of the unified biometric system, and also, of course, with banks, and the largest banks, including piot, do not limit the number of banks that participate, which are also, naturally, interested in new clients who have passed all the necessary stages of identification and this business opens their first account, and how is this service fundamentally different from what russian taxpayers already had for business registration? well, before, a person generally came, if you remember, to the tax authority, took a queue, submitted paper applications, they left and after 5 days they came again and received a package in their hands, either a refusal or registration. today 85% of all documents that we receive for business registration are in electronic form, and moreover... this share is constantly increasing, although we understand that there will always be our citizens who just want to come on foot to talk to tax inspectors, submit documents, so we will always have paper, also today we ourselves submit information to off-budget funds, to statistics agencies, and accordingly, there is no need an