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May 16, 2010
05/10
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and that was good for us. >> doc, paul flaner.ob that kendrick did, but also the job rasheed did coming in on dwight howard. >> kendrick, rasheed, and bailey, dwight howard is not going to be one, maybe, two, three, four guys at the end of the day that has to guard him, and we are leaving them on an island, so that's very difficult. the one time we trapped if you noticed, they got a three. that was not a trap we were supposed to do, but we did, and they hurt you so well with their passing, and so when you have enough bigs that can just try to stay in there and take the pounding, it's a good thing, but all of them were great. rasheed phenomenal defensively, and he's been great in the series. and that's why we signed him. >> doc, could you talk about your ball movement tonight, particularly the way ray allen was able to get going early and keep throughout the game? >> well, i heard stan say the same thing. when you have two good defensive teams, you're not going to win off the dribble. you're not going to win dancing with the ball.
and that was good for us. >> doc, paul flaner.ob that kendrick did, but also the job rasheed did coming in on dwight howard. >> kendrick, rasheed, and bailey, dwight howard is not going to be one, maybe, two, three, four guys at the end of the day that has to guard him, and we are leaving them on an island, so that's very difficult. the one time we trapped if you noticed, they got a three. that was not a trap we were supposed to do, but we did, and they hurt you so well with their...
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May 16, 2010
05/10
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FOXNEWS
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you get a hearing aid. >> jamie: thank you, doc. a viewer e-mail from the doc.our questions. and you can always send them to house call@foxnews.com and this is about an empty stomach. what does the term mean? for example, when you are told to take a pill on an empty stomach, when should you do it, doc? >> you know, i think everybody has every doctor has his own theory about it. and, a lot of it depends on what you are taking. but, generally speaking, if the medication you are taking has to be taken when there is no food or anything else in your stomach, i advise my patients to take it at least within hour before they eat, or two to three hours, afterwards. that should satisfy the criteria for an empty stomach. >> jamie: that's a great question and answer. thank you,dom. -- thank you, doc. >> eric: coming up how to help premature babies grow stronger. guess what? listening to the music of one particular composer, they say, could do the trick. fascinating. we'll have it coming up, "sunday house call" from jerusalem! with dr. rosenfeld in a moment. [ female announc
you get a hearing aid. >> jamie: thank you, doc. a viewer e-mail from the doc.our questions. and you can always send them to house call@foxnews.com and this is about an empty stomach. what does the term mean? for example, when you are told to take a pill on an empty stomach, when should you do it, doc? >> you know, i think everybody has every doctor has his own theory about it. and, a lot of it depends on what you are taking. but, generally speaking, if the medication you are taking...
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May 5, 2010
05/10
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and again, i think it really enhances the opportunity for primary care docs. so i don't think there's any question that underway is what has been talked about for decades as a system that needed to be fixed and put back in place. workforce investments are underway and will continue to be made. and it's everything from encouraging more medical students to choose primary care fields, but also the more appropriate payments when they graduate from medical schools so they are not sitting with a pile of debt, comparing notes with a classmate or colleague who is looking at making three or four times the amount that they may make over a lifetime, and has the same amount of debt to pay off. that's not a very good incentive for people to look at, at primary care. i think that the focus on the sorts of efforts that we need to make fo for prevention and wells have never been in place in the way that they are right now. the affordable care act actually a lemonades the co-pays for preventive care, for screening, encouraging everybody am medicare patients to private pay pati
and again, i think it really enhances the opportunity for primary care docs. so i don't think there's any question that underway is what has been talked about for decades as a system that needed to be fixed and put back in place. workforce investments are underway and will continue to be made. and it's everything from encouraging more medical students to choose primary care fields, but also the more appropriate payments when they graduate from medical schools so they are not sitting with a pile...
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May 28, 2010
05/10
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they throw on $23 billion in there for a doc fix with no offsets. this is what democrats actually kept out of the recent health care legislation to keep it under its so-called trillion dollar number. it really doesn't fix anything. as the ranking member of the committee just said, we have temporary extensions paid for with permanent tax increase. the american people are catching on. this is what happens when the democrat majority has no budget and no plan and no vision to get america working again. we have seen this movie before. stimulus fails. son of stimulus fails. and now as we all prepare to leave the congress this weekend and remember those who fell depending our freedom at home and abroad, grandson of stimulus is on the floor. look, it's time for some new ideas here on the floor. i say to my colleagues, men and women that i respect all, who have all earned the right to be here, why don't we try something completely different? how about fiscal discipline in washington, d.c., right now, and how about let's do what j.f.k. did? let's do what rona
they throw on $23 billion in there for a doc fix with no offsets. this is what democrats actually kept out of the recent health care legislation to keep it under its so-called trillion dollar number. it really doesn't fix anything. as the ranking member of the committee just said, we have temporary extensions paid for with permanent tax increase. the american people are catching on. this is what happens when the democrat majority has no budget and no plan and no vision to get america working...
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May 15, 2010
05/10
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FOXNEWS
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so, doc, i've got this friend... [ male announcer ] talking to your doctor about erectile dysfunction, there is something i want to talk to you about. [ male announcer ] but it's definitely a conversation worth having. twenty million men have had their viagra talk. when you're ready for yours, visit viagra.com for helpful conversation starters and to learn how viagra can help. ask your doctor if your heart is healthy enough for sex. don't take viagra if you take nitrates for chest pain as it mayause an unsafe drop in blood pressure. side effects may include headache, flushing, upset stomach, and abnormal vision. to avoid long-term injury, seek immediate medical help for an erection lasting more than four hours. stop taking viagra and call your doctor right away if you experience a sudden decrease or loss in vision or hearing. and ask your doctor if viagra is right for you. you >> sean: tonight on our great, great american panel. she's a chicago radio personality and columnist for the sun times, betsy hart is back. former mayor of providence, rhode island the chief political analyst fo
so, doc, i've got this friend... [ male announcer ] talking to your doctor about erectile dysfunction, there is something i want to talk to you about. [ male announcer ] but it's definitely a conversation worth having. twenty million men have had their viagra talk. when you're ready for yours, visit viagra.com for helpful conversation starters and to learn how viagra can help. ask your doctor if your heart is healthy enough for sex. don't take viagra if you take nitrates for chest pain as it...
