and at the moment, our main focus on that is througthe green banking study. we're working on refining the scope of work on that and hoping to put out an rfp forort that effort. t concludes my presentation on the workn. great. any questions colleagues? no. then we'll open up this item for public comment. if you're here joining us in person, please line up to speak now. mr. kawano is checking to see if we have any callers in the que■h and, madam chair, there are no callers. okay. public comment is now. i would like to make a motion to approve the fina can i have a second? second? we have a roll call. the second was commissioner preston. yes vice r williams, i williams i commissioner preston preston. i chair. ronen i ronen i their three eyes. that motion. can yod item number five. yes item number five is the appointment of one public member term ending february 22nd, 2026. we have one applicant, isaac sevierk you. and mr. speer is here. please come forward. thank you so much for applying for the seat. and we would love to hear about. yeah. thank you so much. my

and at the momt, our main focus on that is through the green banking study.that's part with the puc. and we're working on refining the scopeatt out an rfp for a consultant to support that effort. and that concludes my presentation on the work plan. great. any questions colleagues? no. then we'll for t you're here joining us in person, please line up to speak now. mr. k if we have any callen the queue. and, madam chair, there are no callers. okay. public comment is now closed. i make a motion to approve the final fiscal year 2425 work plan. can i have a d wasd? second? we have a roll commissioner preston. yes on item number two, williams, i williams i commissioner preston preston. i chair. ronen i ronen i their three eyes. that motion passes unanimouslyber five. yes item number five is one public member term ending february 22nd, 2026. we have one applicant, isaac sevier. thank you. and mr. speer is here. please come forward. thank you so muchlyinfor the seat. and we would love to hear about you and your interest. yeah. thank you is isaac sevier. i use they th

and at the moment, our main focus on green banking study. that's part of the mou with the puc. and on refining the scope of work on that and hoping to putort that effort. and that concludes my presentation on the plan. great. any questions we'll open up this item for public comment. if you're here joining us in speak now. mr. kawano is checking to see if we have ue. and, madam chair, there are no callers. okay. pu. i would like to make a motion to can i have a second? second? we have a roll call. the second was commissioner preston. yes on item number two, vice chair i commissioner preston p. ronen i ronen i their three eyes. that. can you please read item number five. yes item number five is the appointment of one public member termry 22nd, 2026. we have one applicant, isa. thank you. and mr.re. please come forward. thank you so much for applying for the seat. and we would lt you and your interest. yeah. thank you so much. my name pronouns and i just wanted to express some gratitude reviewing my application and taking a little bit to know me this week. i've lived here in san f

treasury's now page and getting the most go uh, doing the brakes the lions to move away from the green bank. and so what was the alliance? there's new developments bank. i mean, while the a so breaks industry and ministers may think kicks off in the russian city of nursing northcut on today. the event is focused on the development of industrial cooperation between bricks, countries, the programming to the round table devoted to improving synergy between developing economies and international organizations. in an effort to accelerate industrial development and improve competitiveness, we had from a wrong deputy minister of industry at mine and trade, who was so he's, he's optimistic about shifting away from a unipolar wealth framework. i mean it's, it's the most major fit in the development that has transpired within the brakes format is the establishment of the new develop and back it is a ray of hope for bricks member states to be able to push out of the framework. are we giving you full a world and help and contribute to the development of the infrastructure of bricks, member states? anot

the mou with the p, the battery storage being the first one of thosend banking study and, the green bankingmmissioningg national natural gas infrastructure, we've begun delo of work for that. and working on developing a project team with the involved city departments and expecting that to iaddition to the sfpuc, the environment depa as well, we've been exploring, looking for, for grant imagining is needing a community based organization to partner with, in log at at disadvantaged communities and how we plan for decommissioning natural ga basically the transition from naturaga heating and in sanciscf equity concerns that we're not seeing the weahy neighborhoods electrifying, turning off their natural gasnd t poorest neighborhoods being saddled with maintaining a decrepit and falling apa infrastructure, and it's, you know, justrdo under infrastructure project this is. we'reng of transitioning from natural gas to. so, hoping to dig into that this upcoming fiscal year, and then the, the other studies defined in the mou are a o electric vehicle charging that we have a few ideas that are mentione

