go ahead, dennis shea guest:. guest:with chris --dennis shea. guest: with respect to the under building issue, freddie mac, the realtors, 25 million under built. moody's, 1.5 million under built . there have been multiple economic studies that say we have simply under built housing on both the rental and homeownership side by millions of homes. insufficient to meet the demand as households are forming. so, i will just leave it at that. with respect to airbnb, you are right. there are people who have bought multiple homes to rent out as airbnb rentals, but there are also people who have used their own home that they live in and have rented it out as an airbnb. host: here's christian, new haven, connecticut, democrat. caller: thanks for taking my call. i want to point out that people have no idea how expensive it is to own a home. i think if you look at the mortgages as a big expense, but actually the biggest expense that has been going up, at least in this part of the country over the last 10 years, some of my biggest expenses, and i'm a landlord

go ahead, dennis shea guest:. guest:with chris --dennis shea.: with respect to the under building issue, freddie mac, the realtors, 25 million under built. moody's, 1.5 million under built . there have been multiple economic studies that say we have simply under built housing on both the rental and homeownership side by millions of homes. insufficient to meet the demand as households are forming. so, i will just leave it at that. with respect to airbnb, you are right. there are people who have bought multiple homes to rent out as airbnb rentals, but there are also people who have used their own home that they live in and have rented it out as an airbnb. host: here's christian, new haven, connecticut, democrat. caller: thanks for taking my call. i want to point out that people have no idea how expensive it is to own a home. i think if you look at the mortgages as a big expense, but actually the biggest expense that has been going up, at least in this part of the country over the last 10 years, some of my biggest expenses, and i'm a landlord, are