carrots have beta carotene. helps to build up the immune system, helps to prevent heart disease. all in this one little carrot. yeah, absolutely. an apple, carrot and ginger. and ginger in there. ok there you go. garlic and onion and all those different herbs, they're great. now taste that. you know, carrot, ooo! ooo! that's just delicious! isn't that good? that's something, huh? now one of the other great parts about juicing, especially with your juicer, you get all this

. >> beta care teen, sounds wonderful. there's no evidence it will reduce your risk of heart disease. it's not 100% whole grain. >> reporter: sometimes they make claims about healthy sounding ingredients. fruit and yogurt looks like a good idea. >> all you are getting is a very flavored oat cluster with a little bit of strawberry flavor, apple. nonfat yogurt powder treated with heat. if there were active cultures in there, they are killed. >> if youant to crunch the serial claims, check the ingredient list. the first two grains should be whole. look for three grams of fiber per 100 calories. buy serial that is free of as pertain, which causes cancer in some animal studies. when serials boast about energy, they mean calories, not power. >> there's some evidence whole grains may lower your risk of obesity. at least half of your grains should be whole. >> so, you want to look for 100% whole grains as one of the first two ingredients. no more than one gram of saturated fat per serving. reduce the risk of advertising hype. we'd

away from the high beta stocks. now that the market pulled off a little bit we're seeing it go the other way. doesn't come as a huge surprise. >> you know what stock really hit my screen today was general electric. ge shares are higher by 1.25%. it is curious. out performing the market, continuing its nice run. what would you say to investors looking at this stock feel like they missed out on the big run in the past week or so. >> for the fers time today i saw an analyst come out and say folks should be in the industrial business and not so much on the capital part of ge financial. that's something we saw two weeks ago. it's something we've always looked at. and we think that, yeah, you can buy ge here. i think that that probably earns -- announcement from analyst played some part in investors feeling more comfortable. >> doctor, you are so happy right now. you're not the only one who gets my name wrong. >> that's a fact, yeah. i love that. >> that's okay, eugene. i forgive you. >> that's all right. but a lot of ins

>> well, maria, we've been trying to stay ahead of the beta chase, i like to say. trying to sort of buy stocks that are really exposed to the decline in the dollar and that really tend to move more than the market is moving on its own. looking around at stocks that aren't moving, like the big cap oil, exxon or chevron or conoco. then you could look at the other names, enp index. stay long those and short the bigger ones. you've got yourself kind of hedged moneywise. and you have real performance on your hands. >> you think the dollar continues trading lower? >> well, i think you have to keep a careful eye. because that's the one thing that derails this rally. as long as it does, you can keep playing. >> what is the other asset classes, like commodities? what's going on there? we had a huge move in gold and oil and so many other commodities. are you a buyer? >> well, you know, i think you have to be very nimble. i think that if you're going to go to the dinner party and you want to play, you have to make sure that you leave when the host wants you to. if you stand a

they are beta testing those products. amazon.com, got word from amazon today on day one of dan browns' sales for the lost symbols, sales on the kipdle were higher than the actual sales of hard cover versions. that takes out the presell numbers. even that brings that number down a bit, it is significant. the kindle, wave of the future. just take it for what it is. what's working, yahoo!. strong the last week. up about 12%. it stayed that high today. apple, as scott mentioned. and google both touched on 52-week highs. google seeing a little bit of resistance at the high level. the semi conductor index down. oracle, the fall-through from earnings, decent bottom line, light top line, guidance not great. down 2. >> as far as the markets, we all know that they're going to sunset the guarantees of the government on money funds tomorrow. look at the two-day chart of three-month bill rates. what you notice is everybody seemed to pay a lot of attention yesterday. we saw those rates move lower. but they're creeping backs up. maybe t

