if you've had to become your own investment expert, maybe it's time for bny mellon, a different kindwealth manager ...and black swans are unpredictable. neil: my spiel, we're getting a bad deal, so much for fair and balance, looking at this daily news headline, blasting this house of turds in congress. you would always thing it was even-handed, i looked closer there are three republicans here, one nonleader, senator ted cruz, who put him in there and why? i read this unsavory bunch could be cooking up another government shut down, not the whole bunch just the republican unsavory bunch, house speaker john boehner has yet to rule out possibility of a government shut down, i don't recall boehner saying anything about a shut down, i do remember him saying the opposite. just like i remember mitch mcconnell telling me in a interview on the same issue, no shut down, no way. but the news continued. lumping in boehner's all options are on the table regards president's unilateral move to delay deporting illegals, leaves aside same news papethey're had problem with president bush's executive or

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if you've had to become your own investment expert, maybe it's time for bny mellon, a different kindlth manager ...and black swans are unpredictable. you never jim jam shabriver flab dry ris.o is, bliss pounds hazy dray? drywall sh-boop leaver - murray. hey, big bog panorama corn salabaty? dude, squibble bits. mareyayzee. mormal snap jebby rolban jebby deetle flosh. [laughter] eh. now's the time to get in the loop. just look for our fall tv picks with xfinity on demand. huh. quickly find the season's hottest shows, huh. quickly find the season's hottest shows, with a handpicked collection all in one place. only from xfinity. gerri: after last month's massive sony pictures hack attack, comprised employees sensitive data including salaries, social security numbers, birth dates, could sony employees sue? fox news analyst bob massey. and legal analyst wendy patrick. wendy, i'll start with you. do employees have grounds to sue here? >> absolutely, gerri. a number of different theories. everything from the basic breach of contract theory. we expect our employers will protect the informatio

if you've had to become your own investment expert, maybe it's time for bny mellon, a different kind of wealth manager ...and black swans are unpredictable. >>> a few comments now on a president who has regressed, it seems to me, regressed and whose demeanor and rhetoric for all the world appear to be that of a common community organizer and one who has lost his sense of community. in a television interview last night, with univision's jorge ramos, ramos asked mr. obama what he's done for race relations and what he's done about what ramos called white privilege. >> i think that if you talk to younger people, your daughter, my daughters, their attitudes absolutely are better when it comes to race. >> -- there's not really a lot of improvement. >> but the folks who say there's not a lot of improvement i don't think were living in the '50s and remember what it was like to be black or hispanic and interacting with the police then. >> isn't that compelling irony to hear the nation's first african-american president holding forth with jorge ramos, who is a mexican national working in the u

if you've had to become your own investment expert, maybe it's time for bny mellon, a different kindf wealth manager ...and black swans are unpredictable. you don't need to think about the energy that makes our lives possible. because we do. we're exxonmobil and powering the world responsibly is our job. because boiling an egg... isn't as simple as just boiling an egg. life takes energy. energy lives here. >>> getting more expensive pause the four year degree is turning into a five year or six year degree. a new study showing the majority of college kids taking more years to get their diploma. tracy has a solution. >> cut them off. the kids are coming out with debt and no jobs, unfortunately. the unemployment rate for kids 18 to 25 is upwards of 14.5%. get in. get your degree. take a shakespeare class so he doesn't die with everyone else and get work experience. >> gary, you put two girls through college and you are not sure it was a great investment. >> i'm not. i think college is good for some. i look at my experience. i graduated and went to ibm. looking back at it, i could have d

if you've had to become your own investment expert, maybe it's time for bny mellon, a different kind of wealth manager ...and black swans are unpredictable. ♪ (holiday mhey! is playing) i guess we're going to need a new santa ♪(the music builds to a climax.) more people are coming to audi than ever before. see why now is the best time. audi will cover your first month's payment on select models at the season of audi sales event. visit audioffers.com today. hard it can be...how ...to breathe with copd? it can feel like this. copd includes chronic bronchitis and emphysema. spiriva is a once-daily inhaled... ...copd maintenance treatment... ...that helps open my airways for a full 24 hours. you know, spiriva helps me breathe easier. spiriva handihaler tiotropium bromide inhalation powder does not replace rescue inhalers for sudden symptoms. tell your doctor if you have kidney problems, glaucoma, trouble urinating, or an enlarged prostate. these may worsen with spiriva. discuss all medicines you take, even eye drops. stop taking spiriva and seek immediate medical help if your breathing s

