so this is to the industry, at least it's innovation and not usury, but the consumer financial protectionureau and others have kind of caught on because the seor has exploded, especially during the pandemic, and saying, well, maybe there are some usurious aspects, especially if you're layering this onto your credit card and it's buyer beware and, you know, debtor beware. john: do we know what kind of consumer, what type of consumer this is popular with? roben: this has been huge with millennials and gen z. and if you just take millennials alone, right, considering the post-traumatic stress of the financial crisis and not being able to get bs and seeing their parents with subprime and everything else, i mean, time was that the collateralized debt obligations or nbs, was also a financial innovation. so they might look askance at these credit card teaser rates and other things that, you know, 20-somethings might otherwise see their mailboxes stuffed with. so if you can avoid i mean, it's a panacea if you can avoid credit and all of its overhang what with reporting to credit bureaus and and c

we are introducing a bill the need to eliminate this usury.ready see banks that have problems. they also reuse. they see that it is possible to impose a loan there, to anyone. no requirements are needed. e, for which banks refuse loans. and by the way, i can't help reminding you that from this rostrum, literally, in my opinion, the patriarch spoke there 2 years ago. deal with this vile usury, there was a direct appeal to us, dear colleagues deputies, and we all believe that this is how it should be absolutely convinced that with this i have to finish, but i have to say two words to e about my trip. uh, just last week zaporozhye kherson region, but firstly, i met with our soldiers. you know that our party is marching over the regiment and the kontimirovskaya division to the combat system, a and uh, are ready to attack and are ready for this. i wish them victory, i wish all our soldiers. complete the task to return home safely. in this regard, from this rostrum i want to say words of gratitude to the federal road traffic agency and not only for

you see, all their activity is usury.he policy of the state of its objectionable politicians. they removed nika comfortable kings. it means that she pitted the neighboring kings and she always received benefits from this, therefore they always worked for the court and gave the kings the leaders of the country courts, and then, when this king decided to throw them, they poisoned another state against this king and received both of this money, therefore, this system today has become more. classical and more such a perfect structure yes, of course, the english king, which means they gave away the courts, then he did not go to return them. they set france against england and forced them to answer at the central bank. e, maxim, the whole history of the middle ages of the restoration of the new time. this is a struggle between the royal power and the bourgeoisie, who was just such a capital of examples. there, in detail, one can find a thousand historical processes that led to bourgeois revolutions; it lies precisely in this, i

of the bridge 21 pontoon was pulled, which in difficult climatic conditions a large current on the usuri freeze-up, but january frosts. still, they were able to forge the structure, while the trucks go to china empty, they return empty for export , not a single vehicle has a nomenclature of goods, so to speak, imported - this is electrical equipment, component toys, in accordance with the pass passport. we have 25 units of cargo vehicles, but pokrovka tahi can handle 250,000 tons of cargo per year, so the region came up with a proposal to the province of halunjiang to expand the list of goods that can be to transport across the border, we expect that after the necessary work will be carried out to equip and additionally equip the zhalhe checkpoint on the chinese side to formalize the types of trade and cargo turnover necessary for the russian federation. in this direction, the region will also increase in anticipation of the opening of the passenger direction, similar checkpoints, for example, in primorye of the nhl border sulphate. restrictions have already been lifted from crossing the

that would be my ask of our usury -- european union friends. i'll say one more thing and then i will stop read what does success look like smart what does success look like? success looks like the following. in poland, the agricultural capacity of canada, the manufacturing capacity of the czech republic, the tech sector of estonia, the quality of governance of a relatively recent like leary or romania, the military capacity of israel, so no one messes with them ever again. fully embedded in the community with a full a member of the eu, and that is when my mind was what success like. >> i will stop. i will turn it over, and i will ask our guest, who is the head of you train invest to make some opening remarks. we have done our best to make sure there is a significant ukrainian representation, and every seminar we done has had and ukrainian voices. we know it is really important. i will turn over to you. >> thank you. well, thanks to doing this report. thank you for having me. it's been an excellent report, and i will probably sign every letter a

