bancorp and pnc are our other two favorites.k they'll also have that good growth of revenues over expenses those are some of the best credit quality firms too u.s. bancorp has the best bond rating out there they earn money through every quarter. by the way, going back to bank of america, they had the lowest level of loan losses under the fed stress test, and pnc has always been a high quality bank. during the global crisis, they had one of the best banks around the theme for bank of america, bank corp. we expect estimates go higher in contrast to some of the discussions you were having before we think the main street banking revenues continue to grow after fourth quarter we think that their expenses are under control, no ah-ha moment like elsewhere we think they're near best in quality. a rising tide can lift a lot of ships. >> mike mayo, thank you very much good to hear from you, especially on the big call today of wells fargo let's trade it guy, your thoughts >> i love zack's work, and you're going to say it's mike, not zack,

bancorp is a highlight with a deal of a key book of $15 billion.n high-yield issuers, they continue to turn a deals in, now topping 15 billion dollars, more than one third of the energy companies. keith lennar of truest is taking caution amid a potential recession. >> our main messages keep extent income say. triple bees have collapsed so the market is pricing in a soft landing. you are not even baking in any of that so we see the spreads widening later this year and we would keep it simple. katie: our guests are still with it and weeks, investors have been telling me they favor ig over high-yield and yet you see the riskiest parts of the bond markets rallying. how do you explain that? >> part of it is supply. in the high-yield markets, going into the end of last year, we didn't have as much supply. part of it can be explained by that and this year has also been this goldilocks pricing taking place. we had the weak cpi number and most everyone immediately started rejoicing about there being too fed rate cuts by the end of this year. i think it stil

capital one was okay there was higher net charge-off, but it wasn't dramatic same with us bancorp bothrly-clark is a separate story and a problem we're seeing with consumer names. prices are up, and the volumes are down here. look at this price is up 10%. my heavens, they're getting the price increases through. organic sales up 5%. volume is down 7%. see this you have prices up, volumes down potentially, that means margin pressures down the road. that's going to be an issue for many of these companies. look at the s&p 500. we just touched on the verge of being positive right now we are seeing stronger momentum overall here we're seeing stuff we haven't seen in a long time, kelly we're actually seeing dip buying that's out there the bears seem frustrated right now. the markets are really proving to be resilient, particularly around all of these growth stocks we'll get the big tech names other than microsoft next week and see what is going on now, they're not flustered by concerns about azure slowing down on the growth end kelly, back to you. >> thank you, bob. >>> let's turn to oil now.