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if you've had to become your own investment expert, maybe it's time for bny mellon, a different kind manager ...and black swans are unpredictable. >>> i want to get back to one of our top story, the bipartisan weekend vote on capitol hill approving the massive spending bill and avoiding another government shutdown for the moment. >> candy crowley joins us from washington. we saw the sabotage and infighting this weekend. clearly a sign of things to come in 2015. >> it is but you know, most of the infighting was the most interesting. when you looked at the split in the democratic party between sort of the elizabeth warren wing progressives who objected to what they felt was a bank bailout in this spending bill, and you saw republicans objecting because they don't want to fund, among other things, they don't want to fund the president's "amnesty program" as they call it. most of the fireworks and a lot of the enmity was certainly intraparty and it tells you that not just next year, but 2016, both these parties are working and will be fighting to identify what they really stand for and w

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if you've had to become your own investment expert, maybe it's time for bny mellon, a different kindalth manager ...and black swans are unpredictable. you never jim jam shabriver flab dry ris.o is, bliss pounds hazy dray? drywall sh-boop leaver - murray. hey, big bog panorama corn salabaty? dude, squibble bits. mareyayzee. mormal snap jebby rolban jebby deetle flosh. [laughter] eh. now's the time to get in the loop. just look for our fall tv picks with xfinity on demand. huh. quickly find the season's hottest shows, huh. quickly find the season's hottest shows, with a handpicked collection all in one place. only from xfinity. >>> women, just when you think you've heard the worst about the irs, there is this -- the tax agency paying out mour than $6 billion in tax child credits last year alone to people who didn't deserve it and the agency is blaming it on the budget cut. >> talk about the pot calling the kettle black. i can't believe we continue to hear stories every week whether talk about jonathan gruber, secretary sebelius, now the inspector general putting the blame on the americ

if you've had to become your own investment expert, maybe it's time for bny mellon, a different kind of wealth manager ...and black swans are unpredictable. you can't breathe through your nose, suddenly, you're a mouth breather. a mouth breather! well, put on a breathe right strip and shut your mouth. cold medicines open your nose over time, but add a breathe right strip and pow, it opens your nose up to 38% more. so you can breathe and do the one thing you want to do, sleep. add breathe right to your cold medicine shut your mouth and sleep right. breathe right. and look for the calming scent of new breathe right lavender, in the sleep aisle. lou: the pentagon today admitted the current strategy of airstrikes alone against the islamic state will not be sufficient to defeat the islamic state. >> everybody shares the same basic sense of urgency about the fight inside iraq. and the need to continue to move forward in a comprehensive holistic way every petty realizes it is not a panacea. >> joining us now former commandant of the war college and fox news into war college with talking abo

if you've had to become your own investment expert, maybe it's time for bny mellon, a different kindwealth manager ...and black swans are unpredictable. dad,thank you mom for said this oftprotecting my future.you. thank you for being my hero and my dad. military families are uniquely thankful for many things, the legacy of usaa auto insurance could be one of them. if you're a current or former military member or their family, get an auto insurance quote and see why 92% of our members plan to stay for life. neil: and a warning or dash other than that u.s. military post overseas are in danger from the leaked cia report that may have compounded the concern. now to our guest what is really going on. what is coming on? a super secret report leaking out drip by drip but the very nature has put personnel in danger? >> no question. but the larger picture is it puts americans in danger. think about it. i don't see the agenda there is nothing positive that could happen. absolutely nothing positive. leaking a report like that that would be productive for americans or on our soil or multinationa

if you've had to become your own investment expert, maybe it's time for bny mellon, a different kindger ...and black swans are unpredictable. i was thinking about htaking this speed test from comcast business. oh yeah? if they can't give us faster internet or save us money, they'll give us 150 bucks. sounds like a win win. guys! faster internet? i have never been on the internet and i am doing pretty well. does he even work here? don't listen to the naysayer. take the comcast business speed test. get faster speeds or more savings, or we'll give you $150. comcast business. built for business. >>> a dying veteran, vietnam veteran from washington is being forced to pay the v.a. more than $6,300 because of its clogged system. back in january, rob arthur was diagnosed with brain cancer and then he married his girlfriend. he notified the v.a. but he didn't hear back until this past summer. the department told him that he was no longer eligible for a pension because of his wife's income and now he has to repay those benefits which he received for six months while his paper work was being pr