observatory in green bank, west virginia. in the first meeting they came up with what's called the drake equation, which is sort of the most famous equation in in setting. and frank, this guy, frank drake, comes up with it and it's an equation that lays out the variables for how how common life and intelligent life would probably be across the universe and you know, it's how many planets are habitable, what percentage of planet that are habitable does life evolve? you know what, what on what percentage planets that are habitable do it doesn't intelligent life evolve out of life and on and on through this equation the most important is called el and el is the length of time in intelligence civilization lasts lasts and everything in ceti hinges is on el and if el is a few 10,000 years, 100,000 years, we are functionally alone. you know the life could happen all the time. intelligent life could happen all the time. and time. it appears it's going to be functionally alone in the universe because civilizations just last long enoug

here to discuss is phil green, chairman and ceo of frost bank phil, welcome.to have you with us let's start with refinancing are you seeing an uptick there and i assume that is good for you, even though people may be trading higher rate loans for lower rate loans, you do collect fees on the transaction. >> thanks, tyler, for having me today. we have seen an increase related to refinancing overall, but really, to this point, it's been more inquiries on refinancing. if you've got a mortgage that was done say a year ago, it makes sense i think for them to consider that. we've been doing some refinancing right there. but we're going to have to see rates move down before we get a big increase in actual refinancing activity >> what would lower interest rates across the board mean for you and your business? we just cited that numbers that it could cost you a million or so, i think it was a month in lower net interest income. >> that's right. as it relates to that one item, there are a lot of factors, though, with regard to our balance sheet, what's coming off in term

there's a brand has moved from branches in the occupied westbank post as well as bank green apple. from where we are right now, it appears that life has gotten back to some i normal at the been go, are you an airport? yes, we've heard the director of the airport saying that 50 flights out of 360 has been suspended. and we suspect that this number has taken place in the early hours of the morning when the attack was still ongoing. before we've been seeing plans, it planes take off and land. we are talking about being go in airport, the main lifeline for travel in and out of israel. but we've been already seeing several airlines saying that there's the spending their flights to add from tel aviv because they were talking about the escalation that was expecting the expect that that seems to be contained now we had, he had inventories, one of the villages, overlooking teller eve, it is on the boundary, the internationally recognized the boundary that separates israel from the occupied westbank were. palestinians were fearing that any escalation would move all attention to these bronze

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it will be easier to find financing for green projects, for example, to get a mortgage. banksnd money for an object that is almost guaranteed to be in demand on the market, that is, if something happens, a green house in collateral can be sold more easily. our guest is aimed not only at individual improvement of the house, in terms of energy efficiency and resource-saving technologies, we have many criteria related to infrastructure, such as proximity to kindergartens, proximity to schools, hospitals and, accordingly, infrastructure necessary for human life, developers who build small villages or large associations of houses at once can build based on these criteria and make a higher quality product. so, let's repeat the main thing, since august a new standard for the construction of individual houses has been in effect, it takes into account how comfortable it will be to live in them and how many resources will need to be spent on heating them or vice versa cooling. houses that will be built according to the new state standard will be more durable, and it will be easier to fi

patrick horns are awesome, says bank hoc needs less great concrete and more green plants and earth that can absorb water. the city was built on swampy ground where the chow pay or river flows into the gulf of thailand. used to be a small fishing village but grew rapidly into a concrete and steel megacity. meaning most of its surfaces are sealed over the city changed and its water troubles have gotten worse and worse. only 15 minutes of rain fall, the whole city shut down. because we have a lot of run off that we can manage. the consequences are often catastrophic. around 11000000 people live in the metro area of being caught. they regularly experienced the effects of climate change firsthand. over the past 20 years been caucus seen an average of $137.00 water related deaths and $7000000000.00 in damages. every year is the office of the prize winning landscape architect lies outside the inner city. patrick corner of our icon works across asia and teaches at harvard university in the u. s. together with her team, she comes up with ideas for the city of tomorrow in the so a. so if the offi

believe the mutual cooperation among member states will prove vital, especially in the fields of banking in green technologies. i guess just even here joyce, just the fact that you are together discussing the points and the make. it is something that a, it's a, this remarking is the subject is very, very important. but we can think of, fortunately to share what to do, you know, or do you think the cause because of my veterans in person who had there was a big and big experienced big of the real life i learned is that we can chat between congress and the speed that you changed into enough new cultures if you work together. so i was just seeing this uh we, we should, we, we should take advantage of our directors because you know, they can not do control developed countries. well that's the update now. so you would get with more stories that top up the out by not the outgoing naperville general secretary stilton berg claims. a russian victory in the brain. complex is the biggest risk to the us led military blog. this is all the more reason russia will achieve its goals in this proxy war the .

