to digital but even in-store has gotten more digital.re seeing blurring between online and off-line. obviously, more and more people are shopping online but not even when they are going into the store, they don't want to touch cash anymore. they want to use cards or qr codes. the other thing you are seeing is that 40% to 70% of consumers don't want to touch cash anymore so you're really seeing a decline in the usage of cash which is why you are seeing a version and digital payments. emily: could this lead to the disappearance of cash, would you say? dan: i think a lot of people predicted the demise of cash and have been wrong over the years but there is no question that the use of cash and the prevalence of cash in transactions is dropping somewhat precipitously and whatever that trend rate was, it is now much more accelerated. emily: what are you expecting to see then as we head into the holiday season? dan: yeah, well, i think there are a couple of different things we are going to see. first of all, you've got over 50% of the populatio

everybody is digital.o you draw the line and say, this is the digital zone versus every other industry that uses i.t. to support its operations? we have never ratified the law. thinking you are going -- the countries around the world, there are about 230 countries and territories connected to the internet. to think out -- to think we will get everyone to agree to a treaty is nonsense. we will have 10 years of talking. look at how long it has taken the european convention on cybercrime. it has taken a long time to get 65 countries to sign up to that. we have a wto for trade issues. we have the united nations. we have the laws of foreign conflict. we need to use these institutions, the structures, and these legal frameworks i can be adapted to cyber. we have adapted them for other technological progress. for example, for navies when ships were built, for air force when planes, we now have space. when we talked about dangerous landmines and other special things that were banned in the laws of armed conflict.

digital currency. so that's one. then even though there's been endorsement from institutional investors and public companies including from pay pal, which i actually allowed its customers to use crypto currency. so that's a positive for bit coy. and that's the reason why many analysts are coming with wide projections ranging from $25000.00 to believe, believe me or not, that's 300000 dollars. there's also some estimate by an analyst. and that's enough to actually buy you an apartment in washington. any city in germany as responder in frankfurt, hoping you have your apartment all set up. thanks for this reporting. and finally, the german government agreed on wednesday to extend the lockdown measures related to the coronavirus pandemic until december 20th. that means bars, restaurants and entertainment. venues must stay shut. now, a restaurant owner in frankfurt expressed his displeasure at this by filling his tables with 100 stuffed toy andas. they were served with freshly prepared food and drinks like

everybody's digital. so where do you draw the line and say this is the day, you know, trains on purpose this every other industry that uses i.t. to support its operations. we've never ratified the law of the sea treaty thinking that you're going to get the countries around the world. there are about 230 countries and territories connected to the internet. you think we're going to get everybody to agree to a tree. it's just at a nonsense, let me add 10 years of talking and look how long it's taken. the european convention on cybercrime day. it has taken a long time to get 65 countries to sign up to that. so we have a room, trade organization for trade issues. we have a united nations, we have a lot of like we need to use these institutions, these structures, and these legal frameworks that can be adapted cyber. we've adapted them for other technological progress. for example, for our navies when ships were available for air force when, when planes we now have space when we talked about dangerous land mines

maÑana mucho mÁs aquÍ en su ediciÓn digital, grabando para

bienvenido a tu "ediciÓn digital".lina: comenzamos con noticias positivas, pfizer ha sometido la peticiÓn a la fda para conseguir la autorizaciÓn de emergencia para su vacuna contra el coronavirus. con 95% de efectividad y sin efectos secundarios . una vez que consigan algo que podrÍa llegar en mes de diciembre. en 24 horas comenzarÍan a distribuirla. borja: el general del ejÉrcito director operativo dijo que se enfocarÁ en una distribuciÓn equitativa de la vacuna. vamos a escuchar. [habla en inglÉs] borja: la buena noticia llega en momentos en que el paÍs registra 182.000 nuevos contagios de coronavirus. y mÁs de 80.000 hospitalizaciones. carolina: ambas compaÑÍas esperan que el fÁrmaco se empiece a usar globalmente en poblaciones de alto riesgo en diciembre. cuando una producciÓn de 50 millones de dosis y para finales del 2021, 11.300 millones. borja: escuche esto, no viaje para el dÍa de acciÓn de gracias. es la recomendaciÓn de los centros para el control y prevenciÓn de enfermedades debido al incremento de casos d