not to mention this stock, it's got a hi beta. highly correlated to what the s&p does. if you take a look at what's happening now, the s&p is beginning to move lower, and could move lower through thursday and friday. >> there are a few things i love more than hi beta. the reality is there's a lot of competition out there. the new apple iphone, and as well as palms 3. >> but get this. apple, okay. they're a contender. apple really focuses on kind of the games, music, and rimm locks in on corporate america. i don't see palm as a big competitor. you bring up a good point. if rimm is going to continue to hold this market share and demand these higher prices in stock, they're going to have to get creative to continue competing. we have the apple and pre in the quarter. keep that in mind. i would probably in near terms seller here in rimm. >> interesting. is this one of those stocks that if it hits a certain level, that you dive back in and pick it up again? >> if rimm comes back to around 75, i personally like the $78 level myself. there's a lot of technical support there. y

again, whether you're looking to play more beta or not i think narrows your selection. >> toni, great to have you with us on the fast line. thanks so much for your time. we do want to head back to scott cohn at englewood cliffs. we've got some more breaking news this time on bank of america. scott. >> not best of days for bank of america. the securities and exchange commission was trying to settle with them over the merrill lynch thing. judge rakoff a week ago threw that out. now the s.e.c. is preparing to go to trial and preparing to do it vigorously, they say, in a statement just out. this case would go to trial now on february 1st. and the next thing that will happen, according to a schedule that bank of america and the s.e.c. have both agreed on-s that bank of america will have to file a response to the s.e.c.'s complaint. later this week, september 25th. so on friday they will have to respond to it. and then this case would be set to go to trial. and what a trial that would be. on february 1st. on whether bank of america misled investors about the losses at merrill lynch, the bon

high-bate stocks -- well, you're not into too many of the high beta. but does it make you think twice about this market? >> i try to have a little bit longer perspective and i wonder, what's topped nasdaq in this last year, in the last couple of months? it's an extraordinary move to the upside and so to give back a little bit, 5%, 10% wouldn't that be a big deal. the nasdaq over the year is up 3 33%. that's an extraordinary move. i would think that everything will sell-off tomorrow. i don't think that people will make the leap that other losing share to apple. i think it's the pie, everybody in the pie moves up and down together. >> right. >> it would make sense to me that all of those guys are down tomorrow and that's okay they only suffer from the bar being too high like timmy said. >> exactly. exactly. look at hewlett-packard, after-hours again, the other story developing after-hours. essentially reaffirming its guidance. 420 to 430 is the guidance that they're coming out. press release today. 425 is the estimate. 117$117, $117, $11 billion on t rev

. >> joe, if you look at what's driving the beta, i agree with you. there are some things, some names within the nasdaq you that definitely want to keep as part of the portfolio. and i think cramer did a good job the other night of looking at some of those names. however, i think home builders, even though they've had some new highs today, are ahead of theflsz. i definitely think there are some names in technology that are so near the last 5% of their move that it's just way too risky to hold in the portfolio. >> let's talk about one of those names that seem to be a head scratcher these days, and that's starwood hotels. the fundamentals don't seem to bear out the moves we've seen recently in this stock. >> i'm a believer since i'm a technician that technicals lead to fundamentals. and i think a really good example of that is in the hotel sector. starwoods went from around 55, 56, all the way down to the recent low of around 9. now, we put a low in in march at 9, and it could not be and still is one of the worst periods for the hotel industry that we'v

carrots have beta carotene. helps to build up the immune system, helps to prevent heart disease. all in this one little carrot. yeah, absolutely. an apple, carrot and ginger. and ginger in there. ok there you go. garlic and onion and all those different herbs, they're great. now taste that. you know, carrot, ooo! ooo! that's just delicious! isn't that good? that's something, huh? now one of the other great parts about juicing, especially with your juicer, you get all this delicious pulp that's in here. and, with the pulp, you can make muffins, you can make cakes, you can do all kinds of great things with this. right. and, elaine, one of the best parts about the jack lalanne power juicer is, it's so easy to clean. you better believe it. all i do is push the lever down, lift up the top and rinse it under the water. the hot water. and the best part, you can clean it in most dishwashers so it's convenient and easy and voila! it's a clean machine. the jack lalanne juicer is marvelous to use. i couldn't believe how easy it was to put the food in and everything came out without peeling

