rita kohli is a mortgage broker and managing director at the mortgage shut.nctly if you could. first off, what would those conversations be like now with your mortgage lender? also, is there a clear winner and loser within your industry?— winner and loser within your indust ? ., ., , ., , industry? conversation should be around, industry? conversation should be around. speak. — industry? conversation should be around, speak, definitely- industry? conversation should be around, speak, definitely speak i industry? conversation should be| around, speak, definitely speak to your mortgage adviser. seek advice. there is the mortgage charter that all of the lenders have signed up to, so there is help out there if you are worried about your increased interest rates, although it will impact your monthly budget, once you speak to your advisor and they have gone through all the options, your lender is also willing to help, there are options where they will allow you to go on interest only six months just to give you a bit of a buffet. they are looking to extend terms an