cuidado, según los expertos podría dañar lo que más quiere, las personas que se dejan dominar por la ira piel. >> es la cultura, es un poquito de que soy el hombre, tengo que estar en control, tengo que , mi palabra es la ley . >> angelo pagó un alto precio por no saber controlarse . >> creo que el enojo fue gran parte de cómo se han dañado las relaciones con mis hijos, se han dañado al punto que no hay mucha comunicación . >> no solo eso, la relación con su pareja llegó a ser tan explosiva, que terminó en divorcio luego de 20 años de casados . >> era un volcán que estaba listo para explotar . >> (habla en inglés) . >> angel no está solo, de hecho vivimos entre gente enojada, una de cada 20 personas del país vivimos con persopnas con ataques de heridas, expertos dicen que comienza en casa, enseña clses de control de enojo, dice que las cárceles están llenas de gente que no tienen control de ira. >> nuestro enojo no solamente afecta las relaciones, sino que además afecta nuestra salud . >> puede subir la presión, cambios hormonales de exceso de cortison, produce arritmias . >> un enojo te

you know, obviously the differences between the traditional roth and the frishl ira and the roth irayou get to take the money out tax-free on the back end with your roth, but you have to have it in there for at least five years, so i don't know exactly when the parents put the money into the traditional versus the roth, but if they did only have in t in for a couple of year, they want to make sure that they meet that criteria to be able to take it out tax-free on the back end. >> all of the taxes on those. thank you. >> greg, your question comes from tom in california. tom is 41 years old, has several mutual fund and index funds and his retirement portfolio. he wanted to know what are the risks in redirecting all the funds into dividend funds. he is basically wanting returns there. >> sounds like he has a diversified portfolio already, so i understand that the allure of doing that because dividends are although rage right now. with bonds paying only 2%, 3%, going into a stock fund that's paying 2%, 3%. however, the risk is that you take a diversified portfolio and make it undiversifi

even a roth ira, you don't get a deduction for putting it in. start the day your child is born and put as much as you possibly can. i looked up what it would cost to send a child born today to harvest, $664,000. >> just lost my breath on that one. sorry, it's not worth it. that's just me though. >> the key is, get that education. >> that's right. food purchases, organic or conventional? >> sure, as a dad, i struggled with this because i would stand there in the grocery store and i'd look at the strawberries and they all look the same. one box costs a dollar more. am i a sucker if i buy the organic or bad dad if i buy the conventional. the department of agriculture studied every vegetable and fruit and look for the ones that have the most pesticides. in the book i list the dirty dozen, that include strawberries, grapes, lettuce and a few others.

hace estallar la ira en un vecindario el aut de uno famoso libro dice cóm dar un vuelco a nuestras vidaspara alcanzar la verdadera felicidad >>> jos manuel figueroa habla de la balacera en el centro donde hace 11 años fue asesinado uno de sus hermanos, esto y más ahora mismo en primer impacto [ ♪ ]. >>> hola, ¿qué tal?, bieenidos a primer impacto, soy bárbara bermo >>> también, pamela silva conde, muchas gracias por su compañía >>> y bien, comenzamos con evos detallesue salen a la luz en el caso del canibal de miami, que devoró el rostro de un desamparo, las autoridades ya lo identificaron >>> lo encontraron completamente desnudo a plena luz del día devorándole el rostro a otro indigente el home detras'de este ataque, fue identirficado como rudy antes de ser abatido a balazos,

now we all know in world war ii everyone can say we know ira hayes was in world war ii. this were thousands of indian soldiers. and ira hayes was a pima, he gets all of this publicity because he helped raise the flag. one of my indian friends, i've collected these stories for 35 years, so met a lot of folks along the way. one of my indian friends said you know, we indians used to hang out together when we were in military units, when we had rest period we would chat, smoke cigarettes so. there we were -- after iwo jima and joe rosenthal the photographer said i want to get a neat picture, and who is going to come and help me raise the flag? so this was all a posed photograph, and he said you know what, six or seven of us indians lying around and it could have been an all-indian flag raising so just think what the irony of all that. it was ira hayes who said i'll go help raise the flag and he said it was the biggest mistake he ever made because it ruined his life. three of the flag raisers were killed. one was wounded. there were six of them. truman wanted to raise money f

