technologies that provide all this, our guest is the first deputy chairman of the bank of russia olga nikolaevna skarobogatovarom market participants that the central bank wants to become the main bank, that is, why is all this, and how we will feel in this paradigm, you know, the general attitude. why is the central bank doing this, even if one of the commercial players would have done this, well, history puts everything in its place, and i must say that we probably answered all three questions, why is it us, why are we did they do it? what did this give us, in the situation in which we are faced, but when we talk about some other such infrastructure centralized solutions, of course, some of the participants always try to interpret that we are trying to go to commercial activities of commercial players, which is not true for one simple reason: the central bank cannot and should not serve clients, that is, servicing clients, individuals, legal entities, has been and will be carried out. from commissions from banks or from financial participants, if they make payments, for participation and for connecting to t

and our guest is the first deputy chairman of the bank of russia olga nikolaevna skarobogatova. payment system, which, by the way, no one believed in either, and with what difficulty and creaking it was launched, we are now de facto so accustomed to it that it stands on a par with... general global payment systems, card systems, here the role of the central bank is, let’s say, supportive, regulating, and if we are talking about such things, we will now talk in detail, like a digital ruble, like a single qr code, to what extent you receive comments from market participants here, that the central bank wants to become the main bank, that is why is all this, and how will we feel in this paradigm? you know, in general, the attitude of market participants is very different and , by the way, you will remember the map as an example. at the beginning of the journey, well, in addition to skepticism that it was impossible to do this in the time frame in which we did it, and there was also skepticism, and why is this necessary in general, cards of international payment systems work perfectl