and the digital tax program writes, of course, illegitimate income and unfair competition between digital business models and local business models. and therefore, i think the case for the digital tax is very strong. cindy told of the green party, a member of the european parliament. thank you for talking to double the pleasure of the most important time of the year for retailers has begun with amazon and others vying for shoppers attention and money, of course with hefty discounts, mainly online. meanwhile, it could be a somber shopping season for many bookstores, because with the pandemic forcing people to stay home, they're already challenging battle against the competition online has only become more difficult. downtown washington d.c. seems deserted. employees of the many think tanks, banks, and international institutions based in the u.s. capital, are working from home before the pandemic, at least 15000 passengers took the metros redlined to work every day. these days it's just $1500.00. that's one reason why small shops in the city center are losing customers. like this antiquaria

triple digit growth for those companies. what those companies do is they reflect the sectors that have been driving some of the gains. fuel-cell reflecting green energy, u.s. oil, and retail. , thank youa chandra as always for enjoying us. -- for joining us. companies taking advantage of new innovation, especially digital outset. joining us is the ceo of self my. reading through the white paper on digital security is a read at 8:00 a.m. what is fascinating is you are starting to see the benefits of some of the digital security tokens. what you see is the benefit? kenneth: there is no question things like digitization will add speed to processing, greater efficiencies, faster clearing and settlement, all of which can be tremendously beneficial -- both to issuers and investors. what we try to lay out in the white paper we did with our colleagues at price waterhouse cooper, how do you apply 100 years worth of security regulation, project way when we think about customer protection, to a true digital security. taylor: how do you

mÁs noticias entre "ediciÓn digital". las autoridades desconocen la identidad de los papÁs y aÚn tienen pendiente determinar quÉ relaciÓn existÍa entre los menores y la causa de sus muertes. carolina: la cifra de fallecidos por la tormenta tropical eta sigue aumentando en los paÍses afectados. en mÉxico se reportan mÁs de 20 fallecidos. mientras que en guatemala 44 personas perdieron la vida y casi un centenar estÁn desaparecidos. borja: nos vamos a ir a una de las zonas mÁs castigadas por eta. guatemala. vamos a hablar con fÁtima castillo, es la jefa de operaciones de la organizaciÓn liderada por el sheriff espaÑol --chef espaÑol que estÁ preparando comida. ¿quÉ estÁn preparando el dÍa de hoy? >> gracias, contentos por la invitaciÓn. junto a mÍ estÁ el chef que ha preparada una deliciosa comida caliente para los damnificados si bien aquÍ tenemos mÁs o menos 300 porciones pero siguen preparando. hoy vamos a llegar a las 2000 porciones en el Área de guatemala. y en honduras el equipo se encuentra haciendo hoy 5000 comidas

euro wille a digital not be a substitute for cash but a compliment. it is not a nicety, a tantrum, it is something that if it is cheaper, faster, more secure for users, then we should explore it. if it is going to contribute to a better monetary sovereignty, better autonomy for the euro area, i think we should explore it. if it is going to facilitate cross-border payments, which are very laborious and quite a few corners of the world, then we should explore it. that is the reason why we have launched a consultation in mid-october that will be completed in mid-january. at that point in time, we will make the decision whether or not to go forward with a digital eur o. this is a decision that will be taken collectively. my hunch is we may well go in that direction, which does not mean that a digital euro will be available right away. dress --, we have to address all of the issues of anti-money laundering, financing of terrorism, private uses and information, the appropriate technology that will carry that digital currency. is a project that will probably

