chan. >> we do do appraisals for all of our projects and we do appraisals for applications for tax questions and i think the value -- >> do you go to the department of real estate or higher a third party -- hire a third party? >> the sponsor will do the appraisal for the tax credit applications and in this case because of the requirement this is chapter 23 the department of real estate is required to do the -- >> because of the transfer. >> because of the transfer. >> but that appraiseal is not used at a later date by at forward able housing developer and in many ways what i'm trying to say, i want to be 100% clear this appraiseal is not used in the future for the development of affordable housing because if it is, we can require it after the transfer so it doesn't slow down the process but if it's not helpful, then i'm 100% in agreement that eliminating it all together because it's a required step that's no longer necessary. >> interview: it varies depending on the timing between the transfer is happening and the project is applying for financing so if the appraisal is outdated than the res

are you still going out to do another appraisal or are we done or since there's really no appraisal on this that's been approved? >> john updike, director of real estate. supervisor, given that there was a prior appraisal in may of 2017, which is on the cusp of getting a little stale, we chose to get a new appraisal. in behind sight, we probably should have simply gone with the appraisal in may which exceeds the purchase price which as the budget analyst noted was $3.96 million. i suspect had we done a review of that, that may have been acceptable. the methodologies used in the new appraisal not commissioned by the city, so collier's provided a report to the development side, when we do a review appraisal, it is usually a collaborative process between the appraiser and the reviewer, and if there's a differing approach, we ask the two to work together to do that. it's much more difficult to orchestrate that when we're not the client. so in this case, we chose to look at the appraisal volumes that we had in this area to be sure to give us comfort that there's no question that this value

first of all, go hire an appraiser. have them critique the particular appraiser and his work.he deficiencies. give that information to the bank to see if, in fact, you could prove that the values that were given were inappropriate, that they should've done the comps in the area. that's very important. number two, there are divisions with the state where you could file a complaint against a realtor and against an appraiser to challenge it and say, "look, this is something that was not done properly." the problem with that is it takes a long time. so in your situation, unfortunately, you and i who wanna buy a home or refinance a home, so often, we are 100 percent dependent on the appraiser and their findings. that's all the time we have for today. be sure to send me your property stories, questions, or pictures of your property bloopers. send them to propertyman@foxnews.com. and don't forget to check us out on facebook and twitter. there's also plenty more information on videos on our website, foxnews.com/propertyman. i'll see you next week. [ woman vocalizing ] >> lou: good eve

i like the customer with me during the appraisal. i want the customer to know that what i'm doing is fair. if i take them around the car and i point out the defects with the car, or the imperfections with the car... when these lights turn yellow, you can get this replaced. it costs 300 or 400 bucks. then when i give them a number that's lower than what they originally thought it was gonna be, their expectations are probably more in line. they're less surprised, and they feel like you're hiding less. i would rather ask these questions with them. make sense? >> i like that. i like that approach. >> you too? last year, car cash generated over $13 million in revenue. that's $13,500 per car, since they bought 960 cars. if jon followed my process and took the customer through the appraisal process, he would be able to buy cars for 5% or 10% lower than he's paying today. that's about $1,000 a car. $960,000 a year, without buying one more car. when you leave somebody in the office, the level of anxiety that's happening, as you sit there, as

. >> patrick notices than an auction house is holding an appraisal fair in birmingham. >> i thought, "i'll throw a box of stuff together and see if anything's worth anything." >> at the fair, patrick cautiously breaks out the old family war stuff. >> did you feel like one would be worth more than the others? >> i actually thought the muster book was gonna be of more significant monetary value. as it turned out, he says he thinks the muster book probably would be a couple of thousand dollars. and i thought, "well, that's nice, you know, but it's not life-changing." >> patrick shows a few more heirlooms and gets the same tepid response. down to his final item, he unfolds his childhood plaything, that old texas map. what happened when you pulled the map out? >> you could tell his demeanor changed. i mean, his face lit up. he was very excited. >> what's your heart doing at that point? >> it's beating very well. [ laughs ] >> what had been sitting in the attic all this time? >> i'd never seen one before, and i don't expect to see one again. >> that's next. >> but first, our "strange inher