pears-- look at that-- which are loaded with vitamin c, but they're also loaded with potassium and betaarotene. look at that. now, finally, i'm gonna put in there some watermelon-- can you see that?-- rind and all, it doesn't make any difference with the bullet juicer. that goes right in there. look at the amount of juice that's coming out! now, ralph... i actually want you to try this. and remember, ralph, this juice cocktail is loaded with all your essential vitamins and nutrients. >> why didn't you tell me healthy tastes so good? [laughter] >> you never asked. >> what do you want? you've got the juicer. what's your favorite? >> announcer: now, from the makers of the original magic bullet comes the all-new bullet express, the ultimate eight-minute meal machine. that's right, now you can make any full family meal, ready to heat or eat, in just eight minutes or less. the bullet express chops, slices and shreds all your favorite food, whether it's vegetables, meat or fruit. and the best part is, they all go right into the pan, pot or dish you're cooking with. so now, you can have a fresh

. >> that brings you back to high beta stocks. to cash in and buy all these high beta stocks, going to year-end chasing alpha. that's what you see. >> thank you, steve. >> i love chasing alpha. >> remember that? >> one of your favorite movies. >> by the way, the chicago cubs have not won the world series in more than a century. just a reminder there. but fans can still pack wrigley field and unique rooftops on the buildings across from the field. it's one of the unique features in chicago. that's where we find darren rovell on a beautiful day in chicago, apparently. less than an hour before gametime, darren. >> that's right, bill. we ordered this just up. we are standing wrigley done right is one of these rooftops. we're standing here. you pay $100 to $200 to come up here. there's a lot of people up here ready. the top two floors, there's a bar downstairs and up here, they have everything you could want. they have the game across the way. i'm talking about 50 yards across the way. then everything you could want here. let's give yo

in 2009 have beta and alpha with hedge funds but get out when the volatility isn't something you can stomach. >> applied materials, semi-conductor fab maker, trading $13, probably earn $1, cheap at 13 times earnings. how does that make a china play? solar. they make a lot of the equipment to make solar panel and chip equipment. reading in the paper, china has an energy problem. they are putting up jipt solar fields. in the united states and germany, too. you can play through technology companies as well. >> richard, you do think you see the chinese having a balance that is investing in u.s. assets as well as overseas assets. >> there is an equilibrium they have to have in place. pile on the gold, pile on the emerging market infrastructure, pile on everything else there will be a point where things snap and that is where we will have real trouble. >> what are your cutoff points, steve? in other words when does this investment get too expensive? is there a signal? look at oil, commodities in general, they have been running. >> yeah. we're fairly heavily long energy and extremely recent

how about strong heart, antioxidants, beta carotene? >> there is no good evidence.h doses of vitamin e may increase where you are risk. it's not 100% whole grain and not blueberries. >> sometimes they make claims about healthy-sounding ingredients. fruit and yogurt looks like a good idea. >> you are getting a berry flavored oat clusters with a little bit of strawberry flavored apple and sugar. >> where is yogurt? >> some non-fat yoeg gurt powder treated with heat. >> if you want to crunch the cereal claims, check the ingredient list. the first two grains should be whole. look for three grams of fiber for every 100 calories. buy cereals low in saturated fat, no more than 1 gram per serving. buy cereal that is free of aspertame. and beware of the term "energy." when they boast about energy, they mean calories, not power. >> people who eat whole grains have lower risk of heart disease and diabetes and there is some evidence it may lower your risk of obesity. at least half your grains should be whole. >> you want to look for 100% whole grains as one of the first two ing

will your employer dump you if there's some beta cheaper government plan. >> that's a fair point. wording was carefully chosen. james, i'm going to give you the last word. >> first of all, you have to go back to the statement of the president after the speech and he's not a very brave man because he's issued a written statement. that is embedded and people have talked about that. but, again, you're looking at a guy that represents the mainstream of the republican party and that's how americans are with politics today. >> they represent the democrats and charlie rangel probably represents -- >> you can continue the debate later. >> there is no mainstream in any party anymore. >> gloria, alex, james, always good to see you. thanks. >> sure. >> when we come back, the big question, why do powerful men tend to say incriminating things on tape? we have seen it over and over again. tonight, it's a double dose. we have bernie madoff how explaining how he doesn't want to have the same coach. when will they ever learn? >>> interesting news today. >> campbell, here we go. coming out swinging