if you've had to become your own investment expert, maybe it's time for bny mellon, a different kind of wealth manager ...and black swans are unpredictable. lou: that sacred spending bill this republicans are conjureing up is still a secon secret. and joining us now the a team. fox news contributor michael goodwin. leslie sanchez. why are republican leaders insisting they keep all this secret leading up to the big revelation? >> no, you know, lou, i think that american americans agree it is indefensdefensible this is ne way that progress should be, i can understand boehner trying to keep the train moving on next congress. but still overall this process about 10 to 15 years have been ramming the spending bill. this isa dead of night. lou: a crom ni bus, to you on this issue. michael. president tonight against more statements out of his interview with b.e.t., attorney general, new racial profiling, guidelines, he promised in that grandios setting of the church, it turns out they have nothing to do with race, no one can figure out what he is talking about. >> the real profiling pro ib p

if you've had to become your own investment expert, maybe it's time for bny mellon, a different kind of wealth manager ...and black swans are unpredictable. then you'll know how uncomfortable it can be. but did you know that the lack of saliva can also lead to tooth decay and bad breath? well, there is biotene, specially formulated with moisturizers and lubricants... biotene can provide soothing relief and it helps keep your mouth healthy too. biotene, for people who suffer from a dry mouth. >> welcome back to "fox & friends first". more on the fox news alert we have been following for you. a grand jury decision on eric garner, that kaseman knee fearing a repeat of ferguson. robert moses live on scat ten island with how police are preparing. robert? >> heather, good morning to you. the grand jury in this case is expected to convene at 10:00 this morning. we are told they are likely to vote as early as today. what they are trying to decide is whether to charge officer daniel pant lay yo with a crime. he is the one that can be placed on video with eric garner in a prohibitive choke hol

if you've had to become your own investment expert, maybe it's time for bny mellon, a different kindf wealth manager ...and black swans are unpredictable. hard it can be...how ...to breathe with copd? it can feel like this. copd includes chronic bronchitis and emphysema. spiriva is a once-daily inhaled... ...copd maintenance treatment... ...that helps open my airways for a full 24 hours. you know, spiriva helps me breathe easier. spiriva handihaler tiotropium bromide inhalation powder does not replace rescue inhalers for sudden symptoms. tell your doctor if you have kidney problems, glaucoma, trouble urinating, or an enlarged prostate. these may worsen with spiriva. discuss all medicines you take, even eye drops. stop taking spiriva and seek immediate medical help if your breathing suddenly worsens, your throat or tongue swells,... you can get hives, vision changes or eye pain, or problems passing urine. other side effects include dry mouth and constipation. nothing can reverse copd. spiriva helps me breathe better. sfx: blowing sound. does breathing with copd... ...weigh you down? d

if you've had to become your own investment expert, maybe it's time for bny mellon, a different kind of wealth manager ...and black swans are unpredictable. dad,thank you mom for said this oftprotecting my future.you. thank you for being my hero and my dad. military families are uniquely thankful for many things, the legacy of usaa auto insurance could be one of them. if you're a current or former military member or their family, get an auto insurance quote and see why 92% of our members plan to stay for life. neil: it is time for our next segment. it was well thought out from the higher and this is another democrat saying that we got a bad deal on obamacare. and this is coming from the guy who helped to write obamacare. the co-author tom harkin. now saying that what we did is we muddled through and we got a system that is complex and convoluted and probably need some correction. but it's just really complicated and it doesn't have to be that complicated. to which that i say do you think? and so now i'm talking to steve moore and he says democrats did rush to pass this law. and you a

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if you've had to become your own investment expert, maybe it's time for bny mellon, a different kindalth manager ...and black swans are unpredictable. what would help is simply being able to recognize a fair price. that's never really been possible. but along comes a radically new way to buy a car, called truecar. now it is. truecar has pricing data on every make and model, so all you have to do is search for the car you want, there it is. now you're an expert in less than a minute. this is how car buying was always meant to be. this is truecar. ♪ lou: quick look at our online poll results. we asked whether you're outraged that a sitting president would say your conscience requires the inconvenience of street demonstrations to take place. do you believe we should petition both political parties to expedited eric holder as attorney general for the country's good as well as his? it's a humanitarian consideration. cast your vote at loudobbs.com. joining us now "the a-team." former reagan white house political director. republican strategist ed rollins. campaign strategist kelly conway.

