jammed. germantown solid all the way out of town.

my fingers to the keyboard to write this book, i did it because when we want answers to our financial questions, we want them right now. and we want them from somebody that we can trust. and yes, there's a lot of infoation on the internet. but sometimes there's just too much. and you need to have that dr. spock at home, that you can go to and say, all right, here is the answer and i know it's correct. >> so, jean chatzky, aka dr. spock. >> i'll be a vulcan. >> you got a call from a woman named wendy last may. she and her husnd at that time, were about $90,000 in credit card debt. she has no children, they're both employed. they wanted to know how they could get out of their credit card debt. what was your advice? >> i told her to talk to the consumer credit counseling service. she was interested in debt settlement. which is potentially a dangerous area for some people to go down. you should try credit counseling first. i suggested that to her. >> we actually have wendy on...