i am homeland security's ice department been working side by side to take down those pirates of the ira tell the feds who they think are in the wrong the feds investigate and then they determine if they have the right to seize the domain for that site seems like a pretty straightforward process but what if i told you that's not actually how they operate let me explain i think back to november of two thousand and ten when i stated first mass sweep of seizures they took out about eighty web sites that were engaging in copyright infringement and one of them included the music blog to jazz one dot com on that web page created by andrina cvs there were four music tracks of the r.i.a.'s that were on authorized to be on the site because they weren't released to the public yet undeceive told the new york times of those tracks were actually sent to him by record labels as samples to get the word out about the upcoming songs but the message clearly was never relayed to ice so in their typical fashion the jazz one dot com was shut down and replaced with that awful seizure logo but here's where it

and 401(k)s and roth iras.the question is should they be opened up? should they have the feeling they have now or should individuals who want to postpone the taxation of income via would've put it into an ira or pay the tax and then not the tax on the dividends, capital gains and interest by putting it in a roth ira? there's a strong case for fairness face and efficiency case for allowing that. there is a separate issue on whether you should be incentive to take time off of your current work to work on the zanny book technology by giving you the chance to get very rich from that innovation and that is certainly what the current law is designed to do. >> before i do that, one last thing we have it covered. from your initial remark, larry, it seems you didn't assign an enormous priority to the meeting tax expenditures and the whole debate about what should you get rid of them, give up the credit. very briefly, how high a priority should that be a crack this act to be capital? >> if you hurt me that way, i misspok

hi, i just switched jobs, and i want to roll over my old 401(k) into a fidelity ira.an: okay, no problem. it's easy to get started; i can help you with the paperwork. um...this green line just appeared on my floor. yeah, that's fidelity helping you reach your financial goals. could you hold on a second? it's your money. roll over your old 401(k) into a fidelity ira and take control of your personal economy. this is going to be helpful. call or come in today. fidelity investments. turn here. ♪ i can do anything ♪ i can do anything today ♪ i can go anywhere ♪ i can go anywhere today ♪ la la la la la la la [ male announcer ] dow solutions help millions of people by helping to make gluten free bread that doesn't taste gluten free. together, the elements of science and the human element can solve anything. solutionism. the new optimism. i've been fortunate to win on golf's biggest stages. but when joint pain and stiffness from psoriatic arthritis hit, even the smallest things became difficult. i finally understood what serious joint pain is like. i talked to my rheumatolog

hi, i just switched jobs, and i want to roll over my old 401(k) into a fidelity ira.: okay, no problem. it's easy to get started; i can help you with the paperwork. um...this green line just appeared on my floor. yeah, that's fidelity helping you reach your financial goals. could you hold on a second? it's your money. roll over your old 401(k) into a fidelity ira and take control of your personal economy. this is going to be helpful. call or come in today. fidelity investments. turn here. >>> while the dividing line between obama and mitt romney is crystal clear, the president is colliding with romney on other issues. among them, romney's statement this week that, quote, i'll take a lot of credit for the fact the auto industry has come back. the president fired back in his interview with "good morning america's" robin roberts. >> i think this is one of his etch a sketch moments. i don't think anybody takes that seriously. people remember his position, which is let's let detroit go bankrupt. >> cnbc contributor keith boykin, conservative radio talk show host. steve dea

y se salvo edwards, un jurado dijo que no ira a la cÁrcel, edwards dijo que hizo algo inmoral mientrassposa se ni o univisionunivision@@noticierÍo nada ilegal. y en al menos un cargo el jurado >>>@@ descieroÉsisionunivision@ culpablee sin embargo, no se pudo llegar a un acuerdo de los otros 5 cargos. a edwards lo acusaron de orquestar un plannoticiero univ pÚblico lo ney el hecho que le vez fuera infiel causÓ la indignaciÓn de muchos. >>> yo soy el responsable, no tengo que mirar mÁs alla del eespejo. el ser declarado culpable edwars hubiera enfrentado una pena mÁxima de 30 aÑos de carcel. >>> bueno, y como se decÍa, dijo que noiono nada ilegal, y reconociÓ que hizo muchas cusas malas, cuando el juez leyo el veredicto quedÓ desorientado, y cuando escuchÓ que los cargos estaban fuera abrazÓ a su hija. >>> un nuevo panorama aparece en mÉxico, a un mes de las elecciones, manuel lÓpez obrador estÁ a 4 puntos de enrique peÑa nieto. lÓpez obrador dijo que peÑa nieto se estÁ desinflando. >>> el candidato manuel lÓpez obrador estÁ en su mejor posiciÓn, solo a 4 puntos de enrique peÑa nieto. el