they appraised at approximately $5 million. >> he's driving around with a $5 million-appraised document, though. >> he did not have it insured. that premium would have been about $50,000 a year. >> so you can imagine ian's horror on a trip to kansas city. >> he starts looking around and thinks, "oh, my goodness. where are the rules?" >> you're kidding. that's next. >> here's another quiz question for you. the answer when we return. >> the answer is c. they banned the dunk shot. after lew alcindor, later known as kareem abdul-jabbar, dominated the season, the ban was rescinded in 1976. >> in 2002, ian naismith, grandson of dr. james naismith, the inventor of basketball, is on a mission to preserve the game's true legacy in the face of what he sees as its ongoing decline. one of the 12 values that dr. naismith saw in the game was sportsmanship. and my dad felt that was the one thing that was really lacking at that time in the game. >> he spent almost a decade traveling the thirteen original rules, which have been appraised at $5 million, to schools and sporting events. touring the country

they appraised at approximately $5 million. >> he's driving around with a $5 million-appraised documentnsured, though. >> he did not have it insured. that premium would have been about $50,000 a year. >> so you can imagine ian's horror on a trip to kansas city. >> he starts looking around and thinks, "oh, my goodness. where are the rules?" >> you're kidding. that's next. >> here's another quiz question for you. the answer when we return. it's easy to think that all money managers are pretty much the same. but while some push high commission investment products, fisher investments avoids them. some advisers have hidden and layered fees. fisher investments never does. and while some advisers are happy to earn commissions from you whether you do well or not, fisher investments fees are structured so we do better when you do better. maybe that's why most of our clients come from other money managers. fisher investments. clearly better money management. my "business" was going nowhere... so i built this kickin' new website with godaddy. building a website in under an hour is easy! 68% of peo

they appraised at approximately $5 million. >> he's driving around with a $5 million-appraised documentough. >> he did not have it insured. that premium would have been about $50,000 a year. >> so you can imagine ian's horror on a trip to kansas city. >> he starts looking around and thinks, "oh, my goodness. where are the rules?" >> you're kidding. that's next. >> here's another quiz question for you. the answer when we return. our recent online sales success seems a little... strange?nk na. ever since we switched to fedex ground business has been great. they're affordable and fast... maybe "too affordable and fast." what if... "people" aren't buying these books online, but "they" are buying them to protect their secrets?!?! hi bill. if that is your real name. it's william actually. hmph! affordable, fast fedex ground. retail. under pressure like never before. and it's connected technology that's moving companies forward fast. e-commerce. real time inventory. virtual changing rooms. that's why retailers rely on comcast business to deliver consistent network speed across multiple locatio

we're gonna make sure that we have an appraisal.and make sure we have a physical inspection of the property so that we know what we're lending against. and the technology allows us to auto-trigger those vendors around the country and really speed up the process. >> what the sites do is they evaluate both the borrower and the project to ensure the investors won't lose any money. >> we go through a very stringent process to make sure myself, as the developer on the deal, that we are solid. >> these platforms like ours, we're very careful about who we lend money to. we do a lot of background checks. one of the things about technology and the data is that we have access to it and we use it. so we're making a full 360-degree determination of whether that borrower can get it done, whether they're fraudulent or not. >> we'll present them with the deal. they go and they get a broker to give them an estimate of what the value's gonna be with the property being repaired based on my rehab plan. >> we always ask for skin in the game. so that's

they're all salable, and they could all do well. >> john takes the sober appraisal of $10k like a man would say? >> well, she'd say, "we got to do what we got to, baby." >> [ laughs ] >> you know, "let's move with it." >> i'm here. i got my checkbook. i would like to take the last of that series, the sagittarius. i'm thinking i'm going to offer $100. >> i think that's very fair. but if you wanted to step up and offer him $200... >> hell no! i'm not overpaying. [ laughter ] >> hey, we'll have an auction. wait a minute. we'll do an auction. i know. i'm looking out for my client here. >> oh! before i go, i get my barbie sagittarius, and i ask john if he plans to save any of his mother's other dolls. he says just a few, in particular those fragile japanese dolls from world war ii, a reminder of how his mother started collecting them in the first place. >> i kept going back to what my mom told about them, to please respect it as an inheritance. i've did everything i can to do it in a way that is respectful to her wishes. >> and here's a note to those of you who might want to start a barbie