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May 15, 2010
05/10
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so, doc, i've got this friend... [ male announcer ] talking to your doctor about erectile dysfunction easy. actually, doc, there is something i want to talk to you about. [ male announcer ] but it's definitely a conversation worth having. twenty million men have had their viagra talk. when you're ready for yours, visit viagra.com for helpful conversation starters and to learn how viagra can help. ask your doctor if your heart is healthy enough for sex. don't take viagra if you take nitrates for chest pain as it mayause an unsafe drop in blood pressure. side effects may include headache, flushing, upset stomach, and abnormal vision. to avoid long-term injury, seek immediate medical help for an erection lasting more than four hours. stop taking viagra and call your doctor right away if you experience a sudden decrease or loss in vision or hearing. and ask your doctor if viagra is right for you. you >> sean: tonight on our great, great american panel. she's a chicago radio personality and columnist for the sun times, betsy hart is back. former mayor of providence, rhode island the chief
so, doc, i've got this friend... [ male announcer ] talking to your doctor about erectile dysfunction easy. actually, doc, there is something i want to talk to you about. [ male announcer ] but it's definitely a conversation worth having. twenty million men have had their viagra talk. when you're ready for yours, visit viagra.com for helpful conversation starters and to learn how viagra can help. ask your doctor if your heart is healthy enough for sex. don't take viagra if you take nitrates for...
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May 21, 2010
05/10
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WUSA
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oz and so a lot of docs there but it is good for the viewers out there. i guess they want information about their health, well being. so it is going to be exciting. i like our odds. it's in vegas and cbs is actually broadcasting it primetime on sunday, june 27th. it is all good stuff. >> i have both of my fingers crossed. >> come to vegas and wish us luck. >> absolutely. you guys got this one. >> i hope. >> nice meeting you. >> of course you can watch the doctors monday through friday right here on wusa 9 at 4:00 followed by 9 news now at 5:00. >>> coming up next, see how one local company is taking cereal to a whole new level. >>> we are now getting started earlier than ever. join andrea, howard and angie for 9 news now beginning every day at 4:25 a.m. >>> can you top this? we are talking cereal in our 9 news now kitchen but not just any cereal. we welcome chris campbell, managing partner of the cereal bowl in cleveland park. thanks for joining us. >> all right. >> you say people eat cereal, morning noon and night. >> we have cereal for breakfast, some f
oz and so a lot of docs there but it is good for the viewers out there. i guess they want information about their health, well being. so it is going to be exciting. i like our odds. it's in vegas and cbs is actually broadcasting it primetime on sunday, june 27th. it is all good stuff. >> i have both of my fingers crossed. >> come to vegas and wish us luck. >> absolutely. you guys got this one. >> i hope. >> nice meeting you. >> of course you can watch the...
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May 23, 2010
05/10
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WJZ
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so, doc, i've got this friend... [ male announcer ] talking to your doctor about erectile dysfunctionis something i want to talk to you about. [ male announcer ] but it's definitely a conversation worth having. twenty million men have had their viagra talk. when you're ready for yours, visit viagra.com for helpful conversation starters and to learn how viagra can help. ask your doctor if your heart is healthy enough for sex. don't take viagra if you take nitrates for chest pain as it may cause an unsafe drop in blood pressure. side effects may include headache, flushing, upset stomach, and abnormal vision. to avoid long-term injury, seek immediate medical help for an erection lasting more than four hours. stop taking viagra and call your doctor right away if you experience a sudden decrease or loss in vision or hearing. it's time to take a deep breath... and ask your doctor if viagra is right for you. you can take the heat. 'til it turns into heartburn, you've got what it takes: zantac. it's strong, fast lasting relief. so let them turn up the heat. you can stop that heartburn cold: (
so, doc, i've got this friend... [ male announcer ] talking to your doctor about erectile dysfunctionis something i want to talk to you about. [ male announcer ] but it's definitely a conversation worth having. twenty million men have had their viagra talk. when you're ready for yours, visit viagra.com for helpful conversation starters and to learn how viagra can help. ask your doctor if your heart is healthy enough for sex. don't take viagra if you take nitrates for chest pain as it may cause...
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May 16, 2010
05/10
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>> >> you know, from the start doc told me to be aggressive. i know i could have been a little bit more aggressive, but, you know, i try to do things in the framework of the team and, you know, pick my spots. but i was able to get to the line, rebound the ball and do other things. i helped us win. that was key. i want to continue to go out there and stay aggressive throughout the whole game. >> hey, paul, willie mae from wbgz radio. talk about the defensive pressure that you guys put up and the key to winning game one of this series. >> well, that's what we are. we're a defensive team. we feel like we want to get up into the shooters and not allow them to get free looks. we feel like we got guys who can cover dwight such as perk and rasheed and baby one on one, so that allows us to get up on their shooters and be a little bit more aggressive and not allow us to open up their three-point game. i think that's going to be the key for us throughout the rest of the playoffs and this series. but that's pretty much who we are. we're a defensive team.
>> >> you know, from the start doc told me to be aggressive. i know i could have been a little bit more aggressive, but, you know, i try to do things in the framework of the team and, you know, pick my spots. but i was able to get to the line, rebound the ball and do other things. i helped us win. that was key. i want to continue to go out there and stay aggressive throughout the whole game. >> hey, paul, willie mae from wbgz radio. talk about the defensive pressure that you...
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May 16, 2010
05/10
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FOXNEWS
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so, doc... so, doctor... i've been thinking... no. you know how... no.oc, i've got this friend... [ male announcer ] talking to your doctor about erectile dysfunction isn't easy. actually, doc, there is something i want to talk to you about. [ male announcer ] but it's definitely a conversation worth having. twenty million men have had their viagra talk. when you're ready for yours, visit viagra.com for helpful conversation starters and to learn how viagra can help. ask your doctor if your heart is healthy enough for sex. don't take viagra if you take nitrates for chest pain as it mayause an unsafe drop in blood pressure. side effects may include headache, flushing, upset stomach, and abnormal vision. to avoid long-term injury, seek immediate medical help for an erection lasting more than four hours. stop taking viagra and call your doctor right away if you experience a sudden decrease or loss in vision or hearing. and ask your doctor if viagra is right for you. many adults don't meet the recommended daily intakeion or hearing. for all vitamins and miner
so, doc... so, doctor... i've been thinking... no. you know how... no.oc, i've got this friend... [ male announcer ] talking to your doctor about erectile dysfunction isn't easy. actually, doc, there is something i want to talk to you about. [ male announcer ] but it's definitely a conversation worth having. twenty million men have had their viagra talk. when you're ready for yours, visit viagra.com for helpful conversation starters and to learn how viagra can help. ask your doctor if your...
