pat hickman who works at the department of defense, lives here in northern virginia. she is quoted as saying i'm tired of hearing it's only one day, it's only 20%. well, pat has now started to decide whether she -- perhaps because of these 11 days of furloughs is going to have to start to curtail her contributions to her thrift savings plans. so her retirement will be in jeopardy. another employee, name didn't come forward, said as we know during the summertime if you have kids who are in school, they are in daycare. well, this federal employee is paying $2,000 a month for daycare. they are not getting any furlough exemption, any daycare exemption, any discount on their -- these expenses that are built into their family budget. how could they have planned a year out that they were going to get furloughed 11 weeks in a row? a real story, a real person. greg granville who works down at the shipyard in portsmouth says that furloughing for the next 12 weeks will hit their expenses hard. he has a wife that is currently going for treatment for olympic. the insurance company