that the younger people are never going to get all those benefits anyway because the system is busted. if you're 22 years old now, by the time you get to where you need those, they aren't going to be there. at least this way there will be a path there will be substantial things there and we'll be dealing in the real world, not in the world of unphiladelphiaable promises. >> that's right, they say that medicare is gone and bankrupt and out of business within seven or eight years. the fact is that people aren't going to believe that. they'll sit down and vote something or they'll put money in and i think that sell is just not going to be the conclusive sell. the real thing is you're going to have to talk about the over 55 and it's going to have to be sold, because i know people that don't know that at all. they just hear the horror stories and the democrats are really going all-out to say that if you end up with these two folks you're going to end up in the street and that's not the way...