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May 23, 2010
05/10
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WBAL
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whether the great pitchers of doc holliday compare to bob gibson or marishall. they live better but the talent is the same. >> thank you. reggie jackson, bobby valentine. >>> up next on "wall street journal" report i look at the news this upcoming week that will have an impact on your money. what if that money fits in your jew jewelry box. find us on facebook at wsjr with maria. [ telephone rings ] [ ring ] [ "catch the wind" plays ] what is the sign of a good decision? in the world of personal finance, it's massmutual. find strength and stability in a company that's owned by its policyholders. ask your advisor or visit massmutual.com. >>> for more on our show and our guests check out the website wsjr.cnbc.com. you'll also find a link to my blog investor agenda by cnbc.com. i hope you will check it out. >>> now a look at the stories coming up in the week ahead that may move the markets and impact your money this upcoming week. we have several key housing reports out beginning monday when the nation's realtors release the number of existing homes sold last month.
whether the great pitchers of doc holliday compare to bob gibson or marishall. they live better but the talent is the same. >> thank you. reggie jackson, bobby valentine. >>> up next on "wall street journal" report i look at the news this upcoming week that will have an impact on your money. what if that money fits in your jew jewelry box. find us on facebook at wsjr with maria. [ telephone rings ] [ ring ] [ "catch the wind" plays ] what is the sign of a good...
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May 28, 2010
05/10
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he said the docs didn't like this. i don't like this. unfortunately, none of your colleagues in the united states senate voted for a bill that we sent to them. i don't think any of you voted for it over here either. which made a permanent fix to this doctors roller coaster of pretending that we're going to cut doctors' reimbursement. we're not going to do that. we're not going to do it because we want to make sure that our seniors, that our folks on disabilities and ores have access to their doctors. so we're not going to do that. so we play a game. it is a game of dollars, of course, an important game. but we're playing a game that we're somehow not going to do it, so we do it in short stretches. you did the same thing when you were in charge. we're doing it again. we should do this permanently. the speaker is for permanent fix. i'm for permanent fix. if we need to payer it, i will vote to pay for it. we do need to pay for it. whether we need to pay for it immediately all up front, or we pay for it as we do spore -- sporadically, but ei
he said the docs didn't like this. i don't like this. unfortunately, none of your colleagues in the united states senate voted for a bill that we sent to them. i don't think any of you voted for it over here either. which made a permanent fix to this doctors roller coaster of pretending that we're going to cut doctors' reimbursement. we're not going to do that. we're not going to do it because we want to make sure that our seniors, that our folks on disabilities and ores have access to their...
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May 26, 2010
05/10
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"doc fix cut that could yield an extra 20 billion.ome are concerned because of the total price tag is about 65,000. the doc fix not allowing a reduction in medicare reimbursement to go through is nearly a third of the tax bill costs. some senators are very concerned about that. with the deficit 1.4 trillion and medicare costing and medication costing 774 trillion , why should the government be making this cut for overall fiscal help? guest: this is a great example that congress created. they created a formula that said the more care is provided to medimedicare patients, the grear the cut next year. it gives the impression there will be a cut because of services that will be provided in the future. that is not really true. this is care that physicians have already provided to patients. the problem with the formula is that when a physician cares for someone with heart failure, sees them more often, adjust their medicine, test their laboratory, keep them out of hospital, this formula kicks and that results of in a 21% reduction in the pa
"doc fix cut that could yield an extra 20 billion.ome are concerned because of the total price tag is about 65,000. the doc fix not allowing a reduction in medicare reimbursement to go through is nearly a third of the tax bill costs. some senators are very concerned about that. with the deficit 1.4 trillion and medicare costing and medication costing 774 trillion , why should the government be making this cut for overall fiscal help? guest: this is a great example that congress created....
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May 23, 2010
05/10
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>> to be honest, doc, i'm kind of wondering what the hell just happened up here. >> that makes two ofew of tonight's -- that's a sneak preview of tonight's "lost" finale. a lot of people have been waiting for this. they're planning viewing parties. right now, there are guys that take whatever viewing party you're planning to an entirely new level. it goes well beyond the awesome looking jumpsuits they're wearing, the dharma jumpsuits. these three guys, aaron, alex and mike are holding a lost-a-thon. watching every episode back up to the finale tonight. when you came up with this idea, what were you thinking? >> well, you know, we ended up realizing the entire duration of all of "lost" is 94 hours. which is actually guiness record. we thought we would turn it into a charity event. raise money. reck noise a show we all love. that's where it came from. >> and what is 94 hours? it's not that long. >> we're realizing it's a long time. but a lot of fun. >> you're hearing from other countries at this point? it's become a global view-a-thon? >> yes. >> tell us about that. >> not only are we d
>> to be honest, doc, i'm kind of wondering what the hell just happened up here. >> that makes two ofew of tonight's -- that's a sneak preview of tonight's "lost" finale. a lot of people have been waiting for this. they're planning viewing parties. right now, there are guys that take whatever viewing party you're planning to an entirely new level. it goes well beyond the awesome looking jumpsuits they're wearing, the dharma jumpsuits. these three guys, aaron, alex and mike...
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. >> larry: doc zambraski what's the incident of a recurrence. >> fortunately for this type hemorrhagee we've done the three separate angiograms the chance of recurrence is no higher for the general population and this includes of course, you, mr. king, and myself. so any of us could have this happen and bret is really at no higher risk. >> larry: is it the same risk for men and women? >> for this type of hemorrhage, it does seem to be about the same risk. now for aneurysms women outnumber men 2 to 1. >> larry: wow we don't have much time, but why? >> just a genetic predisposition to aneurysm formation in women versus men. for example, men have a higher incidence of heart disease. women have a higher incidence of disease affecting the blood vessels in the brain. >> larry: thank you, all, very much. pete evick, lead guitarist. dr. joseph zambraski and treated him of course rikki longtime friend band mate the band poison would had been together 25 years next year. we're going to nashville next. we'll see how country music is lending a helping hand to their waterlogged friends and neighbo
. >> larry: doc zambraski what's the incident of a recurrence. >> fortunately for this type hemorrhagee we've done the three separate angiograms the chance of recurrence is no higher for the general population and this includes of course, you, mr. king, and myself. so any of us could have this happen and bret is really at no higher risk. >> larry: is it the same risk for men and women? >> for this type of hemorrhage, it does seem to be about the same risk. now for...
