learn futures from experienced pros with dedicated chats and daily live webinars. with papermoney to test-drive the market. ♪ all on thinkorswim. om td ameritrade. >> welcome back to this special edition of "how i made my billions." john paul dejoria worked a series of odd jobs before he and a partner came up with a new approach to hair care -- john paul mitchell systems. their plain black-and-white bottles were soon on the shelves of hair salons everywhere. later, dejoria gave the spirits business a makeover, too -- introducing patrón, a premium tequila. >> whoo! >> billionaire john paul dejoria began at the bottom -- selling encyclopedias door to door in his hometown of los angeles. >> if you knock on a hundred doors and they're all slammed in your face, but you're just as enthusiastic on door number 101, well, hey, you succeeded. >> he pounded the pavement for almost four years before a chance job at redken, the hair-care giant, put him on a different path. then he was fired. along the way, though, he made a very important connection. he became friends with paul

>> we wouldn't be able to provide all the service, educational information and webinars. >> how many people would you say you guys reach? >> well, electronic resources reach 11,000 people a month. so thousands of people would probably lose these services if we weren't able to be funded this year. >> okay. let's make sure this does not happen. >> thank you so much. >> the number to call is 410-481-2222. you've got about 15 minutes left to get your phone calls. also, we got the race coming up this weekend in hunt valley. for more information for komen maryland race for the cure and to hear about the stories, log on to abc2news.com/think pink. now i will send it over to the studio. >>> rain is the story this afternoon and continues to be into the evening. a couple of showers, a couple of thunderstorms on maryland's most powerful radar. you can see on a closer zoom showers pushing through the baltimore area beginning to clear out in anne arundel county north of the state capital. showers extending all the way up really toward perryville all the way up into aberdeen and southeastern harfo

learn futures from experienced pros with dedicated chats and daily live webinars. with papermoney to test-drive the market. ♪ all on thinkorswim. from td ameritrade. >> welcome back. president obama scheduled to make a statement from the white house at 5:45 p.m. on the fiscal cliff negotiations. let's it go to amon for the latest on this. >> i think we can expect a fairly short statement from the president. i would be shocked if he took questions from the respiratories that will pack the room in just a couple minutes to hear what he has to say. senator harry reid came out and spoke to reporters on capitol hill telling them that the next 24 hours here are going to be crucial. that would imply to me that there's something in the mix on the senate side on the fiscal cliff negotiations. what that is, we'll have to find out from the president perhaps at 5:45. >> okay, we'll go back to you for that. thanks so much for keeping us updated. the question at this point is, what impact could going over the cliff have on the u.s.'s credit rating. let's bring in sean egan from e

, those webinars are free. for those nonmembers, it's really offered at an extremely low discount. i haven't listened to her, i haven't figured out what is, what is it, is it going to help her to feel comfortable and loved and part of this connected relationship? and then advocacy is one of those other really important things because our clients often can't be their own voice. we as the professionals become their voice. what would be your response if i said it to you like that? give me my drugs. give me my money. okay. and so i love engaging with our volunteers, with our membership, with our certificants that we work with, because i see the effort being made by them. how bad was it? we have listened to the profession. in order for us to be able to offer what people need, not just what we presume that they need, but we've also looked at what is out there in terms of new evidence-based practices. in this new age of electronic technology, we're going to see more and more need for electronic health records. hit sys

today, the cal trans they are calling it a once in a lifetime webinar, i don't know if you -- i don't know if it gets the people too excited about hearing webinar, but they basically, in detailed description, went over all their testing for the foundation of the suspension span on the bay bridge, that "sacramento bee" reported inspector back in 2007, falsified reports, said the concrete was set when it went, this is what "sacramento bee" is alleging, and there is data gaps and some other questions about the reporting. and the bay bridge has been adamant, they are furious. they want "sacramento bee" to retract the information. they gave the bullet points or where the accusations are false. and today, "sacramento bee" said we stand by their story. >> they said they have their experts. >> dueling experts. >> exactly. >> what's the bottom line? >> one of the real problems with that is, many of the experts who would like to talk about this and probably more qualified to talk about this, can't talk about this, because they either have ongoing relationship or they don't want to harm a relati