borja: seguÍ mÁs con más de la ediciÓn digital. ♪ borja: seguimos con mÁs noticias entre "ediciÓn digitaldos hacÍan parte de una comitiva de observadores internacionales que velan por la paz entre israel y egipto. se desconoce las causas. carolina: se estima que cada 24 segundos se reporta un incendio en estados unidos. cada 144 minutos pierde la vida una persona en uno de estos. en florida un bombero acudiÓ una emergencia sin imaginarse que estaba llegando a su propia casa. aquÍ los detalles. periodista: cuando se recibiÓ la llamada de emergencia los bomberos de la estaciÓn 6 en miami salieron al rescate sin perder un segundo. minutos antes el bombero habÍa recibido un vÍdeo que mostraba a uno de sus vecinos golpeando en la puerta de su casa. la llamada de auxilio terminÓ con un final inesperado. nunca se imaginÓ que la casa en llamas fuera su casa. pero la desgracia fue doble porque su esposa quien sufrÍa de varias condiciones mÉdicas, y estaba en silla de ruedas, no consiguiÓ salir de la vivienda y muriÓ al no poder escapar del humo y las llamas. >> cuando ya terminaron todo, descubrie

still, most of america and a lot of the world is still not in digital assets or aware of digital assetsere is still a heavy push on education and assets. you also have a sense of worldwide solidarity around this asset class. romaine: we have a chart that i think we showed by accident earlier which sort of shows you kind of the interest in people clicking on stories about bitcoin, about the numbers of mentions of bitcoin and how that correlates to price. of7-2018, that has sort fallen off now. i'm curious, as more attention comes back into bitcoin, whether that will be positive. it seems that a lot of the stories written seemed to take a negative for skeptical stance about the future of bitcoin and crypto. been resonating with people. people are just bringing in the practical benefits of digital assets. we can trade them 24/7. we can access them on our homes. we can be in our home safe especially during lockdown. these are critical things we will have to learn about going forward. that is really where bitcoin solidifies its place, being successful around the world and whatever conditions

the last item is digital wayfinding and navigation services for people with disabilities. the current tool has an option where you can click a button and the control interface moves down toward the floor for people who are confined to wheelchairs. not only is it incompletely implemented, but there is much more to the disabled community than those with wheelchairs, including those with hearing and vision loss and cognitive impairment. our final recommendation is have a research study, what is the full extent of what we can do to bring this tool to the use of more people in the disabled community? unless there are any questions. i'm going to turn over to adrian and he'll discuss cost estimates. >> thank you, dan. if we could just move to it slide 23, please. thank you very much. so, we provide an outline estimate of mentioned based on the preliminary plan and visual designs. so this is sort of a plus-minus 25% assessment of costs at this stage. we've looked at physical signage. digital information as well as the potential contingency associated with developing those to the n

hoy se conecta con la ediciÓn digital la protagonista de la historia.y me siento mejor. el lunes por la noche no podÍa respirar y me tuvieron que poner oxÍgeno. me dieron medicamentos, antibiÓticos, pero ya aurita gracias a dios me siento mejor. presentadora: ¿quÉ mensajes tienes para las personas que pasaron la enfermedad, pero que se olvidan de que estamos en medio de una pandemia global y todavÍa estÁn dudando si reunirse para celebrar el dÍa de acciÓn de gracias o mucha gente<' ¿quÉ le dirÍas a todos ellos<' >> que no lo hagan porque hay muchas familias que se estÁn infectando. los mÁs afectados son los mayores. entonces podemos esperar el aÑo que entra que todo este mejor y podamos celebrar todos juntos. "el gordo y borja:en agosto te infecta por primera vez y ahora vuelves a tener sÍntomas. ¿cÓmo fue ese momento en el que te diste cuenta que los sÍntomas son parecidos a la primera infecciÓn que tuvistes y cÓmo afecta este diagnóstico por segunda vez? eva: esta segunda vez fue mÁs fuerte que la primera. cuando sentÍ que me dolía la garganta y el pe

the fin tech startup is a digital bank. the company would like us to use our mobile phones to manage our finances. and once you can see it right off the shelf, how much did you spend on clothes shopping? how much did you spend on insurance this month? or on eating out was hard. what were your household expenses? do customers feel that their spending behavior is influenced by this? that's a hit was i can comment to get. when you pay electronically, you can monitor more closely what you've spent. then when you pay by cash, say a month after you've spent 50 euros in a shop and you no longer know what you spent that money on. if you, if you make an electronic payment, you know exactly what you bought last april. that's nasty. data protection is important to the e.u. . do you as a bank share that concern that we give the customers this data? if it's an automated process, that means that none of our employees see this data. it can only be accessed by our customers was engaged. you being able to manage your finances better does so