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May 31, 2010
05/10
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it is nice that and jack straw and doc ken clark, if you have lovers of the house of commons, people who believe in it, believe in the right that each party to scrutinize the government, and i think people will welcome it in that role is someone who will fight for parliament's rights. he is enjoying something a part of the ceremony. >> that is the important part, a half people who believe in the roles and believe in the ceremony, the symbolic significance of it. >> who believe in parliament, and it is absolutely right about jack. jack is known as somebody who loves, stands for, believes in the house of come on -- the house of commons, debate in the chamber, at everything done in the sense of proper scrutiny. ken clark is very much in the same tradition as well. i think that we have got to -- every time we talk about new politics, we need to put someone in a pill to box, it risks becoming a great contemporary cliche. but in this parliament, as part of rebuilding confidence, i prefer confidence rather than trust the people in parliament. that is how we do politics. >> an interesting gr
it is nice that and jack straw and doc ken clark, if you have lovers of the house of commons, people who believe in it, believe in the right that each party to scrutinize the government, and i think people will welcome it in that role is someone who will fight for parliament's rights. he is enjoying something a part of the ceremony. >> that is the important part, a half people who believe in the roles and believe in the ceremony, the symbolic significance of it. >> who believe in...
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May 12, 2010
05/10
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the universities require when the post-docs and principal investigators write these grants to submit to the federal government and the agencies that they include an escalators. what do the universities do, in the case of university of california berkley, they take 53% in overhead charges. on a $1 million grant they get an additional $500,000 to administer that grant. they take that chair of thest ta kate lohr -- escalators for themselves but don't pass it on to the brilliant young people who are also now, because they postponed having a family, and buying a home, they now become among the lowest paid people in the re. all this amendment says is that they're entitled to the information under the law that the university should have to provide it. the university of california has been telling these post-docs and telling the congress of the united states for over a year that they would provide this information and they have failed to do that. so what we're saying is that these students are entitled to the information. it creates no new light, creates nothing new in collective bargaining.
the universities require when the post-docs and principal investigators write these grants to submit to the federal government and the agencies that they include an escalators. what do the universities do, in the case of university of california berkley, they take 53% in overhead charges. on a $1 million grant they get an additional $500,000 to administer that grant. they take that chair of thest ta kate lohr -- escalators for themselves but don't pass it on to the brilliant young people who...
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May 5, 2010
05/10
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WMPT
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. > it sort of reminds me of where we were two years ago with liar loans and no-doc loans in the housingarket, where people started accepting people who couldn't prove their income, couldn't prove employment, but we sold them a $450,000 house. >> smith: but the for-profits maintain their business practices are sound, and they don't have a loan default problem. >> we have a school, a welding school where the default rate is less than one half of 1%. and in the gao report, mr. scott and his colleagues reported that they found many schools in our sector with very low default rates, including even a few in inner cities. so clearly... 90% of the students are in adequate loan repayment. so, apparently, they are finding ways to repay their loans. >> smith: you're saying 90% of the students are paying back their loans on time? >> they're not... they're not in default. right. >> smith: so, 10% are in default? >> 10% or 11%, the last official figure. some are higher, some are lower. that's the average. >> we constantly hear declarations of good news. all of the official stakeholders tout what stri
. > it sort of reminds me of where we were two years ago with liar loans and no-doc loans in the housingarket, where people started accepting people who couldn't prove their income, couldn't prove employment, but we sold them a $450,000 house. >> smith: but the for-profits maintain their business practices are sound, and they don't have a loan default problem. >> we have a school, a welding school where the default rate is less than one half of 1%. and in the gao report, mr....
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May 9, 2010
05/10
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comes from a phrase that is often uttered by young people as i sat with them, they would say, you know, doc, i guess i was at the wrong place at the wrong time. what does that mean? many of them were at the wrong place. they were in their communities. often when providers see those words they think oh, yeah, you are minding your own business. they take it as a subtle -- a subtle way of saying i had no responsibility and the provider decides to place the blame. but i would turn this on its head and say, there is a right place for us to help young people, and to do the stories that they tell. and that right place is the community. not just the communities where these young people live, but this community, this large defined community where all of us see young black men as a valued resource. and that's not just lip service. that's really what we invest in and what we see. and the right time is both early and now. that is, protecting young people from injury and, is our most profound work, making sure that young people are safe. we know that not only their emotional health but their physical he
comes from a phrase that is often uttered by young people as i sat with them, they would say, you know, doc, i guess i was at the wrong place at the wrong time. what does that mean? many of them were at the wrong place. they were in their communities. often when providers see those words they think oh, yeah, you are minding your own business. they take it as a subtle -- a subtle way of saying i had no responsibility and the provider decides to place the blame. but i would turn this on its head...
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May 17, 2010
05/10
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like eyes, and they travel to one corner of the clinic and they pick up medical equipment from the docs, put it in the basket and then they're programmed to bring it to different places. and it was extraordinary. another technology change i just heard about, which it what ge is doing, they looked at where the need was
like eyes, and they travel to one corner of the clinic and they pick up medical equipment from the docs, put it in the basket and then they're programmed to bring it to different places. and it was extraordinary. another technology change i just heard about, which it what ge is doing, they looked at where the need was
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May 13, 2010
05/10
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we are working on legislation to make sure that docs get reimbursed at appropriate levels so they can support the seniors under medicare. we don't think that's de minimis action. i could go on and on i'm sure you know and our colleagues know, but we're passing a lot of legislation to respond to a deep crisis of economic depths, unknown since 75 years ago in the great depression. that we inherited and we're trying to respond to and we're now creating jobs. we're now expanding the economy. somebody that you may agree with most of the time, larry cud low, said you ought to stop talking down the economy. the economy speaks for itself. real g.d.p. growth three quarters in a row. stock market up and down and up , little glitches, but it's up some 75% on the dow. 80% on the s&p. and almost 100% on the nasdaq. none of that we think is de minimis, i tell my friend, and to -- and both sides, by the way, do what you say. we did it to you, make fun of resolutions that don't take much time but are meaningful to the constituency and appreciate the fact that their efforts throughout the country were
we are working on legislation to make sure that docs get reimbursed at appropriate levels so they can support the seniors under medicare. we don't think that's de minimis action. i could go on and on i'm sure you know and our colleagues know, but we're passing a lot of legislation to respond to a deep crisis of economic depths, unknown since 75 years ago in the great depression. that we inherited and we're trying to respond to and we're now creating jobs. we're now expanding the economy....