spaces for the webinar are limited. register now at facebook.cnbc.com. sue?y, as you know, facebook has been pretty up front about the challenges it's having in the mobile space. at this hour google is out with new data on how people are using their smartphones. jon fortt joins us, and he has it first. hi, jon. >> smartphones are mobile computers. put that to rest. listen. 44% of u.s. adults, according to this data, have smartphones now. up 13 points over a year ago. which suggests we'll cross 50% before the end of the year. but the real eye opener here in this data is what we're using those smartphones for. for shopping, the magic number is 35%. 35% of smartphone users bring their phones to research products on the go. 35% have changed their minds about buying something in the store based on that phone research. and 35% of smartphone users have actually bought something from their phones. that doesn't include digital apps. following that theme, local also rules here. 94% of smartphone users look for local information. 90% call or visit based on what they fin

learn futures from experienced pros with dedicated chats and daily live webinars.nd trade with papermoney to test-drive the market. ♪ all on thinkorswim. from td ameritrade. bob, these projections... they're... optimistic. productivity up, costs down, time to market reduced... those are good things. upstairs, they will see fantasy. not fantasy... logistics. ups came in, analyzed our supply chain, inventory systems... ups? ups. not fantasy? who would have thought? i did. we did, bob. we did. got it. . >>> another day, another step closer to the edge. talking about the fiscal cliff, of course. how are traders protecting themselves from the worst? let's find out from brian stoutman, an expert in hedging your portfolio against volatility. brian, good to have you with us. how are traders like yourself looking to protect themselves? >> well, certainly midday we saw options traders in the pit buying protection against their portfolio or shorting the market by buying some puts. what they did is went into the spiders, and we saw a purchase of about 5,000 puts of the 141 str

we will also be holding a webinar on july 19 from 12:00 until 1:00. i am happy to answer any questions. >> thank you. the board discussed market street about six months ago, eight months ago. this board has been incredibly supportive of continuing to make market street more of a transit and bicycle and pedestrian efficient corridor and focusing less on the private auto traffic. there are some great ideas in here. a couple of questions, the first one has to do with funding. i see there is no mention of funding. it is a fabulous design. if i had my way, we would implement everything tomorrow. which i know he is not possible. what is the plan for funding? i see that construction is scheduled for 2015, which gives us time. >> for construction implementation, we are looking at fta funds. we believe that we will be competitive for that funding and that is our current plan for construction implementation. the paving funds are already programmed. we would expect them to come from one of our sources. the larger transportation improvement would come from fta fu

go to webinar, you don't need that.ur show is absolutely vulgar. i think it's sad. we're trying to raise kids to be respectful. and there's no way you are adding to it. >> announcer: it's the "stephanie miller show." ♪ you know, i'd like to arm our viewers with the ability to argue with their dinner table. [ boy 1 ] hey! that's the last crescent. oh, did you want it? yea we'll split it. [ female announcer ] made fresh, so light buttery and flakey. that's half that's not half! guys, i have more! thanks mom [ female announcer ] pillsbury crescents. let the making begin ♪ ♪ [ female announcer ] holiday cookies are a big job. everything has to be just right. perfection is in the details. ♪ ♪ get to holiday fun faster with pillsbury cookie dough. ♪ ♪ strike the pose ♪ ♪ vogue, vogue, vogue ♪ >> stephanie, stephanie, stephanie. ♪ jean kelley fred astaire, ginger rogers they had style, they had grace -- >> announcer: stephanie miller. ♪ strike the pose ♪ >> stephanie: it is the "stephanie miller show." >> waving your hands in

