work. mammograms at the right age. colonoscopy at the right age. that kind of prevention is going to kick in. if you decide on a friday afternoon, however, that you want a ct scan because you want to search and destroy every little thing in your body, expect that to be denied, as well it should. the big thing though, watch out for wellness programs. if you don't smoke and you take pretty good care of yourself, your employer may well give you a 30% to 50% decrease in your premiums. this is the big-ticket item. >> meantime, getting to the idea of being able to go to a doctor. >> what i consider primary doctors. a lot of people are saying there aren't going to be enough of them. in massachusetts, 44% of primary doctors say they aren't seeing new patients. this is the paradigm shift. get ready for more nurses, more nurses who will be able to see patients. >> but in the meantime is it going to be difficult to get an appointment? >> well, there might be. because what a lot of...