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May 16, 2010
05/10
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so, doc, i've got this friend... [ male announcer ] talking to your doctor about erectile dysfunctiont to talk to you about. [ male announcer ] but it's definitely a conversation worth having. twenty million men have had their viagra talk. when you're ready for yours, visit viagra.com for helpful conversation starters and to learn how viagra can help. ask your doctor if your heart is healthy enough for sex. don't take viagra if you take nitrates for chest pain as it mayause an unsafe drop in blood pressure. side effects may include headache, flushing, upset stomach, and abnormal vision. to avoid long-term injury, seek immediate medical help for an erection lasting more than four hours. stop taking viagra and call your doctor right away if you experience a sudden decrease or loss in vision or hearing. and ask your doctor if viagra is right for you. >> dave: welcome back to "fox & friends," a quartet of former combat veterans who served in iraq and afghanistan. and, they have just released their self-titled debut cd, which helps benefit veterans' charities and they are 4 troops and we a
so, doc, i've got this friend... [ male announcer ] talking to your doctor about erectile dysfunctiont to talk to you about. [ male announcer ] but it's definitely a conversation worth having. twenty million men have had their viagra talk. when you're ready for yours, visit viagra.com for helpful conversation starters and to learn how viagra can help. ask your doctor if your heart is healthy enough for sex. don't take viagra if you take nitrates for chest pain as it mayause an unsafe drop in...
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May 6, 2010
05/10
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low doc loans. they just loan you the money and may not get documentation, may not get proper information before they loan you the money. these days, credit is tight and people can't remember when money was flowing so freely. why would somebody lend somebody money unless they knew somebody was going to pay it back. they would take that mortgage, a documentation, paper, and they would sell that paper and that would be securityized on the secondary market. if i know i can sell you a mortgage today and then take that stream of income that's supposed to come my way because i have loaned you this money and then sell it to somebody else, i don't have to worry. it's almost like as long as you're not the guy without a chair when the music stops, you just keep going around in that game of musical chairs. we have rules to stop this practice to make sure that these risky practices don't continue. we are go to go have rules in this wall street reform to curtail excessive speculation in derivatives and growing u
low doc loans. they just loan you the money and may not get documentation, may not get proper information before they loan you the money. these days, credit is tight and people can't remember when money was flowing so freely. why would somebody lend somebody money unless they knew somebody was going to pay it back. they would take that mortgage, a documentation, paper, and they would sell that paper and that would be securityized on the secondary market. if i know i can sell you a mortgage...
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May 13, 2010
05/10
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over and over and over, packages of no-doc loans. what does that mean to the average? it means they never asked you if you could afford to pay the mortgage. and they got aaa ratings, aaa credit ratings. what was going on? and why didn't anyone catch it? well, the dodd part and the reed part of the amendment will catch it but the franken part of the amendment will prevent it by having a noninterested party make a rating. the amendment establishes -- the franken amendment establishes a board of highly knowledgeable and experienced people, as i said. they have to submit their products to be rated to the board, and like a wheel, the board will choose a rating agency for each product. when i say a wheel, it's like a wheel, it comes up randomly. and where did we -- where did senator franken -- and i talked with him about this so i know -- where did we come up with this idea? this is what we do to prevent forum shopping, bias of judges. when you go to the southern district in new york and you have a case, they -- it's a wheel, and you get a
over and over and over, packages of no-doc loans. what does that mean to the average? it means they never asked you if you could afford to pay the mortgage. and they got aaa ratings, aaa credit ratings. what was going on? and why didn't anyone catch it? well, the dodd part and the reed part of the amendment will catch it but the franken part of the amendment will prevent it by having a noninterested party make a rating. the amendment establishes -- the franken amendment establishes a board of...
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May 6, 2010
05/10
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had we had in place someone saying no-doc loans, no down payments, adjustable rate mortgages at fully indexed prices, we're going to fully cripple people's ability to meet those obligations, we wouldn't be in the situation we're in today. but seven agencies that have jurisdiction over consumer protection, none of which are doing their job very well. i will address more specifically the alternative idea being suggested. let me also say i have never claimed our proposal is perfect on consumer protection. i acknowledge that the word abusive does need to be defined. we're talking either about striking that word or defining it better. deceptive and fraudulent i think covers the ground pretty well but i thought abusive was a good exclamation point because that's what happened, it was abusive, common language. i will come back later, but i wanted just to acknowledge that we have a number of organizations that have -- have endorsed this bill of ours, strongly support our committee bill, from the americans for finance reform, consumers union, center for responsible lending, consumer federation
had we had in place someone saying no-doc loans, no down payments, adjustable rate mortgages at fully indexed prices, we're going to fully cripple people's ability to meet those obligations, we wouldn't be in the situation we're in today. but seven agencies that have jurisdiction over consumer protection, none of which are doing their job very well. i will address more specifically the alternative idea being suggested. let me also say i have never claimed our proposal is perfect on consumer...
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May 12, 2010
05/10
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but doc. i want to talk about the time it takes four family members of green card holders and the distance. right now green card holders wait for for five years to bring their husbands and kids to the u.s.. they wait about six years to bring their unmarried adult children here. it is even longer for some countries. from the the ratee philippines, can be up to 16 years. some troops overseas to not see their families for over a year. i cannot imagine waiting 16 years to see your family. do you think these long waits are creating a disincentive to enter the country illegally or a disincentive to enter the country legally rather. >> i appreciate the question. we have heard a great deal of family members of legal permanent residents, and that is a function of the set availability. i have not given thought to the long waiting times having a connection to the illegal immigration in this country. i would be hesitant to suppose in answer to such a serious question. >> what can we in the senate do? and
but doc. i want to talk about the time it takes four family members of green card holders and the distance. right now green card holders wait for for five years to bring their husbands and kids to the u.s.. they wait about six years to bring their unmarried adult children here. it is even longer for some countries. from the the ratee philippines, can be up to 16 years. some troops overseas to not see their families for over a year. i cannot imagine waiting 16 years to see your family. do you...