one hundred twenty seven point five million dollars in two thousand and thirteen if you want to appraise the painting for yourself it's going to be on display in the louvre in abu dhabi. it makes me wonder after that crackdown where they tossed a bunch of princes and relatives to the rich really whether or not they're in the rich jail and whether or not they were this paid to could be used as bail possibly but one thing really quickly you know or interview with dr marc thorton about government could too doing such we were talking about the meeting broke up and it was a good meeting with the president mitch mcconnell paul ryan schumer and close to the president said. all very friendly happy unified group of hopefully will get together looks like they're going to pass a nother stopgap for two weeks at least that's what coming off the press right now at least for now but that's it for now i'll make sure to catch boom bust on youtube youtube dot com slash boom bust r.t.d. thanks for watching see you next time. please. please remember gun some is not is not a quick place is not a good country

what is your general appraisal of senator mccarthy and his work? >> i think he is the most dangerous man in the united states. i think he is more dangerous to the freedom in the united states and all the communists we have in this country. >> do you think that he is dangerous because he is attacking communism? >> i think he is dangerous because without sufficient evidence, he is smearing respected and highly decent people. >> do you think there are communists in the state department? have they infiltrated our government? >> i don't think they have begun to infiltrate our government. they do not do as much harm as suspicion stirred up by mccarthy. what specific harm do you think senator mccarthy has done ? >> when you smear men like william jessup and men who have been in government service for years, you do a great deal of harm. used her up hate and suspicion and fear all over the united states. the most dangerous thing the communists can do in the united states is stir up hatred, suspicion and fear. i think anyone doing it is doing as bad a job as

no appraisal necessary.alify, you get approved for the h.a.r.p. program just like suzanne did. the h.a.r.p. process allowed suzanne to reduce her mortgage payment about $700 a month. the h.a.r.p. refinance cost about $7,250 with a 4.8 interest rate, substantially less. so now, when you rent the house, are you in the good? are you in the black now? >> it is pretty much almost break-even. >> yeah. >> we get a little bit more than the mortgage payment. but it does not cover the taxes or insurances. >> so, let's go through some of the h.a.r.p. bullet points to qualify. first of all, the loan had to be before may 31, 2009. the homeowner had to be current on the loan, not more than 30 days late in the last 6 months. and here's what you need. it could've been a primary home, a second home, or one- to four-unit investment property. obviously, it had to be a fannie or freddie loan. and the loan to value had to be greater than 80%. the h.a.r.p. program still has legs, but if you talk to most lenders today, it's not re

that they will share our appraisal and allow us to move to the next phase of the negotiations. withmonday, i also met european probably -- european parliament representatives. cooperation between european parliament and the commission and our position closely aligned. these negotiations can only be successful if we take an inclusive approach. that is exactly what we did. without going into the details, allow me to touch on what these agreements mean in practice. later today after 9:30, michelle barney eight will be available to explain all of the details of these agreements we reach today. -- we reached today. on citizens rights, in this negotiation, citizens have always come first. it has been of great importance for the commission to make sure will beens and the u.k. protected after the u.k. leaves the european union. eu citizens have made important life choices on the assumption that the united kingdom was a member of the european union. brexit created great uncertainty for those citizens and their families. today, we bring back the certainty. the negotiators have made sure

the united states, because america is rejecting the economics of and be and embracing -- nvy and appraising the economics of opportunity. i think america is longing for brightness in public life. if you think about the impact of this vote, it has an impact on every american. and that means you're having an impact on the low. the word -- impact on the globe. the world longs for the united states to be a strong power. in order for that true the united states has to be a strong military power and in order for that to be true the united states has to be a strong economic power. this is much bigger than an economic picture. it is casting a vision for what our future looks like and we are choosing brightness and opportunity. [applause] an exciting day for america and almost every single person in it that works. i had a person say, we are not want to know if this tax helped us a not for another year, until april 15 of the following year. i said no, companies will get the new withholding tables by the first of february. and so, the first check that february -- will have to pay their taxes. they wil