it's a digital bank. the company would like us to use our mobile phones to manage our finances the most you can see it right off the shelf. how much did you spend on clothes shopping? how much did you spend on insurance this month or on eating out was hard. what were your household expenses back? couldn't do customers feel that their spending behavior is influenced by this? that's a hit was agony. and i think it hides when you pay electronically, you can monitor more closely what you've spent. then when you pay by cash, it's hard to say a month after you've spent $50.00 euros in a shop and you no longer know what you spent that money on. if you, if you make an electronic payment, you know exactly what you bought last april. that's nasty. as data protection is important to the e.u. to use a bank share that concern that we give the customers this data. it's an automated process. that means that none of our employees see this data, it can only be accessed by our customers, was every year being able to manage

here, money has become merely digital information. this also means that swedish electronic payment systems can track most people's financial transactions. big brother is watching you. until can keep tabs on his kids spending. behavior of course still doesn't give his 2 children their pocket money in cash. it's all digital the system gives him a good idea of what his son miles is buying with his allowance of others can either concerts or i can see every transaction and the stores that he's visited, plus the times of purchase and the sums he spends the comics with and do you see how much money your house rises? i don't know how, but that does, he can see how much money i have to get the shot. a few kind of sense if you have money left over as it is us, this is not just for a child. i know that i have some last when but when i buy something for more than 20 kroner, i kind of get the feeling that i shouldn't be doing that. it's my society. yes, that's quite good. i saw that you stayed under 20 most of the time in june, but you went shoppi

how do we moved towards digital humanity verse toxicity. the access to internet has given citizens of the world a voice and has accelerate misinformation, and racism. how do we think this online pro social change for our community and children? >> well, first, angela, thank you for the question because i think those operative words is pro-active digital engagement. it's really the idea here. we have kind of went from sort of a funny history in the last 15 years where we were all so excited and those of us that war part of it, particularly the digital transformation and revolution was the most amazing things and has been incredible and powerful but then it suddenly the dark side showed up and then we kind of immediately put -- changed the anywhere tonight an usually and scary place and ropes for thinking that -- reasons for think that for sure, and i try to make this case in the book that it's their stay and net-net it's going to be a more powerful positive trend than negative trend if we can keep our -- do things right. and so i think part

allowing our customers to completely digitalize the process.the agenda of 4.0, everybody has realized recently, including tensions thaten geopolitical block it needed to be more local. it is partly because of trade tensions, but it is also because if you want to reduce your carbon footprint, you need short serve yourn, to customer in a personalized matter, -- in a personalized manner. you also need a short supply chain. digitalization allows you to -- more original supply chains. much,ne: thank you so jean-pascal tricoire. we will have to get you back on. we are short of time today. coming up, more on emerging markets. it has already cut the benchmark rate by 300 basis points this year. we will look ahead to the latest decisions from the central bank. that is coming up shortly, and this is bloomberg. ♪ francine: economics, finance, politics. this is "bloomberg surveillance." i'm francine lacqua, here in london. let's talk about south africa and sovereign debt. speaking to us on the sidelines of an investment congress in johannesburg, the presid

tenemos mÁs aquÍ en tu "ediciÓn digital" mÁs esperamos.Ás noticias entre "ediciÓn digital". a 143 asciende el nÚmero de cadÁveres encontrados en una fosa clandestina que autoridades de jalisco localizaron el mes pasado. los expertos creen que la cifra de personas sepultadas puede ser mayor que lo descubierto hasta el momento. este estado encabeza la lista de 73.000 desaparecidos en mÉxico, y es donde mÁs enterramientos ilegales han sido detectados. carolina: seguimos justamente en mÉxico donde las autoridades dicen haber capturado a los posibles autores intelectuales de la masacre de la familia. tres miembros del cÁrtel de juÁrez están bajo custodia policial. tras un operativo en chihuahua, el total de arrestos asciende a cinco personas. recordemos que el salvaje ataque ocurriÓ hace mÁs de un aÑo en una carretera de sonora y le cobra la vida a nueve personas. borja: para saber cÓmo ha sido recibida esta noticia por la familia vamos a conversar con adriÁn. le agradecemos mucho su tiempo y que se haya conectado con nosotros en la ediciÓn dig