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May 5, 2010
05/10
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, low-doc mortgages which at the end of the teaser rate period see these mortgages explode and they see themselves in foreclosure. the fact is that it's democrats who have taken the bull by the horns and who have begin to set the ship of state upright and bring the american economy back to wealth and we have seen an increase in the gross domestic product. we have seen increases in the number of jobs and decrease in the rate of unemployment under the democrats. thank goodness we're here on the verge, hopefully, to pass wall street reform to really put the american economy back in the shape it deserves to be in. i yield back to the gentleman. mr. garamendi: mr. ellison, thank you very much for pointing out the history of the great 2008 collapse. you saw those enormous job losses that were occurring during the bush period and then the low but steady number of jobs lost so now we're in a situation where we're seeing jobs being added. we don't see the unemployment rate come down as we would like to, but we're on the correct road and we're making great progress on that. i'd like to ask my col
, low-doc mortgages which at the end of the teaser rate period see these mortgages explode and they see themselves in foreclosure. the fact is that it's democrats who have taken the bull by the horns and who have begin to set the ship of state upright and bring the american economy back to wealth and we have seen an increase in the gross domestic product. we have seen increases in the number of jobs and decrease in the rate of unemployment under the democrats. thank goodness we're here on the...
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May 5, 2010
05/10
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shelby county, iowa, i sat in a small community hospital there in the parking lot meeting with the docs at 11 primary care physicians that they have seen a 48% reduction in hospitalization. and a 32% reduction for aimless. but will was really powerful, because in iowa all those license plates have county smart on them. was that there were people coming from four counties away. and invite knows me, i never meet a strange. i ask everyone questions. and i was asking these people in the parking lot, why do you, four counties over? and they said because i have a doctor that answers the e-mail that will see me the same day, you know, that will follow, that will follow through and will let stuff drop through the cracks. it's differentiating the. it's differentiating, that hospital. the same thing in michigan and battle creek, michigan. the community organize themselves around the concept of comprehensive care and we're seeing a profound impact. whole country, right, but the danish really start this perhaps 15 years ago. and when asked the days, i said how did you come on this modicum this conc
shelby county, iowa, i sat in a small community hospital there in the parking lot meeting with the docs at 11 primary care physicians that they have seen a 48% reduction in hospitalization. and a 32% reduction for aimless. but will was really powerful, because in iowa all those license plates have county smart on them. was that there were people coming from four counties away. and invite knows me, i never meet a strange. i ask everyone questions. and i was asking these people in the parking...
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May 10, 2010
05/10
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has a primary care doc who's great. has five partialists i guess if we look at paul grundy's words. goes to a pharmacist-led anticoagulation clinic which is novel in practice. has multiple prescribers, very motivated in self-management. i think there was a question earlier about that patient's self-management. has an extremely good support system when you think about it. has a spouse who's really -- she would say he's -- she would say that she's the adherence coach in the family model. and has three daughters who are care coordinators and navigators. and this patient actually has great access and tremendous coverage. so those of you who know me in the audience know i don't practice clinically and you're going gosh, who is this person? well, this is my dad. this guy doesn't get away too much when it comes to medication management. and the other side of this story that i know as a person who's one of his care coordinators and navigators who happens to know a pharmacist is that he's had multiple preventible misadventures is the way to put it. or errors with care transitions, around car
has a primary care doc who's great. has five partialists i guess if we look at paul grundy's words. goes to a pharmacist-led anticoagulation clinic which is novel in practice. has multiple prescribers, very motivated in self-management. i think there was a question earlier about that patient's self-management. has an extremely good support system when you think about it. has a spouse who's really -- she would say he's -- she would say that she's the adherence coach in the family model. and has...
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May 5, 2010
05/10
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and it's not just for doc tourist, but nurses, nurse practitioners, mental health technician, a wholeand preventive care. also, a recognition that we don't have nearly enough minority primary care providers and minority providers altogether. we don't have enough medical providers what cultural competency. so that in and of it can be a barrier to medical care. he may have a talk, but with out language skills were cultural competency, you may not have any connection with the community that seems to be served. so again, part of the investment pipeline is set aside for enhanced recruitment of minority.there's a culturally competent providers and that is being built out along the way. so that has already started. in the recovery act is also an enormous and the end but then our 2010, 2011 budgets build upon, which is an expansion of the footprint of community health centers. community health centers have been enormously successful in delivering lower cost, high quality comment. i would say community sensitive care, well beyond cost in health services, but a range of services from counseling
and it's not just for doc tourist, but nurses, nurse practitioners, mental health technician, a wholeand preventive care. also, a recognition that we don't have nearly enough minority primary care providers and minority providers altogether. we don't have enough medical providers what cultural competency. so that in and of it can be a barrier to medical care. he may have a talk, but with out language skills were cultural competency, you may not have any connection with the community that seems...
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his doctor says michaels is not walking that well yet, but he is talking and the doc is pretty confidentchael will make a full recovery. first he's going to need lots of rest. >> earlier on, he was -- as i said, he was feeling pretty good and i think he thought he was going to be up and about sooner than he was. then as we got out further along, this chemical meningitis thing takes over, and he's really suffering again right now. >> michaels faces four to six weeks of rest before he can get back to normal schedule. that's according to his doctor. we'll follow up. >>> checking top stories now, suspected terror attacker faisal shahzad is spilling his guts to federal investigators. he admits he built the times square bomb all by himself. but he also said he was taught how to do it in pakistan. >>> in athens, greece, violent protests turn deadly when a firebomb was tossed into a bank. three people are dead, four others trapped inside. demonstrators gathered around the parliament building to protest greece's crumbling economy. >>> the fda found numerous violations in a plant that makes childr
his doctor says michaels is not walking that well yet, but he is talking and the doc is pretty confidentchael will make a full recovery. first he's going to need lots of rest. >> earlier on, he was -- as i said, he was feeling pretty good and i think he thought he was going to be up and about sooner than he was. then as we got out further along, this chemical meningitis thing takes over, and he's really suffering again right now. >> michaels faces four to six weeks of rest before he...
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May 26, 2010
05/10
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burgess: we find ourselves against another deadline for the doc fix.ss lacks the courage to solve the problem. the fact is plrks speaker, the longer we put off doing a permanent fix, the more pensive it gets. if the problem had been fixed five years ago, it would have cost $49 billion. here's an ad that the a.m.a. has been running in some of our papers up here on the capitol. the cost to fix the bill now is $210, but if we wait three years, it doubles to $396 billion and balloons to half a trillion in five years. but there is a better way, h.r. 3693 would make a formula fix to determine payments to doctors and it's critical to our patients because patients cannot get access to a medicare physician because consider this, medicare physician payment rates are about where they were in 2001. medical practice costs have increased more than 20%. and what's worse, they pay doctors less each year for performing the same procedures. the speaker pro tempore: the gentleman's time has expired. mr. burgess: i ask for a reasonable medicare prescription fix. the time
burgess: we find ourselves against another deadline for the doc fix.ss lacks the courage to solve the problem. the fact is plrks speaker, the longer we put off doing a permanent fix, the more pensive it gets. if the problem had been fixed five years ago, it would have cost $49 billion. here's an ad that the a.m.a. has been running in some of our papers up here on the capitol. the cost to fix the bill now is $210, but if we wait three years, it doubles to $396 billion and balloons to half a...