i am hopeful that they will share our appraisal and allow us to move to the next phase of the negotiations. last monday, i also met with european parliament representatives. from the start of this process, between european parliament and the commission has been close. these negotiations can only be successful if we take an inclusive approach. that is exactly what we did. without going into the details, allow me to touch on what these -- on what today's agreements mean, in practice. later today after 9:30, my michel barnier will discuss citizens rights. citizens avoids come it has been first. of great importance for the commission to make sure e.u. citizens in the u.k. will be protected after the u.k. leaves the european union. e.u. citizens have made important life choices on the assumption that the united kingdom was a member of the european union. brexit created great uncertainty for those citizens and their families. today, we bring back the certainty. the negotiators have made sure the choices made by the citizens -- by the e.u. citizens living in the u.k. will be protected. we will ma

and i thought your appraisal to his shows double lives just. doesn't understand that it's you know yes you know this is not where i was this is one of them saying one of the other have a lot you know i'm going to have a problem is this someone talking to them not. there and you see you act now we have you can lend me money and ok that happened here and i still have money that he needs or what you have i need to have this shoe shop you know many times i want a time when you know as you have on and that sometimes the home i think we all want to have it wrong that i have no idea that. we are. going to. hold going for good or they're all over the summer so much to you as me and with a you know. we definitely going to get a view about how that's possible and i'm still to have the you know the end of the the. miniature version of the high level and i'm going to play you been how the. game has somehow done. about how much you shall have to know how. i think. if the film out say a conclusion no naaman the polish to. the column of a mistake. but. tom wi

it's going to cause that amount of significant disruption in the longer term environmentalists appraising china's decision yesterday to create a national carbon market it could become the world's largest exchange for emissions credits the plan is to force power plants to buy c o two city if it's in order to produce energy experts say putting a price on carbon dioxide is a vital step if the planet is to prevent catastrophic global warming china is the world's largest producer of greenhouse gases a dozen countries and territories in north and south america recently announced they'd start similar programs it's been a contentious issue in australia and critics say europe's system has been largely ineffective. its billion now asia correspondent based in singapore and grey haying and so how's this going to help clean up china's act. well china is this is a very big move for china being the top bit of carbon dioxide in the world trying to do this by market based bigness of done that means it's using a covered credits exchange and if they're not for the details of that but if it's anything like t

appraise the survivors and those have been taken part investigation he said it must have been very tough and harrowing work for them is also suicide about fifty million australian dollars that's about eighty eight million euros to help those survivors and the so there are sixty thousand people who are eligible for compensation and who put this money aside so that they can hopefully get over their ordeal so they can hopefully put it put it to one side and and those who want redress will be compensated accordingly right roger man out in sydney thank you very much for that let me now bring you up to some other stories making news around the client a russian court has sentenced former economy minister alexei to eighty years in jail for accepting a two million don a bribe from an oil bath close to president not only putting the sentence was hotshot an observer that expected the circumstances of the case and ignited speculation that it may have fallen victim to a kremlin power play. six people including four children have been killed and twenty others injured after a train hit a school bus on

the real appraisal is the second one. what is your take? can a president be charged with obstruction of justice? >> doj policy that a sitting president can't be indicted while he's sitting. >> you have to impeach him first? >> impeachment and removal, two-stage process. then he could be charged. however, what dowd was saying is that the president cannot even be guilty of obstruction. and that is widely dismissed as a not valid theory. he can be guilty but it's true that at that point, mueller can collect all the evidence and say i would bring a charge and then hand it over for the political process. >> you think this is a tactic being used by the white house attorney? >> it's a tactic. look, lawyers use tactics. he has to make the best defense he can for his client. if the facts are starting to stack up in a way that would be indefensible based on what the crime is, then he has to switch tracks and make it a legal argument. >> chris, to asha's point what does it tell us that the white house is choosing the strategy of using a nixonian -- pu

