we met ilya and elizaveta malshakov with their recently born son leonid in a cafe on the first floor.sing here was taken out on a mortgage with government support, get your own housing, move out with a rented apartment, saving money, saving money, we got it much more profitable than renting a house, yes, that is, a mortgage is more profitable than twice it’s twice as profitable to own your own home than to rent, and the opportunity to buy renovated apartments, that is, you can include renovations in the mortgage, it was convenient. for buyers, the benefits are obvious: a large number of housing units are currently offered for sale, which means the price is lower, and for you, as far as the money you attract is reasonable, we receive loans at 3.5% for infrastructure bonds. if we go into banking history, it is significantly more expensive, so for this difference we can issue better quality residential buildings, so you have 3.5%, and if you went to the bank, you would take it, today the key rate is 16, that is, you can imagine what a colossal burden is on the developer and he begins to