biggest lenders for mortgages in plainfield, bank of america and wells fargo. bank of america had no comments. wells fargo say they continue to work with borrowers to find alternatives. we asked both to come on camera and talk about the situation, neither of those banks agreed to come on camera. >> poppy, what about mortgage modifications. what are the banks saying? >> you know, they're not talking to us. they gave those statements. i think what's interesting, brooke, if you look at the ripple effect t. the mayor says they've seen hundreds of thousands of lost revenue for the city. when people leave the city, they get foreclosed on, leave the homes, they leave the school district. that means less funding from the state to the city for those schools. the schools have laid off staff. >> it's a domino effect. >> domino effect. the city has laid off half their workers since february alone. so this is one city, but these emblematic of the crisis that continues in the so-called recovery...