that we do for everyy supervisor and manager and it's required they get trained on how to appraise and all of our new supervisors have to go through 24 plus, which is the h.r.'s supervisory training program and if the supervisors don't be do,o evaluations, they get dinged. as a former head of the department of human resources i take personal stuff very, very, very seriously and i want to manage expectations a little bit with this board. i cannot stand here and tell you that you won't see another settlement or another case. we have a very, very large workforce and we do have a lot of temporary staff and seasonal staff that kind of come in and go out and i think that overall our permanent core staff, we have done a lot of work, a lot of work over the last few years and all of our employee satisfaction surveys it is -- look, it's a j.o.b. and some people really love -- most of the people in my organization love their job. but not everybody. and i -- you know, i think that overall the culture of the workforce is pretty -- it's pretty good right now. and we do take all of our supervisorrial

here is the kicker, he just bought a, it was not insured yet , he was waiting for the appraiser to come out. >>> a rare sighting in monterey bay, dozens of blue whales recently -- will watchers spotted 50 blue whales, 15 miles west of moss landing. cruisers showed this video with us, they say seeing so many blue whales this time of year is unusual. they are commonly spotted during the summertime. by fall, they had south to breeding grounds near the coast of southern mexico and central america. >>> the ocean water to the west is sitting at 60 degrees which is warmer than normal work the whales might be confused by the temperatures, not where they should be. this is a great shot right ear, treasure island looking back to the beautiful city of and cisco, the financial district, we have everything. it is 54 degrees in the city, san jose 51, santa rosa 40, a degrees above freezing in santa rosa, foggy in sonoma county, overnight lows tonight vallejo 44, concord 40, san jose 33, likely freezes by the middle of next week. the first one in the late fall and early december. ridge of high pressur

. >>> first, happening now, the salvation army in idaho is getting a big appraisal. someone dropped a one ounce gold bar in a donation bucket. that could be worth $1200. >>> teaming up with tesla. a delivery company is buying semielectric tractor trailers. you can see them on the road as soon as 2019. we are back after the break with more news. ♪ this little home of mine, ♪ i'm gonna let it shine. ♪ it's energy saving time, ♪ i'm gonna reduce mine. ♪ californians all align ♪ to let our great state shine. ♪ let it shine, ♪ the power's ours to let it shine! ♪ unplug chargers - go, ♪ devices go off-line. turn thermostats down low, ♪ led's shine mighty fine. ♪ small actions quickly grow, ♪ to let our great state shine. ♪ energy upgrade california, will let us shine. ♪ >>> it is 4:54 right now. we are looking live at cesar chavez park, christmas in the park. the main tree is there. you can see the rain falling on the roadways there in the distance. you have to watch out for that if you are an early commuter. >>> sonoma county will soon provide a new resource designed to g

about them driving at night and the dangers they are exposed to on the road not the most encouraging appraisal ophthalmologist. knows about the pitfalls of night blindness and the range of potential causes in many cases it's a symptom of another illness. night blindness comes in various forms the inherited varieties mean patients see nothing at night starting in childhood. on then there are the acquired forms with a number of associated illnesses such as diabetes or glaucoma or other retinal diseases. and they lead to the patient's eyesight gradually getting worse or they're not seeing anything at all. gone it's mislead. the root of the problem is the retina that contains receptor cells known as cones that help us see colors while others called rods unable is to see in the dark. when the rods are damaged or destroyed by disease not time vision is severely impaired if not last entirely with consequences for the patient. informing us of the need for the inherited forms cannot be treated while the acquired forms only have a limited there of the options so the condition worsens over time. all we c

movement as a historic landmark following of course within its own interpretation of history eleven appraise intensified even more after the united states have to invoke a veto against its own allies the security council what does israel hope to gain from base isolating show of support to discuss that i'm now joined by dan dyker fellow at the jerusalem center for public affairs mr dyker it's great to have you on the show thank you very much. for a time thank you now let me know if you disagree and i bet you disagree about but i think the israeli authorities and first and foremost prime minister netanyahu averill apparent in the efforts to all over south what donald trump really sad on the status of jerusalem netanyahu called that decision courageous and just at a time when the state department actually tried very hard to persuade everybody that there was absolutely nothing extraordinary in it why is israel are trying to package this announcement for what it's not well israel is trying to basically affirm what the american people have said for twenty two years and it's unfortunate that so man