advertising, around digital entertainment, i guess the question is as we get this vaccine news, howany of those companies who are seeing a stock decline today in this rotation out of tech, how many of those companies are going to benefit from a long term shift towards digital trends as opposed to having some of their growth being a pull forward? do you think that some of the names are going to be long term winners here even after people go back to work and start living their lives again post vaccine >> sure. i think a lot of work that folks are doing including the research team here at stiefel is looking at short term positioning at portfolios looking at companies that benefited during the covid-19 environment and the stock prices, the multiples have gone up to at or, you know, above all time high multiple levels. names like wayfair, etsy, netflix, amazon are some of the name that stiefel refer pointed out as clear covid-19 beneficiaries that may see a near term head wind as there's a rotation at the end of the day, if you take a longer term view, none of the trends that we've been

in singapore, they have not granted any digital bank licenses.ld be in the first batch. >> fair enough. something else is happening this week. in 24 hours, we might get the new u.s. president. it might be joe biden or donald trump 2.0. world, thet of the core position does not change. what is the assumption from an operating perspective? do you think the tensions escalate? do they taper down? how do you manage that? >> our expectation is consistent with your conclusion. the tensions will remain. for better or for worse. across each of those parties, there's enough divides. it has been critical of china. the signals out of china is that they don't see a big difference in the case of a biden win. switch in thet a party in the senate. what i would expect is that biden would take a couple steps that would be different, should he win. there would be an element of engagement that has been lacking , and consistency of engagement. i think biden is likely to try to rebuild some of the international alliances that have become frayed over the past four year

los detalles al regresar aquÍ a tu "ediciÓn digital".endy's. y vamos con todo. un consejo de limpieza más de mr. clean. quitar la mugre con esprays y toallitas puede ser toda una batalla. prueba mr. clean magic eraser. solo moja y exprime y ve cómo desaparecen las manchas difíciles como los restos de jabón de la tina y la grasa pegada en la puerta del horno. mr. clean magic eraser viene en toallitas desechables perfectas para quitar el cochambre de la estufa... del microondas... y de toda la casa... prueba mr. clean magic eraser y mr. clean magic eraser en toallitas. ♪ ♪ borja: megahn markle, la duquesa de sussex, hizo una relaciÓn muy Íntima en un artÍculo de opiniÓn en el diario de new york times dijo que tuvo un aborto espontÁneo en junio pasado, relata que cuando le cambia el paÑal a su hijo archi, sufriÓ un dolor muy agudo, lo hizo con al 100 brazos, cantando una canciÓn de cuna para. "sentÍ que al abrazar mi primer hijo, estaba tambiÉn perdiÉndome segundo". aileen: hablÓ tambiÉn de su estadÍa al hospital, y cÓmo su esposo no se des

. >> you think about digital delivery or physical delivery, you know, it's been a pretty good bet for investors >> yeah. but it's not -- this isn't amazon they're not turning to amazon any time soon that i can tell. but, you know amazon is amazon. i would bet on amazon in that regard so the question is what happens to the delivery -- what happens to delivery business and how big it gets and what happens when people can go out again. i think people -- i think restaurants -- i'm more bullish on restaurants over the long term even though it's a very difficult business in the best of times i think people are going to really want to get out much more so i would see a down turn in that maybe i'm wrong. but people are used to doing it. it's just new york city had it forever. and now everybody has what new york city had, i guess they have handled the pandemic very well and they have a pifrt back to when people start to travel again hotel businesses have a lot of ways to go here. they had a lot stuff they put on the shelf. a lot of interesting and promising businesses this he can pivot into wh

