if you look at morga morgan stay strategist mark wilson saying it's too optimistic analysts are too highbig drop and that could take the market to 3700. then we have the fed everyone expects the pause if the fed decides we don't want to pause there's too much inflation, that could really cause the market to take a breather. >> the important thing to pay attention to the amount of time in the market, all of these things are headwinds and can take the market lower. do you need the money today or long-term investor. always pay attention to what's going on in the headlines but i don't think of the volatile times want to go all in cash, stay in the market but be mindful of what's going on that's proven to benefit over the longer-term. >> there could be fuel in the $5 trillion money market funds people liking the 5% getting out of their money market funds, the stock market is doing a lot better money market could be headed lower if it uses by the end of this year. >> david kelly mentioned international stocks looking attractive. >> i agree they underperform for ten years, japan is the top majo