people defending their own this going become own and this is going to become like think once like usurious. and i think once savile and his crimes savile dies and his crimes exposed. there is then this of horrific contortion of spasms of guilt and panic. and before know it people are being raked up from 40 years ago for i don't know i mean well they're going to investigate the 45,000 officers and staff are presently serving. so they're going to go and look into anything that they might that might have might that they might have missed the. question is why they didn't start this? of course a year ago when another police officer , killed and killed officer raped, killed and killed somebody . they they know that somebody. they they know that these cases are out there. and these cases are out there. and the fact that it takes has to go to this level before they actually start examining themselves. is ridiculous. yeah. also, nick. yeah, they too are covering the classic thing sunak stood up soon that triggers constitutional class was stirred in over gender laws and sturgeon has accused them a f

people defending their own this going become own and this is going to become like think once like usurious. and i think once savile and his crimes savile dies and his crimes exposed. there is then this of horrific contortion of spasms of guilt and panic. and before know it people are being raked up from 40 years ago for i don't know i mean well they're going to investigate the 45,000 officers and staff are presently serving. so they're going to go and look into anything that they might that might have might that they might have missed the. question is why they didn't start this? of course a year ago when another police officer , killed and killed officer raped, killed and killed somebody . they they know that somebody. they they know that these cases are out there. and these cases are out there. and the fact that it takes has to go to this level before they actually start examining themselves. is ridiculous. yeah. also, nick. yeah, they too are covering the classic thing sunak stood up soon that triggers constitutional class was stirred in over gender laws and sturgeon has accused them a f

they rent money at usurious interest rates. they proliferates. if you go into any community across america, you go into newark, you're going to jersey city, you go into patterson in new jersey, philadelphia, pittsburgh, scranton, harrisburg -- you go into the black and brown communities and you see an active effort to use television advertising, radio advertising, street teams to market these types of services in these communities. it's a double edged sword. the banks are not there. it has a negative impact -- many communities which happen to be white or asian. underserved, under-banked communities are a haven, a breeding ground for predatory financial practices. >> one final question and then senator warren is next. according to the new york times wells fargo conducted fake interviews with women and minority candidates for positions which had already been filled. the bank reportedly undertook these fake interviews to artificially boost diversity statistics in an attempt to satisfy an internal colt interview at least one woman and one person of c

and they rent money at usurious interest rates, they rent money on abusive terms and they proliferateand if you go into any community across america you, can go to newark or jersey city or you can go into patterson in new jersey, you can go into providence, you can go into philadelphia or pittsburgh, scranton or harrisburg, you go into the black and brown communities, you're going to see an active effort to use television advertising, radio advertising, street teams to market these types of services. in these communities. so this is a double edged sword. the banks are not here, but the predators are there. and that is has a negative impact on black and brown in underserved, i might even add, such as a case in many rural communities, such as a case in many communities that have been to also be white or asian. underserved, under-banked communities are a haven, upbringing grounds for predatory financial practices. >> one final question and then senator warren is next. according to the new york's times -- fake interviews with women and minority -- for positions that had already been fille

that seems like usury rates and what they're offering to people.gher debts on their credit card, the consumers over the holiday period, that's going to catch some people off guard. >> oh, for sure. by the way, i want those terms too so i'll ping you after this show that sounds pretty good. but, look, i think on the card business it's extremely competitive and we are going to see chargeoffs go higher and that's just kind of a fact as we slow down as a consumer -- as a country, but i think the consumer is actually, as mentioned, in better shape than they have been in prior down cycles and so we're going to see some blips here for sure, but i do think the companies can certainly handle it. but the card business, yeah, that is a completely very competitive business and, you know, there are other places within the banks that i prefer, like wealth management, for example. and i do think, by the way, another piece is capital markets. capital markets were terrible last year, but i think we're coming to the point where you're seeing kind of trough numbers a

the more we shine a light on it, the usury it will be to access it. en masse, things become...ow. a bit like the summer games, i are we having to be more ruthless to say, we would love to fund it but we don't have a medal chance, we need to focus our resources on those where we can compete? lgrate to focus our resources on those where we can compete? we have to 10096 focus — where we can compete? we have to 10096 focus on _ where we can compete? we have to 10096 focus on that _ where we can compete? we have to 10096 focus on that but _ where we can compete? we have to 10096 focus on that but recognise i 100% focus on that but recognise where the talent still is. you can't cut it off completely. a good example is scott nina, the funding was removed and here he is winning a silver medal. that is because we said we can'tjust cut that off, we have to give something. and that is where copeland and, sponsorship, thatis where copeland and, sponsorship, that is well we can help in terms of really supercharging —— pope white marker going in the right direction? exactly. thank you. lovel