competitors in certainly markets. >> and randall stephenson, got that compensation package that they decided to take him to the woodshed on what would have been a huge coup? let's give him that, okay? it was worth a $4 billion ante? well -- >> he's still making quite a bit. >> yes. >> i don't think anybody's going to cry for him. >> compared to warren buffett, right? governor christie had kind words about warren buffett this morning enchts we saw that, basically shuts up and go away. >> don't you love that? >> he says that to a lot of people. >> if you want to write the -- >> he should wear a sign around her chest. >> shut up and -- >> i try to get mice kids to say shh or quiet time? >> i'm looking forward to hearing what he has to say. >>> guys, we'll see you in just

facie ining lawsuits. the reports finds the two gses have paid $109 million for legal expenses for the former executives. and the government's new consumer watchdog agency is launching a probe into overdraft fees charged by big banks. the cfpb says it will also ask banks for information about how overdraft fees affect consumers, how overdraft protection is marketed and what information consumers receive. you got that? what is it -- cpfb. >> we're going to be saying it a lot. >> you want to check the box for the overdraft fee? >> well they may require to you check a box when you sign up for the card or your account. that says i'm willing to pay this fee. that's how this is going to work. >> if it was an overdraft. >> if you overdraft. >> meaning you check the box in advance. and it would be an acknowledgement, whatever, but you would be forced to check the box and the idea is that --

>> we have a chapter in the book called psuedo competition. it's how you get efficient resource aloation and innovation. the mobile industry, they each spend $35 per subscriber on advertising. no market share is changing hands. look at air-tel, they spend, their customer spends $15 per year with them on service. so our companies spend twice on advertising what the average indian is paying for service and they're managing -- >> part of the argument, the yuntd lying theme in the book, a question mark around capitalism, i would suggest. is that -- >> no, i don't think so. >> that's the wrong take-away? >> that's the wrong take-away. >> okay. capitalism survived the transition from the agricultural economy to the industrial economy in the 19th century. it's going to survive the transition, the information