going into one job where they're fully employed. a lot of people are independent contractors or putting jobs together or in between jobs and going out there on the open market is tough. going into an exchange like this means that you're sharing risk across a broad range. it's also true a lot of young people didn't think to get insurance, which seems like a great idea until you get sick or wrapped around the tree. >> now it makes more sense not to get insurance, right? you can wait until an accident and then sign up when you need it. >> we have some breaking news. chief medical correspondent dr. sanjay gupta who is cnn doctor and america's doctor got the chance to talk to the one woman who everybody in america wants to talk to, kathleen sibelius. that is obama's secretary of health and human services. here is a part of what she said. >> the president has broadly outlined a lot of the benefits of the affordable care act in a speech yesterday. i want to talk about this web site and ask...