be an open defiance of the u. k. government, they would themselves extinction rebellion or exile for sure. i'm doing the right amount because they what, outside the system, engaging in bold, non violent acts of civil disobedience. their strategy is to create headline grabbing protest designed to maximize public exposure. they believe this will gain them a mass following and force real change. in just 6 months, they have already expanded into 15 countries to spread across full continent. i met their london headquarters on the day of one of their most extreme actions, yet in a protest day, a cooling ballade of all children exile plant, still 500 mete

do that on our chen part fun stuff five million users life plan, four million active last quarter, dell growing fast already a major way of people pay people, in enterprise we have erica to get basics right branches serving customers every day o doing good job great financial viruses in merrill great private, likewise commercial banks high touch high-tech we have been very encouraged, a lot of work done a great job, of doing it. >> a and technology, is attracting new customers i am sure a great growth story brian let me move to regulation, and the changes that we may see, because, we know that the biden administration, is pushing to pass legislation that will require banks to report every 600 dollar bank transaction of every customer causing real privacy issues facing bub pac even treasury secretary janet yellen defending this proposal what is your take on this proposal what are you going to do when if this law takes effect? >> well -- regulatory institution larger in united states if congress passed law this is a matter of policy congress can decide what to do, we will have to follow all bank industry as you look at basis the industry, and other our clients, chamber