you're writing it to. under this proposal, imagine, if you will, the i.r.s. spying on your bank accounts for every transaction over $600. imagine four tires, more than $600. so the i.r.s. wants to know why where you're spending $600 on tires. imagine if your engine runs hot and you have to take your car in to get it checked -- more than $600. imagine trying to find the money, scraping the resources together just to be able to buy the school clothes for your kids. if you have a couple of kids, a couple pair of shoes, some pants, dresses are up 18%. imagine that $600 expense being taken out of your account and the i.r.s. is looking into your accounts to see what you're spending the money on.