happened of course it's a crime the same crime that happened last month when some attackers attacked appraising moslems and killed more than three hundred. i mean before me doesn't of course the numbers count but but for me the principle is the same i mean killing one innocent people is the same like killing three hundred people but what makes people that crazy that sick mind to make such such is sinister things like he miss crimes i mean relations like that between christians and muslims in egypt you know ten percent of the part of the population being christian. the two religions generally assimilate together today mix of a they generally ok or is there a lot of anger between this i'm a gyptian myself and i grew up in a society in a society with no differences between muslims and christians i was raised by a christian family myself and i'm sure the millions of muslims who had the same experience through the life of me we we've always had good relations together. i threw up my career i did a lot of good things for the christian the egyptian christian church of the church so it's it's not actua

as a historic landmark following of course within its own interpretation of history eleven shing appraised intensified even more after the united states have to invoke a veto against its own allies in the security council what does israel hope to gain from this isolating show of support to discuss that i'm now joined by dan dyker fellow at the jerusalem center for public affairs mr dyke it's great to have you on the show thank you very much for your time thank you now let me know if you disagree and i bet you disagree about that but i think the israeli authorities and first and foremost prime minister netanyahu very apparent in the efforts to oversell what donald trump really sad on the status of jerusalem netanyahu called that decision courageous and just at a time when the state department actually tried very hard to persuade everybody that there was absolutely nothing extraordinary in it why is israel are trying to package this an ounce meant for what it's not well israel's trying to basically affirm what the american people have said for twenty two years and it's unfortunate that so ma

that could be appraisals of where has he got to at the end of almost his first year in presidency. >> let me take that point. what you're saying is that what we are now doing is exactly what he wants us to be doing, which is to be talking about a falsehood rather than something that might be more important? >> i think he's a very, very skilled, media savvy individual. he's built a big career in that regard. he's got a strategy of sand in your eyes, diverse nar tactics, which makes him look like he's appealed to the large public, and solved many of their problems. for those people who support him, this bolsters that support. and galvanized other people. >> let's look at the legislative actions, if you like, that he has done overall. if you look at a totality of this. modifies existing programs, repeals rules and regulations, encourage innovations, this makes up your 96. but besides this, the presidential actions that he signed, have reset an agenda, haven't they? >> absolutely. that's the key part of it. he came in as a procorporate, probusiness candidate. extolling the virtues of busi

his appraising yemeni geneses base in the capital sanaa and he gave us his version of events leading up to his death. that was. like a lot of the hours before his death. the legation i thought there was trying to get the law solid two hundred insult to the heart of the whole scene by the time being the mediation was still going on. and some of the little surprised that i am the most honest has left the convent area relieved. his car. was found in the high. in color lab rifle. a stick for an eye and it's a hard pill reported because look people go to get. through cars if you would they refuse. a checkpoint in that area i was going to report the best to look for needs late into madison because cullen has a border with a lot of the region which under the control. of the forty of them are solid and it seems to be that he has a. gunshot in the head. in a different area of his body right here in the studio with me he's no her. and bashar just wondering we were talking earlier to demolish a while in the g.c.c. meeting whose responsibility is the mess of these yemen today who's prepared to t

they need to get the bars appraised. jonathan: gold these days they did well. you are right. you are right. jonathan: all right. to protect and serve but this time was a new york officer needing help. civilian who jumped into action and why the choking officer was a step away going unnoticed. >> i want to see if you can help my wish come true this holiday season. this is our first apartment this year. and i'm happy to have my own room now. kimberly: incredible letters for santa. we are sharing the touching stories with you. coming up next. jonathan: tax bill voted on. look who it is. that is vice president mike pence. surprise visit in afghanistan. addressing troops right before the christmas holidays. we have more on this visit and more news after th jonathan: lock at the tv. that is an officer and he is choking. somebody walking by sees he is choking and th heimlich and it works. he would have choked otherwise. he couldn't make the door open for the bathroom he started to choke so badly. the other customers saw it and they did the heimlich and got him back. h