liz: look at gang of bny mellon there. david: big gang. >> bells ring on wall street.sing out two record highs. and lifetime intraday highs as well. look at stocks finishing to the upside. we pick out the winners here, dow jones industrials up, 80 points, 90 points away from dow 18,000? could we see that soon at least before the end of the year? s&p hitting all-time record, 2074, up seven points. russell coming along for the ride up nearly a full percentage point. let's get ready on this record day. "after the bell" begins right in a second

if you've had to become your own investment expert, maybe it's time for bny mellon, a different kind of wealth manager ...and black swans are unpredictable. twhat do i do?. you need to catch the 4:10 huh? the equipment tracking system will get you to the loading dock. ♪ there should be a truck leaving now. i got it. now jump off the bridge. what? in 3...2...1... are you kidding me? go. right on time. right now, over 20,000 trains are running reliably. we call that predictable. thrillingly predictable. ♪ (holiday mhey! is playing) i guess we're going to need a new santa ♪(the music builds to a climax.) more people are coming to audi than ever before. see why now is the best time. audi will cover your first month's payment on select models at the season of audi sales event. visit audioffers.com today. >>> welcome back. the stock market continues hovering near all time highs with major averages continuing to see new money coming in to the market. joining us right now is a legend in the business to talk more about the stock market, investing and the broad economic landscape. he's julian

if you've had to become your own investment expert, maybe it's time for bny mellon, a different kindalth manager ...and black swans are unpredictable. i have $40,ney do you have in your pocket right now? $21. could something that small make an impact on something as big as your retirement? i don't think so. well if you start putting that towards your retirement every week and let it grow over time, for twenty to thirty years, that retirement challenge might not seem so big after all. ♪ neil: you know, i am telling you, elizabeth warren is so running for president. and she had democrats signing on to the spending bill proved it for me. >> why as you head out the door and a spending bill must be passed are you making it a priority to do wall street's bidding? who do you work for? wall street or the american people? neil: well, forbes says warren is off on the wall street. in fact, she's off the wall, period. he didn't say that. that was the gist where you were coming from. she was criticizing this effort to scale back some of the more onerous provisions. >> i say if you have a proper e

if you've had to become your own investment expert, maybe it's time for bny mellon, a different kindf wealth manager ...and black swans are unpredictable. >>> it is now 57 minutes after the top of the hour. before you leave the house, here's what's happening today, rapid response marines at the ready as u.s. facilities across the globe are bracing for the release of that controversial torture report filled with c.i.a. secrets. critics are saying its release could put american lives at risk. >>> given the potential danger, is it worth releasing that report? weigh in on our facebook page #keeptalking. >>> in about three hours disgraced obamacare architect gruber will be grilled in front of a house subcommittee after videos surfaced of him calling americans stupid. >>> prince william and kate middleton's tour coming to an end. today they will pay respects at the 9/11 memorial before paying respects at saint andrew's university, their former school. >>> time for the good, the bad, and the ugly. up first the good. drink up. three cups of coffee or tea a day could lower your diabetes risk.

if you've had to become your own investment expert, maybe it's time for bny mellon, a different kindmanager ...and black swans are unpredictable. dentures with toothpaste or plain water. and even though their dentures look clean, in reality they're not. if a denture were to be put under a microscope, we can see all the bacteria that still exists on the denture, and that bacteria multiplies very rapidly. that's why dentists recommend cleaning with polident everyday. polident's unique micro clean formula works in just 3 minutes, killing 99.99% of odor causing bacteria. for a cleaner, fresher, brighter denture everyday. twhat do i do?. you need to catch the 4:10 huh? the equipment tracking system will get you to the loading dock. ♪ there should be a truck leaving now. i got it. now jump off the bridge. what? in 3...2...1... are you kidding me? go. right on time. right now, over 20,000 trains are running reliably. we call that predictable. thrillingly predictable. i have $40,ney do you have in your pocket right now? $21. could something that small make an impact on something as big as yo