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May 7, 2010
05/10
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compelling about exactly putting these things together and seeing how exactly what was happening and no-docoans, ninja loans, et cetera, was actually producing huge exposures that let aaa or super senior, so that's a complicated answer to your question. in general i agree with you that the benefits of hindsight. but it gets important to come back to the simple risk in leverage that leverages hard to capture, but you could observe at that time that there was leverage in the system that made us vulnerable to a shock when it was going to happen. but nobody had the capacity to predict the timing nature of magnitude of the shot. and again, the lesson i would take from that is to say that the chinese system that recognizes that limitation. don't design a limitation that depends on people sitting in these jobs do you have been everybody else i can say we hope those people in washington seven preemptively for perfect wisdom in the future enterprise people of current too much. i think i would not be a good way to run a system. when a system that renaissance more skepticism about the capacity of indi
compelling about exactly putting these things together and seeing how exactly what was happening and no-docoans, ninja loans, et cetera, was actually producing huge exposures that let aaa or super senior, so that's a complicated answer to your question. in general i agree with you that the benefits of hindsight. but it gets important to come back to the simple risk in leverage that leverages hard to capture, but you could observe at that time that there was leverage in the system that made us...
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May 6, 2010
05/10
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states -- and, by the way, it hasn't been given any phony suplgs such as a -- phony assumption such as a doc fix that this would save the taxpayers several billions annually. during the debate on the financial reform bill, we'll continue to hear a lot about how the united states government will never again allow a financial institution to become too big to fail. we'll hear countless calls for more regulation to ensure that taxpayers are never again placed at such tremendous risk. sadly -- and i say very sadly -- the underlying bill completely ignores the elephant in the room, because no other entity's failure would be as disastrous to our economy as fannie mae's and freddie mac's. yet, this bill doesn't address them at all. in a recent opinion piece in the "wall street journal," robert wilmirsh wrote -- and i quote -- "congress may be making progress crafting new regulations for the financial services industry, but it has yet to begin reforming two institutions that played a key role in the 2008 credit crisis: fannie mae and freddie mac. we cannot reform these government-sponsored enterprise
states -- and, by the way, it hasn't been given any phony suplgs such as a -- phony assumption such as a doc fix that this would save the taxpayers several billions annually. during the debate on the financial reform bill, we'll continue to hear a lot about how the united states government will never again allow a financial institution to become too big to fail. we'll hear countless calls for more regulation to ensure that taxpayers are never again placed at such tremendous risk. sadly -- and i...
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May 28, 2010
05/10
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the amendment provides for a separate vote on section 523 which is the s.g.r., the so-called doc fix, a vote on the remainder of the modified house amendment. this does not add money, mr. speaker, it subtracts it. and i'm pleased to yield two minutes to the gentleman from new jersey, mr. pallone. the speaker pro tempore: the gentleman from new jersey is recognized for two minutes. mr. pallone: thank you, mr. speaker. and i want to thank the chairwoman of the rules committee and i urge support for the rule as amended. for far too long members on both sides of the aisle have talked about the need to reform the way we pay physicians under medicare and provide them with a fair and reliable reimbursement. today unless we act, physicians are facing a 21% cut in their reimbursement and such a drastic cut will drive physicians out of the medicare program and make it harder for seniors to see a doctor. mr. speaker, if we fail to act, people will be harmed. i've already seen it take place back in my district. i've had patients call me to say that their doctors will no longer take medicare becau
the amendment provides for a separate vote on section 523 which is the s.g.r., the so-called doc fix, a vote on the remainder of the modified house amendment. this does not add money, mr. speaker, it subtracts it. and i'm pleased to yield two minutes to the gentleman from new jersey, mr. pallone. the speaker pro tempore: the gentleman from new jersey is recognized for two minutes. mr. pallone: thank you, mr. speaker. and i want to thank the chairwoman of the rules committee and i urge support...
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May 6, 2010
05/10
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released figures showing that the doc fix will now cost $275.8 billion by 2020. this is a 33% increase from the initial figure of $207 billion. i'm against this rule and disappointed my amendment was not approved by the rules committee for consideration today on the floor. i yield. >> madam speaker, i would like to congratulate my friend from ohio for his very thoughtful remarks and pursuing as diligently as he did the effort to try and make in order his amendment which would have ensured that this $6.6 billion as mr. sessions has pointed out is in fact paid for. time and time again we hear from our friends on the other side of the aisle that the sinny quo none is to ensure -- the speaker pro tempore: the gentleman's time has expired. mr. sessions: an additional three minutes. mr. latta: i yield. mr. dreier: i thank my friend for yielding. let me just say we continually hear that the penultimate, the highest priority is to ensure everything we have before us is paid for. to his credit the chairman of the energy and commerce committee, mr. waxman, proceeded to eng
released figures showing that the doc fix will now cost $275.8 billion by 2020. this is a 33% increase from the initial figure of $207 billion. i'm against this rule and disappointed my amendment was not approved by the rules committee for consideration today on the floor. i yield. >> madam speaker, i would like to congratulate my friend from ohio for his very thoughtful remarks and pursuing as diligently as he did the effort to try and make in order his amendment which would have ensured...
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May 26, 2010
05/10
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in no way of putting blame on you but as far as the response after katrina and i understand what the doc has to do with oil spill cleanups and there are only so much they are limited with knowledge and capabilities of doing. however, i find it difficult that we're continuing to call this an oil spl. this is an ongoing fawcett. as far as resources go, this is not just an environmental problem, it is going to affect the economy. the way new orleans works, we have a lot of independent fishermen when whenever the economy goes bad, we do farewel well because our guys were all dead. they do a lot of things. i feel like the way this is going and the lack of response and the fact that no one is accepting any outsiders to put their best foot forward with any ideas they have. if guesguest: you make a good pn the first part ofour question and comment. one of the most problematic things about this bspill -- and then not sure that is rthe right word -- but that threat is in directional and indeterminate. what i mean is it is a series of concentrations ooil that came to this serve at different times t
in no way of putting blame on you but as far as the response after katrina and i understand what the doc has to do with oil spill cleanups and there are only so much they are limited with knowledge and capabilities of doing. however, i find it difficult that we're continuing to call this an oil spl. this is an ongoing fawcett. as far as resources go, this is not just an environmental problem, it is going to affect the economy. the way new orleans works, we have a lot of independent fishermen...
