infrastructure was significantly higher than a and the expertise that was collected in the hands of the nppcith the full support of the state. and how would you know even such an equidistance from all market players that did not create any competitive contradictions inside. even with all these observed conditions, it took more time, therefore, well, how can i say, probably competition , the creation of some kind of alternative structures, which seems to be here. there's a meaning even though it's it is also possible to discuss what this meaning is and for whom the improvement in the market in the creation of parallel payment systems will occur, nevertheless, all the same, this is a serious work, which, in my opinion, is still in the stage of such probing and throwing. here they threw a fishing rod to see what would bite there, not bite, how it would go. so one more question, one more topic about payments. through the world of dust. that's what the dynamics were in the twenty-second year and do you see an acceleration of an increase in this dynamics in 23. yes, definitely world pay probably t