if you've had to become your own investment expert, maybe it's time for bny mellon, a different kindmanager ...and black swans are unpredictable. that they and their families would get the benefits and support they earned. we fight for all veterans so that promise is kept. dav. for help, visit dav.org. ♪ (holiday mhey! is playing) i guess we're going to need a new santa ♪(the music builds to a climax.) more people are coming to audi than ever before. see why now is the best time. audi will cover your first month's payment on select models at the season of audi sales event. visit audioffers.com today. dad,thank you mom for said this oftprotecting my future.you. thank you for being my hero and my dad. military families are uniquely thankful for many things, the legacy of usaa auto insurance could be one of them. if you're a current or former military member or their family, get an auto insurance quote and see why 92% of our members plan to stay for life. charles: the storm come again, my best way to creep under the garb in income and there is no other shelter then misery acquainting a

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if you've had to become your own investment expert, maybe it's time for bny mellon, a different kind of wealth manager ...and black swans are unpredictable. you're down with crestor. yes! when diet and exercise aren't enough, adding crestor lowers bad cholesterol up to 55%. crestor is not for people with liver disease, or women who are nursing, pregnant, or may become pregnant. tell your doctor all medicines you take. call your doctor if you have muscle pain or weakness, feel unusually tired, have loss of appetite, upper belly pain, dark urine, or yellowing of skin or eyes. these could be signs of serious side effects. i'm down with crestor! make your move. ask your doctor about crestor. . lou: now foreign policy and potential military conflicts. joining us now retired general major robert scales, fox news military analyst. great to have you with us. let's start with the straightforward question, is there anything the united states and nato can do to stop the aggression of vladimir putin? >> no, not now. there's no unity of effort, there's no commitment on the part of the united stat

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if you've had to become your own investment expert, maybe it's time for bny mellon, a different kindalth manager ...and black swans are unpredictable. melissa: the dow cutting its losses. the fear gauge really jumping. a fire tore through a los angeles building overnight. the fire first broke out in an apartment building and then quickly spread. the building continued to smolder to morning forcing highways to close. it blew out windows of nearby buildings. no injuries have been reported. former president george w. bush and bill clinton have joined lately. bush even preferring to clinton as his brother from another mother. job bush and hillary clinton could go head to head for the oval office. >> what does that make hillary clinton. the 12th matt welch is back with ron christie. ron, what do you think? >> i think jeb bush may take her. this does not surprise me at all. they have grown very close the last couple of years. deal with the aftermath of the hurricane. it is a really nice thing to see. melissa: you see jeb and hillary go after each other. >> on some level, america loses. the

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if you've had to become your own investment expert, maybe it's time for bny mellon, a different kindth manager ...and black swans are unpredictable. >>> this is bbc world news. i'm geeta guru-murthy with the latest headlines for you. secretary of state john kerry has stated the campaign is having impacts. >>> family, friends, thousands have been saying good-bye to phillip hughes who died at age of 25. >>> aaron is here looking at air bags. >> i guess you could say that. looking at the japanese firm that makes them. big battle. thanks. hello. the japanese firm that provides a fifth of the world's air bags has rejected a request by u.s. authorities to recall all cars in america with potentially faulty air bags. the congressional hearing is later today. they're going to get grilled, answer questions about safety and recalls. s subaru and mitsubishi announced more recalls. at least five have been killed by faulty air bags. >>> lufthansa is planning to compete in the market with other european low cost carriers and mighty golf carrier. the service could operate on its own or part as a joi

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if you've had to become your own investment expert, maybe it's time for bny mellon, a different kindf wealth manager ...and black swans are unpredictable. dad,thank you mom for said this oftprotecting my future.you. thank you for being my hero and my dad. military families are uniquely thankful for many things, the legacy of usaa auto insurance could be one of them. if you're a current or former military member or their family, get an auto insurance quote and see why 92% of our members plan to stay for life. neil: holiday travelers, you might want to check this out. you could be forced to check your luggage. they might ban all car-ons to prevent attacks this holiday season. bad guys are looking to do this during the christmas season to blow up from a couple to half a dozen passenger jets, doing just that. hodgeer says this would make travel messy, but it would be necessary. why? >> it depends upon what the threats are. we don't have specifics about this. neil: they seem to be saying carry-on. >> we're watching the bomb-making capabilities of areas like yemen. combine that with the is