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so the ethnic cleansing that goes on in the west bank, alongside domestic green garza, in the process of damages like poker into a fascist dictatorship. or those are the bottom of the so called subjugation plan, or which side of the smoke, which is the meanest or finance or the or so, i mean is that within that mean is through the 1st it fall, she's places that really believes in the they show sabrina's, the of the jewish, the group to the my confidence in i raise, redeemed a problem in an outside that bottle. i mean, unfortunately, at the moment this voice is quite relaxing, the mileage not in wake as well. but rosa, this is always good to have the company all come great place to go and check out what's the latest update? so i will be back in about 27 minutes of the top of the hour. we'll see you then the hey rick sanchez here. this is direct impact and this is what we're going to be talking about. they have unfortunately turned us into a spoiler and, and we don't want to be as boiler, we want it to when we wanted a fair shot. our k juniors running made explains how the democrats pus

so the ethnic cleansing the goes on in the west bank alongside domestic green garza in the process of damages like poker into a fascist dictatorship board. those are 5 of the sol code subjugation plan, or which side of the smoke, which is the meanest or finance of the or so. i mean is that within the ministry of defense, it flashes places. doug really believes in today's show sabrina's the of the jewish paper to my confidence in i raise, redeemed the problem in an outside that bottle. i mean, unfortunately, at the moment this voice is quite relaxing the mileage and not in wake and that is so full of piracy, the struggle does the product as a guy live in south africa. the mon, this page of coal export to is that is, is way would waive that policy and flags on the bottom of the wild condemning companies which continue exports to is a say that feeds the gas side in gaza. robin comes off to another nation, columbia find coal, a force to isn't on thursday due to concern the few could be used to fight against the policy and people and the 4th and 5th, se ada indian needs. it has also seen t

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river runs, and the second direction was the direction of the settlement of the green way , already along the eastern bank of the snagost river, why do i mention these rivers, because in fact they limit the flanking threats from the enemy's actions, and in these areas it will be extremely difficult for the enemy to carry out counterattacks there in any way, if there are ... and means, in general, we have to draw conclusions , what goals the ukrainian side sets for itself, and here we can mention that about several versions of its assessments, first of all, in any case, the first one is that it is impossible to advance or attack the enemy from the kursk region to the sumy region, such a threat constantly existed, budanov spoke about this, about this said zelensky. and in fact, the shelling of sumy is long, and this sanitary zone, if it is created, will of course significantly secure the sumy region. the second is that such actions will force the enemy to respond to new threats, to transfer forces and means from other directions to kurshchyna, first of all, we mean the belgorod area, because there the enemy

appearance of the property for... it will be easier to find financing for green projects, for example, to get a mortgage for it, banksare more willing to lend money for an object that is almost guaranteed to be in demand on the market, that is, if something happens , a green house in collateral can be sold more easily. our guest is aimed not only at individual improvement of the house in terms of energy efficiency and resource-saving technologies, we have many criteria related to infrastructure, such as proximity... houses that will be built according to the new state standard will be more durable, and it will be easier to find money for their construction. want to learn more about modern construction of your own home and support measures for homeowners, write to us in telegram, send your questions, we will ask them to experts, we will tell you about everything in the next issues of the instruction. two colombian mercenaries were detained, they were wearing ukrainian-style military uniforms, the results of the fsb special operation, what testimony do the detainees give? ukraine. series first f16 and now they are look

so few green shelves, which cluster munitions, the river bank beach you have done yet with the name of the bluegrass this became one of the benchmarks of keeps aggression against against his own people. 13 people were killed at the moment, 3 of them children service. he said he knows what i want. it's there are no memorial services going on in the, in done yes. creation in the memory of those who perished. and these ruthless attacks. so turning the situation into nato's proxy war against the restaurant, the west started to pump ukraine with his weapons. and the number of attacks on the queue for game against civilians has multiplied systematic control. so it just became integral part of keeps me that there's death issue. the green armed forces regularly launched artillery and ballistic missiles on densely populated areas, deliberately attack civilians in clear violation of international community and lower, keeps military regularly deployed and used a weapons including artillery and air defense system, from residential areas using local civilians as human shields. they have also become

