in short, an ecosystem of prosperity. the future success is not ours by right. if we are to retain an entrenched position as the world's leading national centre, we must act now to secure it in the face of global challenge by building on three core strengths. first, industry regulators and government must work together to build the most innovative progress environment in the financial services world. our regulators already lead the world. the fca's regulatory sandbox has been copied almost universally as other countries race to keep up. the bank of england is working with the fca to explore how they can revolutionise the way firms... potentially transforming the world of compliance. our open banking initiative will completely change the way in which consumers and small businesses engage with banking, helping them access better value and