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if you've had to become your own investment expert, maybe it's time for bny mellon, a different kind of wealth manager ...and black swans are unpredictable. >>> three prominent activists in hong kong have handed themselves in to police after two months of mass protest. they made the gesture as they urged student protestors to lead the streets. there's only a few hundred left at main protest site. they say they'll escalate demonstrations. we have the report now with john in hong kong. >> reporter: police were ready and waiting clearly expecting a crowd. they got one. the most vocal group were the opponents of the pro democracy protest. they had come to take relish and delight in the surrender. but there were supporters too. in the center of it all, this man and the fellow leaders of the occupied central group that have already said they think it's time for protests to end. >> reporter: after two months of street protests, the founding fathers of the civil disobedience campaign are walking in through the front doors of this police station. it's a symbolic gesture, a sign for them the l

if you've had to become your own investment expert, maybe it's time for bny mellon, a different kind of wealth manager ...and black swans are unpredictable. dad,thank you mom for said this oftprotecting my future.you. thank you for being my hero and my dad. military families are uniquely thankful for many things, the legacy of usaa auto insurance could be one of them. if you're a current or former military member or their family, get an auto insurance quote and see why 92% of our members plan to stay for life. neil: all right. it's no longer just social security numbers. now it's smack talk. more than just customer info leaking out at sony. so did staff emails. to jolene on why angelina jolie somewhere might not be too happy. >> not too kind. more unpleasant details are emerging. check this out. the telegraph reports part of the leak included an email exchange between movie producer scott rudin. rudin apparently doesn't think highly of actress angelina jolie saying in an email exchange regarding upcoming projects, quote, i'm not destroying my career over a minimally talented spoiled

if you've had to become your own investment expert, maybe it's time for bny mellon, a different kindger ...and black swans are unpredictable. you're down with crestor. yes! when diet and exercise aren't enough, adding crestor lowers bad cholesterol up to 55%. crestor is not for people with liver disease, or women who are nursing, pregnant, or may become pregnant. tell your doctor all medicines you take. call your doctor if you have muscle pain or weakness, feel unusually tired, have loss of appetite, upper belly pain, dark urine, or yellowing of skin or eyes. these could be signs of serious side effects. i'm down with crestor! make your move. ask your doctor about crestor. dad,thank you mom for said this oftprotecting my future.you. thank you for being my hero and my dad. military families are uniquely thankful for many things, the legacy of usaa auto insurance could be one of them. if you're a current or former military member or their family, get an auto insurance quote and see why 92% of our members plan to stay for life. neil: you remember this famous headline? countless headline

if you've had to become your own investment expert, maybe it's time for bny mellon, a different kindwealth manager ...and black swans are unpredictable. >>> just about the bottom of the hour. you're watching cnn. i'm brooke baldwin. have to talk about this water rescue. it's been unfolding in los angeles just this afternoon on the meals of this massive storm which hit the west coast. rescue crews were called to rescue people clinging to trees in los angeles. live pictures now. look at how fast that water is moving. we understand at least one person has been rescued. crews are still looking along the riverbank and probably will in the river and in those branches of those trees to try to find that second individual. stay tuned for that. hopefully they find him a-ok. we're also seeing flooding and mudslides and power out to hundreds of thousands of people here and at least two people are dead from storm related injuries. this is being called the biggest storm to hit the area in years and years and unfortunately -- look at that parking lot. it's not over yet. storm is moving -- has been

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if you've had to become your own investment expert, maybe it's time for bny mellon, a different kindhurts. my hair hurts. this is what it can be like to have shingles. a painful, blistering, rash. look at me. she's embarrassed by the way she looks. if you had chickenpox, the shingles virus is already inside you. 1 in 3 people will get shingles in their lifetime. as you get older, your immune system weakens and it loses its ability to keep the shingles virus in check. well i had to go to the eye doctor last week and i have to go back today. the doctor's worried its so close to her eye. the shingles rash can last up to 30 days. it hurts. it's hard. don't wait until you or someone you love develops shingles. talk to your doctor or pharmacist about your risk. >>> hello, and welcome to "gmt" on "bbc world news." i'm lucy hockings. in this half-hour, success in the identifying against malarfi. but progress could be reversed by the ebola outbreak. we travel to papua, new guinea and find out what other countries can learn from tackling the disease. >>> could synchronized swimming say goodbye