manus: it's kick it off with commerzbank. be slipped but good news, second quarter is 272 million euros. costs -- a great on they have a grip on costs. costs full is your will be $7.1 billion. 23%. the issue is pretax profit is doing a little bit better. 300 and 9 billion euros. operationally, it is great, in terms of the net income, it is a beat. capital however, to your one capital, 13%. that ties back to the whole dividends and buybacks which has been a demon in banking this quarter. it is a higher underlying revenue in 2018.