. ♪ ♪ borja: te damos la bienvenida a tu "ediciÓn digital".9 de noviembre, nosotros somos carolina sarassay borja voces. carolina: arrancamos con la informaciÓn . en estados unidos una persona pierde la vida cada minuto por coronavirus. tanto que hemos llegado a esta cifra de 250.000 fatalidades, sin embargo el mundo festeja que ya son tres vacunas a puertas de una aprobaciÓn. la universidad de oxford y la farmacÉutica astrazeneca anuncian que su vacuna causa pocos efectos secundarios y muestra una fuerte respuesta inmunitaria favorable. esperan que tan pronto como para esta navidad puedan dar resultados finales de su ensayo. borja: hay mÁs noticias positivas en la batalla contra el coronavirus. te contamos que la inmunidad podrÍa durar aÑos. muestras de sangre de personas recuperados del virus sugieren que la respuesta inmune serÍa mÁs poderosa de lo esperado, eso indica este nuevo estudio. ocho meses despuÉs de haber dado positivo la mayorÍa de los recuperados todavÍa tienen suficientes cÉlulas inmunes para poder contrarrestar el virus y evi

>> it's digital first but not digital only one of our competitor advantages maybe the most importantnes is that we have omni services and customers particularly in the home business love to sit on sofas and love to go to stores and we have great sorkassociates furnish your home. you can look at things in 3d and do virtual classes at home we are predominantly investing in e-commerce. i started 25 years ago and we had almost 40% catalog business but because of those years in a row of investment, we sit in a very good place right now with a very sophisticated platform that can take a lot more volume than what we are putting through. >> what i think of your company, a lot of different terms you talk about all of them but the two coming to my mind are resilience which is what you've gone through and relevance. for instance, i opened the refrigerator last night and these pomegranate in the refrigerator i asked my wife what are these for? they are for pomegranate cosmos. where do i find that it's a thanksgiving feast. i know a lot of people feature it but this is the most relevant i've seen

will retailing ever return or will our entire shopping experience be largely digital.ll start this week to look at companies with a big high street presence out of handle the crisis this year, joining me now the ceo burns the norma barnes , before that he managed to back a long-term trend of decline for traditional booksellers. james, thank you for joining us. barnes & noble, when you took it over the last two years i had some challenges but you had seem to be making significant progress and then along came the pandemic, tell us how the pandemic in the last nine months have affected your traditional bookselling business. >> it is had a very tough time the stores, in the spring when they were closed and almost all states across the united states, we had sales pneumatically down but once we were allowed to reopen people came back to the stores and we have actually prospered in most parts of our business, book sales are tremendously good but some parts notably our cafÉ operation, most of them have been doing very badly, it's been a mix of things that to your introductory

and then i will return to discuss the kiosk-based digital wayfinding application. and then we will, together, complete our presentation with cost estimates and a time line for implementation. so if we could move to the next slide, please. thank you. there are two main focus areas in this study to improve signage in wayfinding at the transit center. one was physical wayfinding signage and two was the digital application found on the kiosk-based monitors primarily situated in the grand hall. and in order to research and discover what we did about these two areas, we went to a number of key steps, including conducting an initial assessment, which involved site audit, user and operator interviews, surveys that we track users while they tried their hand at the digital application. we followed them as they made way through the center, going from point a to point b. we then recorded our findings in the gap analysis report, which is the title of this project. after that we developed an improvement plan that recommended appropriate responses to the findings, as well as clas

make sure digital services, library websites, digital books are accessible and readers with print readiy like dyslexia and learning disabilities. increase access to braille text as well. the national library service for the blind has been auge part of my life. going up i would get so many books from nls, harry potter books. i got this from the library of congress. the library of congress braille and talking book program is one of the few programs in the country where blind people can get physical hardcover braille books. books i could actually hold and feel. this is precious and rare, but it is really, really hard for blind people to get our hands on braille books. so for most of my life when i got a physical braille book, it was through the library of congress. we also have computer braille, refreshable braille such as on devices like this. and when a digital bk is compatible with screen reader, blind people can read it on their braille computer. we also can access braille books digitally. we do nee to increase access to braille computers. they are expensive. there are some programs, g