we do that with ira's and 41 k's and roth ira's. the question is if they should have some kind of ceiling or if the people want to postpone the taxation be able to put it into an ira l. or pay the tax and not put it into capital gains by putting it into a roth ira. i think there is an argument for fairness for allowing that. and then there is the separate issue that you should be able to take time off your koerner work to work on the -- off of your current work to work on taxation. that is what the -- is designed to do. >> one last thing we have not covered is the question of tax expenditures. from your initial remarks, larry, i'd saenz you did not assign a lot of priority to limiting tax expenditures. and the whole debate about whether to cap them or limit them or you give them credit, what types of expenditures ought to be got rid of? but if you heard me that way, i misspoke. -- >> if you heard me that way, i misspoke. i suggested that i did not believe that substantial base broadening done in the likely ways would produce is subs

hi, i just switched jobs, and i want to roll over my old 401(k) into a fidelity ira.roblem. it's easy to get started; i can help you with the paperwork. um...this green line just appeared on my floor. yeah, that's fidelity helping you reach your financial goals. could you hold on a second? it's your money. roll over your old 401(k) into a fidelity ira and take control of your personal economy. this is going to be helpful. call or come in today. fidelity investments. turn here. but proven technologies allow natural gas producers to supply affordable, cleaner energy, while protecting our environment. across america, these technologies protect air - by monitoring air quality and reducing emissions... ...protect water - through conservation and self-contained recycling systems... ... and protect land - by reducing our footprint and respecting wildlife. america's natural gas... domestic, abundant, clean energy to power our lives... that's smarter power today. monarch of marketing analysis. with the ability to improve roi through seo all by cob. and you...rent from national

. ♪ to roll over my old 401(k) into a fidelity ira. man: okay, no problem.sy to get started; i can help you with the paperwork. um...this green line just appeared on my floor. yeah, that's fidelity helping you reach your financial goals. could you hold on a second? it's your money. roll over your old 401(k) into a fidelity ira and take control of your personal economy. this is going to be helpful. call or come in today. fidelity investments. turn here. >> david: funds that help you support your adult kids and retirement savings, victoria, morgan stanley focus growth, why do you like it. >> a great one, top holdings, amazon, google, apple and you get a slice of facebook. >> david: these are good stocks, right? >> i like this fund, slightly pricey but i think it is a good fit. >> david: what do you like, the yakman fund? >> it has the best track record in the past ten years for large-cap value funds, rockets and bull markets, double-digit growth over the last ten years. >> david: victoria, like this fund. >> it is -- it is a solid pick. i don't think you will

if you're 50 and you have an ira, guess what? if you're a college student today and graduating this year, one out of two of you is going to get a full-time job. two of you, one out of three of. we're not having these. do you believe it. >> there's nolg in front of us we can't fix, but we have to come together it as a nation and say, yes. we have our obligation to take care of medicare helps seniors. they, hot spotting. we could kill renovation because we take a one size fits all skpl. we had a scent amendment which is why we have so many ideas coming out of diverse place in this country. we check it down. the federal government is the same size it was 20 years ago. >> and people say, you can't cut 10 paerks. the and ours is, well, we can't do that. that's baloney. we can and we will. i can show any american, here's what we're wasting and yet we're not addressing t. because when it comes to make a vote to get rid of one of those programs that's duplicative or connected, they have someone who will pay for the payments, and they're

