forpendents, 202-748-8002 josh mitchell of the "wall street journal." a little bit of figures on the screen about student debt overall. reserve between 2001 and 2016, the debt owed by american households tripled to $1.3 trillion. it increases -- the increase largely reflects an acceleration in student loan originations that was due to a surge in college enrollment. a lot of debt out there that we have talked about. apply that for-profit colleges. not just what they pay, but what they leave with in terms of debt. guest: there are two don't problems here when we talk about student debt. you have a lot of students who go to colleges including for-profit colleges and they drop out. sometimes they don't even leave with that much debt. those of people who are most likely to default on loans when they drop out and they don't get the job they expect. and you have for-profit colleges, the other problem is they charge a lot. you can have students at league with $50,000 of debt. and maybe they find a job, but they don't find a job that pays, and they have a hard t