google also been trying to get into the health care space with google health, which is in beta. why not buy web md. would cost them about $2 billion. the leader in the health care online information space. wbmd also is one of the only companies in this environment to increase ad revenues other the last quarter. people like the health care space. you have an aging baby boomer population. google would love to get into the space. >> the cost? >> it would be about 2 b$2 bill. >> our bonus is not going to cost $14.5 billion. >> four 4% of the company, they can buy all three of the companies i just mentioned. it's nothing for google. they would be the leader all over the place. the fourth company, "the new york times." two reasons, one is about.com is still a good growing site. >> everyone has to pick their jaws up off the floor. >> here is the other interesting reason, google doesn't have enough lobbyists to deal with their needs in d.c. they're confronting d.c. all over the place with -- >> you're thinking employ journalists. >> nothing hurts if you want to own one of the largest me

porn has always been at the cutting edge of technology, helping vhs win the battle over beta and blu-ray over hd dvd. it's also been an early adopter of e-commerce, giving customers the anonymity they couldn't have when visiting xxx stores. but now technology has created porn's biggest challenges. challenges mainstream hollywood also faces. it's eliminated all barriers to entry. anyone willing to have sex on camera can be a porn star, and anyone who can post a video online can be a producer. and even worse for the business, technology has given birth to free porn. according to "wired" magazine's nick thompson, what's happening to porn is much like what happened to the music industry when napster hit the scene, fans downloading content for free. >> both industries are facing the same threats. they've responded slightly differently, but we've seen the music industry transformed by people uploading music, by file shares, by people thinking that albums should only be available for free, and we're seeing similar things happening to the adult industry. >> what napster was to music, tube sites

this is high beta. high yield. that having been said, you want to start to trade your vw for a mercedes. buy your coke a could las, johnson & johnson, your novartis, nestle. >> it's all going to be about wheat and commodities and the like. gentlemen, thank you very much. appreciate it. and david, thank you so much. we appreciate it. have a nice weekend, gentlemen. we're in the final stretch. coming up next, one-on-one coming your way with duncan niederauer. how is life going forward and what he sees in terms of new issues. >>> larry mcdonald tells us what he thinks of the financial sector right now, and what lessons he thinks still need to be learned from the collapse of lehman nearly a year ago. >>> also ahead, we've got the most heavily traded stocks at the nyse. here's the action on the street here today. you're watching the "closing bell" on a friday. >>> welcome back. let's take a look at some of the day's research calls. consumer products maker colgate-palmolive, upgraded with an $85 price target of gross mar

. >> how about strong heart and antioxidants, beta-carotene? >> sounds wonderful. there is no good evidence those antioxidants -- high doses of vitamin e may increase your risk and not 100% whole grain and no blueberries. >> reporter: sometimes cereal boxes make claims about healthy sounding ingredients. fruit and yogurt looks like a good idea. >> well, if what you are getting is abery flavoredest clusters that has a little bit of strawberried flavored apple. nonfat yogurt powder treated with heat. if there were active cultures in there they are killed. >> reporter: if you want to crunch the cereal claims, check the ingredient list. the first two grains should be whole. look for three grams of fiber for every 100 calories. buy cereals low in saturated fat and no more than one gram per serving. buy cereal that's free of aspartame. when cereals warn against energy they mean calorie. >> there is some evidence whole grains may lower your risk of obesity. health experts warn half your grains should be whole. >> that was liz crenshaw reporting. here is what you need to r

are major studies under way looking at targeting a gumpingy protein called -- gunky protein called betameloid that builds up in a patient's brain and seems to cause alzheimer's symptoms. >>> a california rapper who bragged about the thrill of killing is charged with the murder of a virginia pastor. police say 20-year-old richard mccrosski is likely connected to three other murders in a town of marmville. rapped under the name of psycho sam was given a court appointed attorney today. he was arrested at the richmond airport on saturday as he waited for a flight back to california. >>> a man suspected of killing his family in florida is now in custody in haiti right now. the bodies of mesack damas' wife, five children were found inside the couple's apartment in naples on saturday night. >> in 30 years in collier county, and speaking with investigators at the scene the other night, this is certainly the most horrific and violent scene that our community has ever experienced. >> the associated press reports damas is being held at the police station near the port-au- prince airport. >>> the t