that those settlements in the west bank are illegal but behind the scenes they are still allowing it to continue if they're still giving israel the gas light uh the green light to go forward with more settlements in the west bank, then that means the us government is still complicit uh in this action as well. all right, thank you for that. let's see what uh collex, sorry, colin raidix carter things, anti-war and anti-imperialism activist. colin, welcome back, israel placing economic sanctions against the pa uh since october 7th, especially, we're looking at how that is obviously making the pa suffer as a result the palestinians who are on the receiving. also um, the israel goal of settlement expansion is to go after the entire west bank. um, is that something that could be concluded by the way that this israeli regime is acting? yeah. uh and bb and natan yahu has made it clear uh that ultimately this is his ultimate goal uh the fact that it last september uh it was reported that he used a prop of map which entitled which he titled the new middle east which depicted its section of all the regions of the middle east uh which did not include palestine uh

government back to its ties, which is well protested bills have been seen in the west bank where people have the green flag of how much together with the palestinian flags. i'm going to get thousands of people mode through the streets of central assembled. meanwhile, in the us, people split into 2 camps in new york's times square. that is where a former idea spokesperson gave a speech in mid down. supported by pro is ready demonstrates is ok, is caleb movement and reports that from the c were here in new york city as times where and as you can see, there are 2 protests going on. one is a pro israel rally, supporting is rarely military and is really armed forces. the other is a pro palestine demonstration urging a ceasefire and expressing support for the palestinian resistance. now these protests have been taking place ever since october 7th, and they've been growing resolved. what happens on the campuses this rally in particular is coming in the aftermath of the is rarely strike uh, the tilde, a homeless leader again, or on a many of the protesters on both sides or concerns. it's been escalated into a

government cut whole ties with these rail and protests of also being seen in the west bank, where people held the green flag upon us together with the palestinian fide and, and took a thousands of people march through the streets of central assembled will. meanwhile, in america, people split into 2 comes in new york times square, and that's while a former idea of spokes person gave a speech in mid town and supported by pro is rarely demonstrate as a corresponding picks up. the store were here in new york city is time square and as you can see, there are 2 protests going on. one is a pro israel rally, supporting is really military and is really armed forces. the other is a pro palestine demonstration urging a ceasefire and expressing support for the palestinian resistance. now these protests have been taking place ever since october 7th, and they've been growing resolve work happens on the campuses. this rally in particular is coming in the aftermath of the is rarely strike uh, the tilde, a homeless leader again, or on a many of the protesters on both sides are concerned cuz it's been escalated to an al

for green projects , it will be easier to find financing, for example, to get a mortgage; banks are more willing to give money for an object that is almost guaranteed to be in demand on the market, that is, if something happens, a green house with collateral can be easier to sell, our guest sent. not only for individual home improvement in terms of energy efficiency and resource-saving technologies, we have many criteria associated with infrastructure, such as the proximity of kindergartens, the proximity of schools, hospitals and, accordingly, the infrastructure necessary for human life. developers who are building small villages or large associations of houses at once can build based on these criteria to create a higher quality product. so, let’s repeat the main thing with... a new standard for the construction of individual houses has been launched, it takes into account how comfortable it will be to live in them and how many resources will need to be spent on heating them or, on the contrary, cooling, houses like... which will be built according to the new standard, will be more dura

the letter asked the bank to kindly withdraw nearly $10 million from the organization's account, withdraw it all in cash. as in greenonal bank of egypt, employees were soon busy placing bundles of $100 bills into two large bags, and four men arrived and carried away the bags, weighing a combined 200 pounds. they contained a then sizable share of egypt's entire reserve of american currency. when this four men carried away those hundreds of pounds of cash, bundles of hundreds of dollars of bills where did the cash go? what could egypt's intelligence service possibly need with 200 pounds of $100 bills? well fbi agents in the united states thought that cash might have gone to donald trump explosive reporting from davis and washington post on friday revealed a years long criminal investigation into whether egypt illegally funneled $10 million in cash to donald trump for his 2016 campaign about two years into trump's presidency investigators had come to know the following things, first, classified u.s. intelligence had indicated that egypt office president, at least wanted to give trump $10 million to boost his presidenti

