i know that jon is cringing that i mentioned nichols, but that -- mentioned technicals, but that seems to be what is driving the market. kailey: but tombecause he loves the historical. we have seen a persistently flattened curve, and the financials are up 33% this year which of the best performing groups in the s&p 500. kriti: that is really where you see the massive macro disconnect. a lot of folks have been saying the stock market is taking their cue from the bond market, and they were earlier in the year. now you are starting to see that dispersion. if the bond market, even on a fundamental basis, is pricing and slower fundament of growth in 2022, or perhaps the effects of the omicron variant, the stock market is still hitting record high after record high. that is something that is not just isolated to financials, but in the broader market as well. matt: is this all built off of 2022 earnings expectations? kriti: it kind of seems like it is. in addition to operating margins, if you look at how much operating margins are a prediction in 2022, the consensus seems to be that those margins will continue, the a lot of these companies w