. >> the beta carotene. >> exactly.bles, you're on a heart-healthy path right there. >> one of the things you do is you focus, too, on spices rather than salt, right? >> exactly. it's important to use some salt. you need salt for flavor. but amp up the flavor with other things and you don't need as much salt. >> what did we put in there? >> cumin and just get that hint of aroma right away. and coriander. and let these soften. then i'm putting in real ground beef. >> but this is heart healthy because it's the lean ground beef. >> always look for 90% lean or higher. >> right. >> a lot of packages, you know, kind of brag about being 85% lean. that's not actually lean. so look for 90 or higher. you could, of course, use turkey. >> yeah, we were talking about ground turkey. >> here's the thing, i'm just using one pound of meat. so a typical recipe for this size pot of chili might be two, three pounds of meat, but i'm going to amp it up in healthier ways. >> okay. >> with -- i'll show you in a little bit here. so basically ju

obviously, some of the higher beta names have done really well lately. we think that's a dangerous short especially because the timing's real tough. and we're generally on the sidelines with the group. >> david, thanks for your time. thanks for being such a good sport as we throw our -- >> who's david? >> who the heck is david? goldy. >> two trades that have worked outside of this country. in brazil homex, h smchlt. the house building market in latin america going through the roof. in the upgrade in brazil only helps that story. watch these names they're going higher. >> ubs a little bearish on d.r. horton. the other side of that trade goldman that's their best name. d.r. horton if you look at what goldman's talking about there. that is a buy. >> let's move on-e get in a little bit of options action in here. of course you want -- 52-week high today. there was all that chatter surrounding a possible nokia bid. we also saw call activity up today following a very busy day yesterday. how do we interpret all this -- >> the last four days in palm it's not just

puts right now if you look at them they expire on friday, they look real cheap and a lot of the high beta names. so you have investors going-n buying them, and they're wrong. so it's adding more buying that has to come in once you realize that the position you put on is actually wrong. >> just so i understand what you're saying, basically people can go and buy the markets and feel a little more comfortable -- >> the puts -- >> you can buy protection to the down side cheaply. >> stepping into the market from the short side, actually going out and selling shares, you can actually go into the market and buy up and snatch up real cheap puts. it's real easy to put that trade on. it's almost a sucker's play right now. it's kind of like on sunday when they give you the three-team teaser. it's a cheap trade right now, easy way to get short but it's the wrong trade. >> and i think it is the sucker's play right now because you really want to do these options against a position. this is not the time to be speculating on the down side. the sellers don't have the momentum to be able to push the market

but again, this is a beta stock for the market. >> i think apple clearly goes to 200 over the next three months or so but -- >> why bail out now?w? >> because the thinking would be that you could get apple back around 155 to 160 over the next two weeks. >> the cheapest volatility, it has been in two years right now. you buy the puts. you buy apple. that way you can get that ride. if you're wrong to the down side, you're stopped out. and at the least expensive protection you could ever make. and i'll tell you what, steven jobs, i spoke to my father about him today. pancreas was removed. his liver got a transplant. and this guy's up there. and i think part of the disappointment today, people said you know, he doesn't look so good. i asked my dad, i said well when should he start to really look good? he said lucky by christmas. he's on so much medication right now that this guy, it's impressive he's out on the stage. >> i think he looks pretty good. >> i think so too. and the cannibalization, just remember, and tim knows this better than anybody. china's their growth engine. a million iphon

