comment from claire in michigan. richard of next from newport, florida on the line for folks who have individual coverage. good morning. caller: good morning. thank you for taking my call. i am calling for my son. he will turn it the in december. monthere paying $800 per for both of them for coverage. they are empty-nesters. kids are out of the house. my son has just been notified that his treatment alone will be $1000 per month. they have higher incomes, so that is why they were notified the premium had increased. the thing that gets me, already state 30% tax bracket, and federal and other federal taxes that are kept under the blanket so to speak. now they have an increase in their premium, 2.5 times.