opening futures pointing to a second session in the green on wall street. >>> and soft bank eeks out a small net profit in the first quarter, boosted by investment gains of 1.9 million yen at its flagship vision fund. >>> well, we flagged for you earlier we're seeing signs of a tepid rekochbry across the european market. london's ftse better than 6.2%. we're seeing gains after what has been an absolutely roller-coaster week so far given monday's historic selloff. leading gains across europe are some of the majors here. smi up and better than 1.1% here and the paris cac up by 1% as well. the xetra dax up by 8 and the spanish ibex reporting a similar gain. it's a busy day across the market as well. we're seeing the market returned to the fundamentals rather than just by the technicals. german exports fell by 3.4% driven by weak demand in u.s. and europe. meanwhile europe's production increased thanks to strength in the automotive industry. >>> let's give you a look at siemens as well. siemens energy raising its full-year forecast outlook for the second time. it's coming in at 8.8 billi

of the government cut, all ties with his pail. protest have also been seen in the west bank for people held the green fly by mouse with the public opinion flies. and in sort of the, a thousands, much to the streets of central expense. meanwhile, in america, people split into 2 columns in new york times square. that's what a form of id f spokes pulse and gave a speech in mid town supported by pro is rarely demonstrators is also able find our corresponding to right now. it's a lot of these kind of we're here in new york city is time square. and as you can see, there are 2 protests going on. one is a pro israel rally, supporting is really military and is really armed forces. the other is a pro palestine demonstration urging a ceasefire and expressing support for the palestinian resistance at east throat as have been taking place ever since october 7th. and they've been growing resolved, were canceled on the campuses. this rally in particular is coming in the aftermath of b is rarely strike uh, the tilde, a homeless leader again or on a many of the protesters on both sides, are concerned that it's gonna

those have been seen in the west bank, but people held the green flag on from us together with the palestinian flag. and it took a thousands of people, marched through the streets of central, assembled. meanwhile, in the united states. so people to split into, to come to new york's times square. that's what a former idea of spoke. the postman gave a speech in mid town, supported by pro is rarely demonstrated, and among them is all correspond that we're here in new york city is time square. and as you can see, there are 2 protests going on. one is a pro israel rally, supporting is rarely military and is really armed forces. the other is a pro palestine demonstration urging a ceasefire and expressing support for the palestinian resistance. that is slow, jazz have been taking place ever since october 7th, and they've been growing resolve or canceled on the campuses. this rally in particular is coming in the aftermath of the is rarely strike uh, the tilde, a homeless leader again, or on a many of the protesters on both sides or concerns is gonna have to be laid into and haul out more between the i

for green projects it will be easier to find financing, for example, to get a mortgage for it; banks for an object that it is almost guaranteed to be in demand on the market, that is, if something happens , a green house as collateral can be sold more easily. our guest is aimed not only at individual home improvement in terms of energy efficiency and resource-saving technologies, we have. large villages or a large association of houses can build based on these criteria and make a better product. so, let’s repeat the main thing: a new standard for the construction of individual houses came into force in august, it takes into account how comfortable it will be in them live and how many resources will need to be spent on heating them or, conversely, cooling them. houses that will be built according to the new standard will be more durable, and it will be easier to find money for their construction. if you want to learn more about modern construction of your own home and support measures for homeowners, write to us on telegram, send your questions, we will ask them to the experts, and we

think that any israeli offensive, whether in lebanon, syria, yemen, the west bank or anywhere else could happen without a green light from the us, or it's all out support, describe for us the us's shameful hypocrisy regarding the gaza genocide and israel's regional crimes, well when they say they want to cease fire really that's just a way of trying to buy time, benjamin netanyahu plays with them to say, oh i, i want this new clause. new clause, but there's no intention for ceasefires, the mission when biden green lighted this with netanyahu uh, long before october the 7th, very likely in my opinion, was that they would go out and create the final solution, they're doing the nazi final solution on the palestinians and they wanted to do that uh from day dot, so they've set about very methodically trying to do that, of course they failed, of course the tunnels are still there, of course the hostages haven't been released, of course uh israel's economy is collapsing, of course israel is losing the actual war on the ground because they've not been able to dismantle hamas, of course israel has managed to unite the

