dealer agreement with goldman sachs and rbc and the dealers are responsible for the selling and remarketing of the c.p. to investors. in summary -- >> supervisor: real quick before you continue, explain to me your commercial paper note program. >> so, it's very common when have you a large capital program like we do in our water and waste water enterprises do as well, to provide interim lower-cost funding during the construction period of the capital project. ultimately you want to fund the project with long-term debt, 30-year debt but this is interim funding. commercial paper you can issue for up to 270 days, so less than a year, because of that it's much lower cost. so once the project is built and in operation then the goal is to take it out with long-term financing, revenue bond financing. typically, 30-year financing is