. >> [ applause ] >> a lot of economics so joining me is andre perry, senior fellow with the brookings institution, professor of practice economics at the washington university and author of the book, know your price, valuing black lives and property in america's black cities. good to see you again. od it's been a while but i thought of you because their stuff in there that we need to make sense of. how are the things that kamala harris is proposing to do, going to have an impact on people who can really benefit from this? we live in an unequal society and some of the things she is proposing are meant to make things unequal. >> first, the target of her policies are correct. that we have to increase density. we have to increase the amount of supply. right now, there's no current federal policy around that would create that supply, so i think it is right to do that. but i also think that there are more efficient ways to get to supporting everyday people. we currently have special- purpose credit programs, financial institutions can change underwriting criteria that will enable people to