to fight the ira now? and the cameras are still there. and good luck to your privacy because that went out the window a long time ago. for those who are fond the james bond and covert action, look to france. those guys are really the original karate chopping, fast driving guys who will do everything to get to the end of the spectrum. it's sad and here's a kubttory that faced nazi germany, they imported the lessons to china and north african and have fought many people who have fought for france twice in the french army and again in italy. and that's what makes it sad. but if you want to see how effective torture is or is not, read that back. because everything we think we're learning has already been done. so there are rules and there are limits. so if i could touch briefly on the topic i should have talked about, what is nato doing. a lot of it is like an egg and the shell is basically cooperation on homeland security, intel sharing being the common denominator, but a lot of things are being done under national rubrics because again they

to explore when you come to europe and travel through ireland you hopefully can talk to folks in the ira and ask them what their take is i know as you point out they were making some some some announcement some proclamations a year ago or so they've been pretty quiet and fame is a gathering. votes in ireland and we see this another trend in europe we have the votes are increasing and the parliamentarian participation from the extreme left the extreme right in greece they can't form a majority government this is in france they now have a new socialist government so on the margins on the political scene they are you know these alternative political voices are making inroads i am struck by the inability let me just change gears for a second john the occupy wall street movement of course is that it is directed toward wall street but wall street's crimes around the world are not necessarily most egregious in new york area and the wall street area they are most apparent in countries like greece why this my question john why wouldn't a few thousand of the occupy folks simply go over to athens a

they'll be a an awakening there anytime soon well if i recall correctly about a year or two ago the ira in ireland it got in the board. the bandwagon against you know these fraudulent bankers who had straggled the economy and then at least over the u.s. at least kind of lost track of that and now it seems like it's that it's coming back. into the fore so i you know i'm really frankly kind of confused about what's going on arlen it seems the ebb and flow over there the public awareness of what the true forces that are at work by the crisis well i think that would be an interesting question to explore when you come to europe and you travel through ireland you hopefully can talk to folks in the ira and ask them what their take is i know. as you point out they were making some some some announcement some proclamations a year ago or so they've been pretty quiet and fein is a gathering of votes in ireland and we see this another trend in europe we have the votes are increasing and the parliamentarian participation from the extreme left the extreme right in greece they can't form a majority go

hi, i just switched jobs, and i want to roll over my old 401(k) into a fidelity ira.an: okay, no problem. it's easy to get started; i can help you with the paperwork. um...this green line just appeared on my floor. yeah, that's fidelity helping you reach your financial goals. could you hold on a second? it's your money. roll over your old 401(k) into a fidelity ira and take control of your personal economy. this is going to be helpful. call or come in today. fidelity investments. turn here. >>> another emotional day expected in court at the john edwards trial. edwards' daughter kate rushed out of the courtroom in tears yesterday as testimony turned to how her mother elizabeth first learned of her husband's affair. former staffer kate upham detailed her collapse at the raleigh airport day after the first tabloid story detailed the affa affair. at one point elizabeth edwards confronted her husband on the tarmac screaming and ripping off her clothes. today a former staffer matthew nelson will testify about key events attended by donors including the been a fktser who pro

not@ >>> me da ira si la policÍa hubiera hecho su trabajo en esÁo que su hermanoue un hombre >>> vamosamilia sobre declaraciones de esta muje >>> increÍble ¿no?. >>> vamos a cambiar de tema,unÓ flora. quedanno rptstados por celebrar primarias. tras un sangriento fin de semanc en chicago.ivisiol@@t uni-edicit pandillas. se calcula que en la ciudad hay 70 de estos grupos con milese miembros. enrique rodrÍguez nos dice queueueuÉ hen las autorida >>> a pesar de las 10 personas muertas y casi 40 heridas. el super intendente de policÍa dijo que losedicio rptivisio tio son unno rpt 7%. que quede claro, hayt uni-edicÓ mccarth@not un mccarthy. un niÑo de 13 aÑos perdiÓ la @@not uni-edicion no rptunivisi la cuadra 5.100 al norte de la broadway. ayer para la noche,tro hombre not unmortalicion eptunivision@ cuadra 1700 al este de la calle 68 en el vindades rÍo de south short. en base a porcentaje y estos son estadÍsticos dijo el alcalde. entre el 70 y 80% del aumento de los tiroteos y homicidios proviene de la violencia entre las mismas pandillas. tenemos que parar estos tiroteos, es la Única mane

