charge next year. kyla campbell spoke with an industry expert about the expected increase in costs. >> expect to pay more next year. that's the message likely coming from obamacare providers. next month insurance companies will let the administration know whether they'll take part in the exchanges in 2015 and how much they'll charge. kaiser family foundation expects a 7 to 10% increase on average, and that's in line with increases prior to the affordable care act. but insurers who offered plans on the federal and state exchanges could back out. >> you will have to shop again and change plans but hopefully every year there will be a choice. >> kaiser expects most insurers will stay and a few more would join. everyone will have to reconfirm their income for tax credit purpose and people will also have the chance to shop around and buy a different plan. in washington, kyla campbell ktvu channel 2 news. >>> it is a cloudy and cool day around the bay area, and this live picture you can see...