today, the california school board association did a webinar for those school districts. we did not get an invitation because we are not among those districts. for our finance staff and anyone interested in understanding what things the district considers in that situation, you can go on the website and that will be archived. if i could -- if i could, i just want to say for carlos that today, the newsletter came out with my monthly column. if you will indulge me, i will read the last part. "one morning, the community schools from was wowed by a panel of superintendents, including my san francisco unified school district carlos garcia. i was proud of all of these visionary leaders." in the first version, i had to cut it down, i also mentioned tony smith. "i was proud of all of these visionary leaders. there were all great. their support is necessary to the development of school programs around the state. impending retirement allows carlos to be more forward. he has had to handle political relationships with care and finesse. at that -- at this event, knew what went out the

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we work with angela chan and the statewide organization against domestic violence; angela did a webinar, a top priority. we will support tom -- introduced on monday to strengthen california's response to this. we are living in san francisco where things are not quite as bad. you can speak to anyone no matter where they are on the continuum of immigration reform about the chilling effect of domestic violence survivors and families, and why the federal initiative is dangerous. >> that is not what i was appear for; i wanted to talk about how honored i have been to be here for two years as part of the language workgroup; access to criminal justice, community day services, justice, safety. it is homicide prevention. as we know from many homicides that we work with families, we have done court watches over the years, and the tragedies that we have seen, language access makes a difference. the trust and logistics of those languages being available has been a real honor. i cannot thank chief -- and deputy chief -- and deputy chief beal, and the two language officers have been so helpful. langua

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there's no link to find out where this webinar's going to take place.other thing we've seen pop up. crutches. they have a program to help provide crutches to disabled veterans. again, we called the company, millennial. we have no proof any of the crutches have been given away. they confirmed, yes, dvnf placed a very small order, 15 pairs of crutch, valued at $1,500. that may appear as a major program on the website and something they're tweeting about but as far as we know we're talking about 15 pairs of $100 crutches. and again, i don't know where they're going. >> that was one of tweets i saw about the crutches thing. they're giving away crutches. you're talking about 15 pairs of crutches. this is a company that's raised $56 million over three years and they still won't talk to us. no matter how many times -- you'll go anywhere, i'll go anywhere. i'll have them on any night they want. >> heck, i've gone everywhere, it seems, to find these people. as you read in that statement, they will simply not deal with us anymore. but they have to deal with the s

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and we will be conducting a webinar on thursday, the 19th, 12:00 p.m. to 1:00 p.m. we encourage you to come out. thanks. >> thank you. thank you for your presentation. why don't we go on to public comment? members of the public who would like to comment, please come forward. >> i want to thank the team for a tremendous amount of work on this. i echo supervisor kim's concerns about the overall time lines. it has been about a year since the community had last been engaged in to these meetings. i would love to have all of your attention. i do not not on public works and citywide resources. -- i am not knocking on public works and abused -- city-wide resources. many of you got to hear gil speak at public works a few years ago. if we want to create a street where people feel comfortable biking and walking, san francisco must show the way and be that comfortable bicycle way for everyone. >> thank you. seeing no other member of the public coming forward, we will close public comment. this was an information item. why don't we go live to our next item, which is item number

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learn futures from experienced pros with dedicated chats and daily live webinars. trade with papermoney to test-drive the market. ♪ all on thinkorswim. from td ameritrade. >>> markets ended, investors have locked in nar gains and they losses for the year. the s&p 500 had a 13% increase. last year it was a 0% increase. end of the year where it started. the dow gained 7%. and the nasdaq was the clear percentage winner jumping nearly 16% over the course of this year. >> so what will be the best bet for investors in 2013 taking you through their iidua visions. he's the ceo of asset management. and our own senior economics report steve leisman join us with their predictions here. david, start with you. what are you looking at? especially bear in mind we're going to be still feeling the effects of the fiscal cliff and technically we're going over it tonight. does this affect your thoughts of investing in 2013? >> absolutely it does, bill. and it has the last two months. we've seen a marked retreat from u.s.-based investments after u.s. centric holdings, the s&p 500 showi