hay de todo, beta sea y iba a haber. pa'cÁ. >> yo tenÍa mucho tiempo insistiendo y diciendo: ¿cÓmo puede ser que no haya una tienda? yo me muero de ganas de comprar tazas y regalarlas. >> relojes, tazas, de todo. >> sÍ, de todos sus shows favoritos tienen todo asÍ que entrÉ a univision.com, de ahÍ lo van a lanzar a la tienda de univision. usted se preguntarÁ quiÉn es esa. es la esposa del seÑor alberto cutiÉ. el ex padre alberto. >> hay mucho que preguntarle. >> sÍ, caray. >> que me acuerdo que ella enviÓ un comunicado de prensa diciendo que ya Él no era una figura pÚblica, y ahora ella misma da entrevistas. >> ¿quÉ les parece si pasamos con neida sandoval que tienen las noticias mÁs calientes que tortillas reciÉn hechas? >> mira, nunca me habían presentado asÍ. ahora h@tlzzvam honduras por quÉ ese paÍs continÚa en estado de sitio. la onu h@áádespierta podrÍa tomar crisis polÍtica h@en el áádespi presidente de honduras manuel zelaya le dijo a la asamblea general que adopte una posiciÓn firme y la canciller patricia rodas

let me know on a day there's not a lot of big action in the international higher beta names, we're gettingensive names. proctor & gamble which had some interesting xhents frcomments f analysts. tradertalk.cnbc.com. brian, how are we looking at the nasdaq? >> steadily improving up 0.3. intel up a half a percent. sandis upgraded to a buy. it's up 3.9% on the day. big move. another big name, maybe the best performer of the big names, research in motion up 1.5%. got hit hard yesterday. maybe short covering going into the weekend. they report next week. to the downside, yahoo! down 2%. palm down 4.4%. the analyst community very frustrated there aren't specific numbers on the sales of the palm pre. allscripps with an upgrade. let's go to sharon epperson. >> you heard steve grasso talking about gold a few moments ago. his brother, lou grasso, lass trades gold futures. talking to him and a number of the traders on the floor, they're looking at gold here firmly above $1,000, and they see perhaps next week a run toward that $1,033 level. that was an all-time high back in march of 2008. we are seeing

. >> what is this defensive beta that you seek? >> well, i'm trying -- we've had a market that's obviously rallied a lot and we're not going up another 55% in the near term, at least. so i'ming looking for areas where i can capture the upside of the market and not -- and have a little downside protection. and right now, in the closed end fun universe and equity fund, there are still funds trading at 15% and 20% discounts in net asset value. the one fund to give you an example, alpha growth fund fgf, top ten picks of barren, a legendary growth manager. trading at 17% discount to last night's net asset value. i can buy their great pick, 17% discount. the fact that it's owned by aig is an added kicker because this is a unit they're trying to sell. if they sell it, the shareholders of this fund have to prove the change of control. when that happens, general li offered some type of opportunity to get out in net asset values. we think that's a good way of putting new money into the market at this stage. >> all right, sir, thank you very

. >> i think we're also seeing a bit of a beta play.re actually looking to take on more risk and if you're looking for risk, you can go into those names and get some upside as long as the gridlock remains. once it's gone, i think you're looking to the downside. >> let's talk about the group weighing on this market. that is financials. moody's saying they anticipate losses for a large number of banks. with all do respect, they got it wrong a number of times. meredith whitney is still concerned about the banks, but still in favor of goldman stox. they're trading higher today. brian kelly, is there opportunity for people still looking around goldman, but seeing it higher by 1.7% today? >> one, you've got to be very nimble at this point in time. we've had good run off the bottom, but you can be bullish on financials as long as you have this curve. but if that goes away, then you can have some real problems in the financial sector and particularly if unemployment doesn't start to tick down here. >> non-headline financials, big banks, citiban

if you're somebody who wants to invest in biotech, you have to remember that in the end it's a high betalay, right? these are often times one trick ponies. they will move 20% in a day if a trial goes well and move down 20% if a trial doesn't perform, right, eric? >> you're 100% correct. investors love growth in this space. it's a very risky space. >> joel, is this an appropriate time in the economic cycle for biotechs? are they an economic play at all? >> well, that's a good question. for the record'm honored to be on the screen at the time as eric. we did an analysis of biotech valuations over the last 20 years. we found that actually the best time to invest was during hillary care in 1992 and valuations haven't gotten to the low point since then until this year. so we think it's reasonable to invest across the board within the types of companies. i would argue for the smaller ones. i just think there's more upside and there's risk even for the larger companies, one we haven't talked about is amgen. while they have a new exciting compound, they also are at risk for some of their older f

