overlapped. supervisor kim: thank you. i do appreciate all the comments that were made. it is a very complicated issue and i think that we have gone through several months trying to figure out the best solution to address this loophole in our health care ordinance. i want to say a couple of things. when this ordinance first came out, i was on the fence about it korea i was worried for many of our small businesses who want to support in their ability to meet this legislation hand closing the loophole. there are a couple of things that turned my mind toward supporting this. one was meeting with many of the workers to -- whose businesses opted into --hra for health care. during the workers knowing they did not have access for funds and being told that they could not spend it on basic health care needs like dental visits, which was, to me, astounding.