the appraisal for a water facility. for a water delivery. i think it would be very interesting to see what you get. cuz. it is i think the summary of the all the events that took them to seems to come to mind. the house young. and for the be nice to hear someone like me to to make to ask us a single cause it's a bit long. before the release your former prime minister. the first to. need to talk can i. just took a cuckoo day hands confession. a trip or a stream missing was interviewed carrying out operations black monday was held in two thousand and nine for nine decisions were made to recruit. big thumps from the slums in order to create a climate of insecurity and truck spots throughout the country to destabilize and topple the legal government. is this necessary to shift human plot a second five five successive to create. one. anyhow situation do i think. i got onto the project became bookkeepers very very bad that this does to frighten. the west it's way from me they were. three pos zero zero zero zero s. and then come up in my room and t

they're on 270, we'll find another engine or something >> jim and sarah eric promises we'll have appraise our next stop we'll be up -- let's see, up in shady grove area. >> we can put you in the back, it's a little cold. weather men can handle it >> i know you want to strap us on, jim and sarah save me >> we have nothing to do with this, we're not overruling the fire >> do what they say. >> that's right. if they say on the roof >> just worry about staying in here and guiding us >> staying invoice, trying to minimize my time outdoor, now we have snow, not big event but as we take a live view from western maryland, this is a look at 68 where that intersects 219 where winter weather advisory is under effect for snow that's sticking. when the ground is this cold, it's been sub zero many hours out there. you know, you treat the roads, but still, it's always the most dangerous when it first starts to fall and it will start to stick. so you get the slick spots. this is what's headed our way. this is a warning sign that maybe might want to be off the roads a little bit later on. even though they

salvation army will have them all appraised >> christmas coming early, they lost to their wife and mother to breast cancer and now the maryland national capitol park police are determined to bring them much needed joy. fox 5 gary mcgrady live in green belt for this santa's secret surprise. >> the park police made it and came the huge trucks rolling, lots of police on the motorcycles. here's what's going on. the park police show up, they do this every year. that he help out a family in need and come in and each officer brings a gift for the family. this is the planta family. they've had a rough year, lost their mom and wife to breast cancer earlier. they bring them out for dinner, it's all a big surprise, they did not know this was going on, look at all the officers streaming in, and everybody out here spreading, this is the secret santa on a grand scale. and there is -- were where he able to see santa back there? not quite. but santa is here. he's right there in the middle. i just kind of wanted to set the scene here for you. coming up in a little. hopefully later on i'll have a chance to

. >>> a salvation army in idaho is getting an appraisal this morning. someone dropped a 1 ounce gold bar in the donation bucket. it could be worth about 1200 bucks. >>> plus, u.p.s. is teaming up with tesla, the delivery company is buying 125 new electric semitractor trailers. you could see those electric big rigs on the road as early as 2019. we are back with more news after the break. you still have time to help local families in need. i )ve tweeted details about the )sacred heart ) toy drive. >>> as it gets closer, you have time to help local families in need. i got this video on monday at sacred heart community service. there is time to donate to the toy drive. this is half of what they needed. follow me if you would like to give kids a merry christmas. >>> today marks a year to the deadly hit and run crash and police are looking for the driver involved. carley flynn was hit and killed. she was walking home from the bay hill shopping center at the time. today, we are hoping to find more information about that investigation. police, carley's father a

. >> the real problem is when our appraisers looked at it, it said it's worth $200 million, not $300lators who really spearheaded going after keating. >> we discovered likely fraud. just really basic things that no honest banker would do. the examiners looked at 52 real estate loans lincoln made. there were no credit reports on the borrowers in all 52. >> on top of that, charles keating has lincoln savings sell uninsured junk bonds, and he targets the widows and the retirement community. >> there were 23,000 customers who would buy $250 million of these bonds. >> we had sold our home in sherman oaks. my husband had a stroke. we moved down here, went to lincoln savings. >> how much? >> you really want to know? >> it was $30,000 and for us, that was quite a bit. >> capitalize on this, the bond salesman were told. the weak, meek, and ignorant are always good targets. >> the regulators were looking at us saying, this guy is a disaster. we have got to stop this. but by that time, keating had a construction company in arizona. he had thrifts in california. his tentacles spread out to sever