mr. warner, no. mr. ock, no. mr. thune, aye. mr. rounds, aye. mr. cassidy, aye. ms. hassan, no. mrs. fischer, aye. mr. curtis, aye. ms. cortez masto, no. ms. alsobrooks, no. ms. cantwell, no. mr. heinrich, no. mr. mccormick, aye. mr. johnson, aye. ms. collins, aye. mr. hoeven, aye. mr. kelly, no. mr. wicker, aye. mr. budd, aye. mr. risch, aye. mr. moreno, aye. vote: the clerk: mr. lee, aye. the clerk: mr. lujan, no. the clerk: mr. schmitt, aye. mr. banks, aye. the clerk: mr. reed, no. the clerk: ms. ernst, aye. the clerk: mr. hawley, aye. mr. coons, no. mr. whitehouse, no. mr. fetterman, no. mr. kennedy, aye. the clerk: mr. king, no. the clerk: mr. graham, aye. the clerk: mr. ossoff, no. the clerk: mr. schiff, no. ms. blunt rochester, no. the clerk: ms. smith, no. ms. hirono, no. the clerk: mr. schatz, no. mr. booker, no. mrs. murray, no. ms. baldwin, no. ms. warren, no. mr. durbin, no. mr. hagerty, aye. mr. murphy, no. mr. schumer, no. the clerk: mr. tuberville, aye. mr. sanders, no. the clerk: mrs. gill

mr. warner.nted to wantr senator moreno but he left. i am all for innovation but thank god when he was look at that computer in the mid- 80s, i was already in the wireless business because there was an allowance of competition the wireless industry i did pretty well, started a company called nextel. we certainly need rules. one of things i feel like here is one of our best assets are most essential assets is the stability of the dollar, is the financial market i candidly believe even while there is been innovation abroad that if we do this right everyone offshore is going to rush to america because that's where they want to be would ask my colleagues in senator mccormick as well, i think back to the prices and i y most libertarian friends say we don't the government touching anything until the stuff at the family so we need the federal government to step in and bail us out. if we are going to touch our federal market for going to do stable coin completely divorced from the rest of the financial s

mr. mckernan: it is important that we have redress to consumers and it is important that bad actors and repeat offenders -- sen. warner: that is a yes or no question. $20 billion back to consumers to america good or bad? mr. mckernan: i do not think we should evaluate it dollar numbers and enforcement count that is number -- evaluating an official on fallacy calls. we should set -- evaluate the director. sen. warner: it bothers me if you cannot say $20 billion back to american consumers based upon illicit activity. and listen, i am notoriously viewed as way to pro bank. but let me just give you a little bit -- a little bit of coaching. when my republican colleagues tried desperately to get the od ni director to acknowledge that edward snowden was a traitor, and the nominee could not bring herself to say those words, think about that and then giving 20 billion back in rebates to american consumers. good or bad? mr. mckernan: it is very important we have customer redress as part of the remedies. you have to make customers whole when they are harmed. you have to keep the playing field level. and if that actors keep ill-g