joining me here at post 9 with her investment playbook is elizabeth burton, client investment strategistsachs asset management. good to see you. >> good to see you too, mike. >> to focus on the big asset allocators and what they're up to and what the market might be giving them right to work with in terms of achieving their goals. i've been hearing a lot about being able to lock in returns at attractive levels for the first time in a long time. is that still an active dynamic? >> right, i think that's very much true. the average public pension plan in the u.s. has about a 7% return hurdle. somewhere between 6 1/4 and 6 1/2 but let's call it 7%. for a decade there wasn't a fixed income book to pull from. now you have more asset classes to pull from to generate lower risk returns potentially so you can pull back from some of the more growthy areas or high risk areas. i would say we're still at goldman bullish on equities potentially overcredit right now but you can look at your portfolio and say how much do i need to have in some of these riskier assets and can we look at new sorts of inve