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May 8, 2010
05/10
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eye 144
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compelling about exactly putting these things together and seeing how exactly what's happening in no doc loanses, ninja loans, et cetera, it was actually producing huge exposures that looked triple a or supersenior. be wary of the benefits of hindsight. and -- but i think on these basic, the reason i think it's important to come back to the simple risk in leverage is that leverage is hard to capture. you could observe at that time, there was leverage in the system that made us vulnerable to a shock when it was going to happen. nobody had the capacity to predict the timing nature, magnitude of that shock. the lesson that i would take is design system that recognized. don't deny a system that trying to depend on people that sits in the job. we're going to hope those people in washington step in with perfect wisdom in the future and deprive people of boring too much. i think that would not be a good way to run a system. run a system that has more skepticism about the capacity of individuals to act preemptively. i think that's the forms try to do. >> thank you. second part of that, same sort
compelling about exactly putting these things together and seeing how exactly what's happening in no doc loanses, ninja loans, et cetera, it was actually producing huge exposures that looked triple a or supersenior. be wary of the benefits of hindsight. and -- but i think on these basic, the reason i think it's important to come back to the simple risk in leverage is that leverage is hard to capture. you could observe at that time, there was leverage in the system that made us vulnerable to a...
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May 5, 2010
05/10
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the mortgages weren't looked at based on whether they were no-doc loans, but rated on the homeowner's mortgage f.i.c.o. score. if you could somehow bum up the f.i.c.o. score on these mortgages, you could turn a bbb into a aaaa and that's what they did. they went out and sold the one we heard about last week when john paulson said he wanted to short all of them so he put together the worst of the worst and goldman made $50 million for actually servicing that particular instrument, and then goldman went out and sold garbage to an unsuspecting american public. oh, but they were sophisticated buyers, so therefore they knew what they were getting into. and that's the creativity of goldman sachs. . mr. garamendi: so what goldman zack was doing was a dishonest and possibly fraudulent scheme to rip off some investor somewhere. they may have been sophisticated, they may not have. but they were told this was not a b-rated product but an a-rated product, because standard and poors, perhaps playing the game and part of the game with goldman had re-evaluated that particular traunch, that package o
the mortgages weren't looked at based on whether they were no-doc loans, but rated on the homeowner's mortgage f.i.c.o. score. if you could somehow bum up the f.i.c.o. score on these mortgages, you could turn a bbb into a aaaa and that's what they did. they went out and sold the one we heard about last week when john paulson said he wanted to short all of them so he put together the worst of the worst and goldman made $50 million for actually servicing that particular instrument, and then...
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May 22, 2010
05/10
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the private postt that you put on facebook, the documents too share on google docs, for those things we would say prooable cause. it is content. this is not a new idea. in fact, it was in legislation, bipartisan legislation, that senators ashcroft and leahy introduced in 1998. we wwuld codify it today. the second major proposal that be a search warrant based on level of suspicion for getting location information. and it shouud not matter whether the location information that this fund generates and that my -pprovider stores -- it shhuld t matter whether it wws based on the ggs or ssll upside to our and more accurate. location information is takkn frrm storage or in real time. -pboth arr very revealing. and in that sense we distinguish non-cootent. we determined it was more revealing and thaa a fire3 warraated.r protection was brand new. it was part of the ashcroot- llast for real timeelocattoo was actualll approved by the hhuse judiciary committee in legislaaion in the year 000, on a 20 to 1 vote.+ judiciary, house. you ever hear that before? it is a divided committee and we also mad
the private postt that you put on facebook, the documents too share on google docs, for those things we would say prooable cause. it is content. this is not a new idea. in fact, it was in legislation, bipartisan legislation, that senators ashcroft and leahy introduced in 1998. we wwuld codify it today. the second major proposal that be a search warrant based on level of suspicion for getting location information. and it shouud not matter whether the location information that this fund generates...
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May 5, 2010
05/10
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over the course of the next two years will be very supplicating information back to the primary care docairs is really the key affair. this gives you some sense about how we talk about primary care tenderly anybody else would think about chronic care. but it does emphasize what it is that we would be doing in terms of counseling, out of reach, health promotion type activities and integrating that with some other services that we would offer in the retail clinics. in the last thing is that we need specific affiliations. and ran about 18 metropolitan areas right now. we've got 500 of these clinics had any to those we're reaching out to integrate delivery systems to work directly with them. for mutual referral purposes, but more importantly for us is that we have sort of primary care medical homes at the second, third and fourth floor as well as secondary and tertiary care that we can refer into. and those discussions are going very well. you know, at first i was little of that because i thought people would say why would want to talk with you, but it turns out most of the leadership of the
over the course of the next two years will be very supplicating information back to the primary care docairs is really the key affair. this gives you some sense about how we talk about primary care tenderly anybody else would think about chronic care. but it does emphasize what it is that we would be doing in terms of counseling, out of reach, health promotion type activities and integrating that with some other services that we would offer in the retail clinics. in the last thing is that we...
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May 3, 2010
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a lot of banks and financial institutions were offering mortgages to people under no-doc loans, no-document loans, which basically meant that if you said well, i'm making $100,000 and my wife is making $100,000 and we have got maybe $50,000 in debt, they would say that's all we need to know, let's go to closing. you think to yourself, well, where are the income tax returns, where are the documents to prove it up? they weren't worried about that, because they would go through the closing, get the mortgage, and quickly sell it off to somebody else. that's what created this house of cards which eventually tumbled. what senator dad and the banking committee are trying to do is to make sure that never happens again, that we never get in the position where the american taxpayers have to be called on to prop up banks, financial institutions and insurance companies, which if they fail could bring down the economy. now, the first amendment we have is from senator barbara boxer of california, and it's been referred to by the republican minority whip, senator kyl, in his opening remarks. he referred t
a lot of banks and financial institutions were offering mortgages to people under no-doc loans, no-document loans, which basically meant that if you said well, i'm making $100,000 and my wife is making $100,000 and we have got maybe $50,000 in debt, they would say that's all we need to know, let's go to closing. you think to yourself, well, where are the income tax returns, where are the documents to prove it up? they weren't worried about that, because they would go through the closing, get...