think that any israeli offensive, whether in lebanon, syria, yemen, the west bank or anywhere else could happen without a green light from the u.s. or it's all out support, describe for us the us's shameful hypocrisy regarding uh the gaza genocide and israel's regional crimes. well, when they say they want to cease fire, really that's just the way of trying to buy time, benjamin netanyahu plays with them to say, oh, i, i want this new clause, that new clause. but there's no intention for ceasefires, the mission when biden greenlighted this with netanyahu uh long before october the 7th very likely in my opinion uh was that they would go out and create the... final solution, they're doing the nazi final solution on the palestinians and they wanted to do that uh from day dot, so they've set about very methodically trying to do that, of course they failed, of course the tunnels are still there, of course the hostages haven't been released, of course uh israel's economy is collapsing, of course israel is losing the actual war on the ground because they've not been able to dismantle hamas, of course israel has manag

for green projects , it will be easier to find financing, for example, to get a mortgage for it, banks for an object that is almost guaranteed to be in demand on the market, that is... in which case a green house with collateral will be easier to sell? our guest is aimed not only at individual home improvement in terms of energy efficiency and resource-saving technologies, we have many criteria related to infrastructure, such as the proximity of kindergartens, the proximity of schools, hospitals and, accordingly, the infrastructure necessary for human life. developers who are building small villages at once or a large association of houses can build. based on these criteria and make a better product. so, let’s repeat the main thing: since august, a new standard for the construction of individual houses has come into effect; it takes into account how comfortable it will be to live in them and how many resources will need to be spent for heating them or, conversely, cooling them. houses that will be built according to the new guest will be more durable, and it will be easier to find mone

asia, the euro market higher across the board and take a look at the asian embassies green across the board at the bankjapan said it would walk back any rate increases that they were talking about and the nikkei average rallied the other asian markets followed suit, joy to the conversation all morning long, bullseye american ingenuity fund manager adam johnson stone partner senior vice president emily to manage a new york city council minority leader job or valley, "mornings with maria" is live right now. maria: it is time for the hot topic of the hour, the here's the city the campaign holding rallies in wisconsin to wisconsin and michigan and a new ready-made tim walz here's the pair slamming their opponents in philadelphia. >> tim and i have a message for trump and others who want to turn back the clock on our fundamental freedoms. we are not going back, it's like a matchup between the varsity team in the jv squad. >> the ready-made scares is dangerous and back agenda for this country. these guys are creepy and weird as hell. maria: the new limited democrat ticket is being called the most liberal tic

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the letter asked the bank to quote, kindly withdraw nearly $10 million from the organization's account. withdraw it all in cash. as in greenquote, inside the state-run national bank of egypt employees were soon busy placing bundles of hundred dollar bills into two large bags. four men arrived and carried away the bags, which weighed a combined 200 pounds. the bags contained what was then a sizable share of egypt's entire reserve of american currency. when those four men came and carried away those hundreds of pounds of cash bundles of hundred dollar bills, where did the cash go? what could egypt's intelligence service possibly need with 200 pounds of hundred dollar bills? well, fbi agents in the united states thought that cash might have gone to donald trump. explosive reporting from aaron davis and carol leonnig at "the washington post" on friday revealed a year's long criminal investigation into whether egypt illegally funneled $10 million in cash to donald trump for his 2016 campaign. two years into trump's presidency, federal investigators in the united states had come to know the following things, first, classified u.

trying to become a professional comedian after korea, in banking, i'm tired. rate state your and thanks for watching the space innovation, green, the green revolution global. so listen to whole lot of crime. it's probably up to speed, extra care assignments all subscribe to those channels to subscribe to plan. it's a my parents expect and we do have a very like typically like i find you just feel like a school that is just being tightened or losing it easy with these. it can get your head that you don't want to drive but it's not a good fit in the class exercise. or do i just decide to do something the you can either have an issue. i know what in the next few hours or so look into that so you know how to keep up it to you. so i think i'm very comfortable. joys doing what i do right now. that's man. i can see myself doing but at the same time i do like taking it as i do like drain of new things, i don't see much of getting into the constant kind of things. everything. the same thing that i was doing 153 years ago. my name is dave launch, i'm 28 years old. my dream is to become a stand up comedian. somebody bought it as part of