here is the question that i have beta a good to the doctor and the doctor says i'm going to revers test and tell you everything i think you need to know, i will just not you everything i know. i immediately become interested in he is not telling me i immediately become more interested in what he is not telling me than what he is telling me. what are the things that would keep you from being able to do your duties that you should not tell us. >> that is a very good question. i think this is more akin to what the doctor can tell the public about your help than what the doctor can tell you. the concern is not about hiding information. it is about maintaining the integrity of the process for making monetary policy. monetary policy involves a lot of discussion and debate about ideas that may work, ideas that won't work, they beadata that my not be meaningful. it requires an unfettered and broad discussion. that process is what we seek to make sure it is effective. also, monetary policy depends very much on the market's understanding of whether the federal reserve will move in a particular di

attack, we outreach the individual's doctor and the individual and say shouldn't this person be on a beta-blocker because for most people, it's appropriate. if they don't take the drug, they are likely to have another heart attack. we are actually increasing pharmaceutical claims for the better health of the individual. it's something we can do and do do today. relative to the payment reform question, again, cigna is working with a variety of health care professionals. i referenced hitchcock in new hampshire. we are working with five other entities in the country for payment reform. we have a patient center where primary doctor coordinates the care. it's a complex system. if somebody is sick, they have a lot of different doctors. having a primary care person look at the care is very important. a lot of primary care doctors can't afford to do that because of the rates medicare pays them. it's tough to do that. the medical home is a promising pilot we are trying where we are paying extra money to allow them the time to coordinate the care. i think there are things we can do individually and in part

>> beta bed. >> and in what grade. >> the 5th grade. >> and deja, come back this way, and let's showe got plenty of rain scattered about and you will be telling them all about that in a little bit. there's more on the way for later today and through the next couple of days. it's 70 degrees in baltimore. you got the giggles, don't you. >> 66 degrees in cockeysville and 67 in bel air. we will take a look at the forecast getting up to 74 degrees at noon. 72 at 6:00 p.m., seeing some showers then, and yeah, for some of us that is pretty funny. 74 degrees for the high temperature, it will be a cooler day with a northeast wind at 5-15 miles per hour. now if you look this way, deja. look this way. tell them what is next. what is next? you're going to toss to who? >> here is candace with the traffic. >> yes, it is. >> reporter: good job, deja. thank you very much. if you're heading out and hitting the roadways, i might need some help, because it's already a pretty busy ride at 6:30 in the morning. we are dealing with an accident on the outer loop lanes of the beltway. as a result we're in th

attack, we outreach the individual's doctor and the individual and say shouldn't this person be on a beta-blockercause for most people, it's appropriate. if they don't take the drug, they are likely to have another heart attack. we are actually increasing pharmaceutical claims for the better health of the individual. it's something we can do and do do today. relative to the payment reform question, again, cigna is working with a variety of health care professionals. i referenced hitchcock in new hampshire. we are working with five other entities in the country for payment reform. we have a patient center where primary doctor coordinates the care. it's a complex system. if somebody is sick, they have a lot of different doctors. having a primary care person look at the care is very important. a lot of primary care doctors can't afford to do that because of the rates medicare pays them. it's tough to do that. the medical home is a promising pilot we are trying where we are paying extra money to allow them the time to coordinate the care. i think there are things we can do individually and in partner

attack, we outreach the individual's doctor and the individual and say shouldn't this person be on a beta-blockercause for most people, it's appropriate. if they don't take the drug, they are likely to have another heart attack. we are actually increasing pharmaceutical claims for the better health of the individual. it's something we can do and do do today. relative to the payment reform question, again, cigna is working with a variety of health care professionals. i referenced hitchcock in new hampshire. we are working with five other entities in the country for payment reform. we have a patient center where primary doctor coordinates the care. it's a complex system. if somebody is sick, they have a lot of different doctors. having a primary care person look at the care is very important. a lot of primary care doctors can't afford to do that because of the rates medicare pays them. it's tough to do that. the medical home is a promising pilot we are trying where we are paying extra money to allow them the time to coordinate the care. i think there are things we can do individually and in partner