feliz lunes, esta es tu ediciÓn digital 30 de noviembre.na tiene el dÍa libre. en las Últimas horas en laboratorio moderna anunciÓ que hoy le pedirÁ a la fda la aprobaciÓn de emergenciade su vacuna que arrojÓ no 24% de eficacia contra el coronavirus. esta farmacÉutica dijo que al mismo tiempo presentarÁ solicitudes de emergencia y autorizaciÓn para suvacuna en el continente europeo. no solamente es la compaÑÍa moderna, la administraciÓn federal de aviaciÓn confirma el envÍo de vuelos chÁrter cargados con vacunas de pfizer desde bÉlgica a los estados unidos. esto mientras el paÍs se prepara para distribuirla a gran escala segÚn los criterios de prioridad. establecidos por cada estado. podrÍa ser autorizada a mediados de diciembre. sin duda muy buenas noticias. ya la llegada muy prÓxima de la ansiada vacuna. hablando de esta cerca de 10 meses ha llevado desarrollarla. ¿cuÁles son las diferencias entre las vacunas experimentales contra el covid-19 de las compaÑÍas pfizer, moderna y de la universidad de oxford? aylÉn del toro nos cuenta. aylÉn:

it is an asset with limited supply, it is digital, this is the 21st century. gold is a 20th century asset in moves across borders easily and ownership is opaque. the last point is, i believe, very relevant. the huge fiscal deterioration of today as a cost in the future, either directly or indirectly directly. it is that at some point, the bills have to be paid, which means at some time in the future, the money needs to be found. while big quain may become subject to more regulatory constraints going forward, it is a natural store of money to avoid this indirectly. that argument can be the debasement of currencies by creating high nominal growth and inflation. effectively a soft default, i do not believe hard default, particularly in the world's reserve currency is a real concern. however, and lesser currencies, it could well be the word on confiscated was k. . but before i go into that, just mention talking about the fault, remember, 970 want to market the fault on its sovereign debt when it closed the gold window. so another default on the us dollar, it's hig

equivalent versus fi digital of what we saw in the 20th century. when the financial regime changed. gold versus paper. we said this quite a while ago that this is a sort of moment of like 1971 when we went off the gold standard and in terms of just a huge regime change. and in terms of the wealth confiscation, you know, the negative interest rates get hit hardest to those who have savings and the savings. how if you look throughout europe, where they have applied negative interest rates to dollar to deposits in the banks . it's mostly been people over $100000.00 euros who are hit with these negative interest rates. so they're the ones that are going to be driving into gold and especially into big queen once again. you know, kaiser report is ahead of the curve because when central bank digital currencies were 1st, being talked about, a lot of the people in the other financial press were talking about in terms of all this is going to compete with bitcoin. but as we said at the time it is now citibank is agreeing with us that it actually causes people

c.s.o., this central bank, digital currencies versus gold. and he says this, this is a double edge sword on one side, it c, b, d, c. the central bank digital currency creates a much more effective mechanism for distributing stimulus, particularly fiscal, but on the other side, it also makes capital confiscation easier. for example, negative interest rates, both these scenarios would look to me to be positive bit and in the 21st century, give us the digital equivalent versus fee digital of what we saw in the 20th century when the financial regime changed. gold versus paper. and we said this quite a while ago that this is a sort of moment of like 1971 when we went off the gold standard. and in terms of just a huge regime change. and in terms of the wealth confiscation, you know, the negative interest rates get hit hardest to those who have savings and the savings. how if you look throughout europe, where they have applied negative interest rates to dollar to deposits in the banks . it's mostly been people over $100000.00 euros who are hit with

a quienes "ediciÓn digital" este miÉrcoles 18 de noviembre.emos con noticias alentadoras, la empresa pfizer anuncia que su vacuna subiÓ un 95% de efectividad. en fase tres la eficacia de la vacuna fue consistente en todas las edades, razas y etnias. descarta efectos secundarios, incluso en adultos de mÁs de 75 aÑos. en cuestiÓn de dÍas pedirÁ la aprobaciÓn emergencia. hubo 170 casos de coronavirus entre los unitarios, 172 infecciones ocurrieron en los que fueron inyectados con un placebo, sÓlo ocho casos se produjeron en los que recibieron la vacuna legal, lo que da un 95% de efectividad. carolina: la fda da luz verde al primer test de autodiagnÓstico rÁpido se coronavirus desde su casa. [habla en inglÉs] costarÍa aproximadamente 50 $, y una prueba molecular con receta para usarse una sola vez. da resultado aproximadamente en 30 minutos. se hace con hisopos nasales, estÁ autorizado para personas mayores de 14 aÑos. tambiÉn lo pueden utilizar en consultorios mÉdicos, hospitales y salas de emergencias para todas las edades, bajo supervisiÓn mÉdi

bienvenida al "ediciÓn digital", alexa.dre, que se ha visto muy afectada. >> gracias. gracias por compartir la historia. mi mamÁ está bien, regreso a casa este jueves pasado. no tiene oxÍgeno, pereza tomando pastillas para el corazÓn, sigue bien, pero con mucho dolor. borja: alexa, ¿cÓmo vivieron el momento en el que se entera que todos los miembros de la familia que han ido a esa celebraciÓn son positivos al coronavirus? >> el dÍa siguiente de la fiesta ni familia enviÓ por el grupo de sexo que no seguÍan bien. colectivamente el miÉrcoles como la familia separada, tomamos una prueba de comitÉs. allÍ cuando empezÓ todas las pruÉbase de vuelta festivo, de covid-19. carolina: ¿quÉ pasa por tu mente al momento que supiste que tu madre se contagiÓ? la llevaste a la fiesta de cumpleaÑos, tu madre tiene 67 aÑos, y luego te dije que estÉ infectada, ¿quÉ pasaporte en este momento? >> me siento culpable, de haberla dejado allÍ. quiero decirle a mi mamÁ que la quiero mucho, ella sabe, todos los dÍas hablamos ", le decimos que sentimo

tu "ediciÓn digital".ares de culto y la mayorÍa de las escuelas no podrÁn abrir sus puertas y se podrÍa establecer un toque de queda entre otras medidas. con estas normas el estado que presenta mÁs de 1 millÓn de contagios se une a otros 10 que desde el domingo han incrementado restricciones para combatir el virus. precisamente hablando del virus, mÁs gente puede morir por coronavirus. Ésa es la terrible advertencia que lanza en las Últimas horas el presidente electo joe biden si donald trump insiste en obstruir el proceso de transiciÓn. vamos a escucharlo. el presidente electo agrego que su transicion avanza de muchas maneras a medida que se reune a traves de zoom con lideres corporativos y sindicales, tambien, aclaro que presiona al congreso para que apruebe un nuevo paquete de estimulo, y en "twitter", escribio que su equipo estara listo para mostrar logros desde el primer dia. con mas sobre el proceso de transicion, edwin pitti nos informa en vivo, desde washington d.c. edwin> buenas tardes, el preside

they ended up on the digital back burner. even though for many years now, countless goods have been published, the book, the art of wooing, and the image secrets. you have to know one order to find your dream mate. the roles which men and women have to play in this part, they do remain unchanged. the woman is the possible objects of desire and the hunter. there's a book for men called the game and a book for women called the rules. and i think that this difference, you know, the game as a book all about how to make women feel desperate to sleep with you and sort of how to get disposable fast relationships. the rules are all about how women must never show what they want, but play this long game of tricking man into liking them by, you know, not calling when you want to, not sleeping on them when you want to making yourself seem inaccessible. and i think that the difference between the rules and the game really is sort of distills the ways in which the very old fashioned binary gender norms still play out in the dating advice

the fin tech startup is a digital bank. the company would like us to use our mobile phones to manage our finances. and with us, you can see it right off. how much did you spend on clothes shopping? how much did you spend on insurance this month or on eating outside? what were your household expenses? do customers feel that their spending behavior is influenced by this? that's a hit. it might be good. when you pay electronically, you can monitor more closely what you've spent. then when you pay by cash, say a month after you've spent 50 euros in a shop and you no longer know what you spent that money on. if you like, if you make an electronic payment, you know exactly what you bought last april. that's not the data protection is important to the e.u. to us a bank shares that concern that we give the customers this data. if you, it's an automated process. that means that none of our employees see this data, it can only be accessed by our customers was moving. you being able to manage your finances better does sound like an ad