hi, i just switched jobs, and i want to roll over my old 401(k) into a fidelity ira.ay, no problem. it's easy to get started; i can help you with the paperwork. um...this green line just appeared on my floor. yeah, that's fidelity helping you reach your financial goals. could you hold on a second? it's your money. roll over your old 401(k) into a fidelity ira and take control of your personal economy. this is going to be helpful. call or come in today. fidelity investments. turn here. >>> welcome back, everybody. the occupy wall street movement is urging a nationwide strike today to protest the arrest of 73 people over the weekend. now, police started detaining people on saturday after hundreds of activists gathered in lower manhattan to mark the sixth-month anniversary of that movement. now, several may-day protests are being held around the country as well as internationally. we're talking about from new york to san francisco to washington state, even across the pond to paris. the occupy movement is now the subject of a new documentary film. it's called "while we wa

. >>> en grecia algunos medios dicen que nery castillo , ira a los leónes , pidió a nery el entrenadorernes de baseball , entre gigantes y atletics , brandon al bate batazo , envíando a la pentagonal , sexta entrada despertaron los bates de okland , doblete , pero al final non mles alcanzo y los gigantes ganan 8 a 6 . >>> el todo lo que tenemos en los deportes . >>> mire las imágenes que tenemos acontinuacion , una cámara de teléfono celular , grabo el ffenomeno en el cielo , es analizado por los cientificos . >>> el prónostico para el fin de semana . >>> (♪ ♪) . >>> gracias que tal , no se le valla a olvidar el domingo 20 de mayo eclipse anular , que significa , bueno lla sombra de la luna se proyecta , pero no va a cubrir por completo al sol y se va a ver un anillo alrededor , pero mucho cuidado no se puede ver a simple vista . >>> mucho cuidado véalo por television . >>> empieza ya en asía oriental cruza el apcifico norte y llega a la costa oeste de estados unidos buena suerte el primer eclipse del 2012 . >>> temperatura estables , alto oleaje pero buenas condiciones para nosotros ,

ya verás que todo irá bien. ay, gracias, raquel. me alegro de que estés aquí conmigo. hermano roberto es una de las personas atrapadas. pero hay esperanzas. contestan los llamados con golpes en las piedras. entonces, ¿están vivos? sí, seguro. ¿podemos hacer algo? no. lo único que podemos hacer es esperar, con fe. hombre: ies villa! ies villa! ies andrés villa y está bien! iay, dios mío! ¿será roberto? ten calma, angela. ten calma. ojalá que sí. llévenla a la tienda. ( mujer gruñe ) ( gruñendo ) después que se llevaron a las dos personas angela y yo nos quedamos a ver si sacaban a roberto también pero ocurrió algo que no esperábamos. ise derrumbó! ( gritando ) iroberto! iroberto! iroberto! por favor, doctor. irápido! illévenla a la tienda! no, no... imi hermano! yo me quiero quedar. ahora no puedes hacer nada aquí. padre: por favor, angela. más tarde, en la tienda de la cruz roja... estará mejor. le he dado un calmante. raquel... no está muerto, ¿verdad? no, angela, hubo otro derrumbe pero creen que está bien. iay, raquel! yo fui tan dura con roberto la última vez que n

o uv el abogado dice, que ira a el final. >>> nosotros no tomamos este caso, para ganar solamente uchb> en miami, gerardo reyes, univisión @@noticiunivis ed not>>> siunivs pen@@noticiern george zimmerman de su página de myspace hay trabajos disponibles en este need nouni ifíciles de ocision i univiserla más adelante cuando o ed notesemosuniv lannoticióno un nocturna. @@ciero ision ot rivi@ @ >>> presten atención a estas imágenes, decenas de personas vieron la golpiza que le propinó un policía en stockton california y todo captado en video trataron de detenerlo porque estaba ebrio cuando se produjo un enfrentamiento con un oficial se veal sospechoso agarrar. fue necesario el uso de la fuerza para detenerlo y luego que trató deun apoderarse del arma. >>> y george zimmerman el hombre acusado de dar muerte aivisio tr univismyspac@@ la página creada en eln2005noti tenía frases como la siguiente.t no hn@@noticiero univision ed nr cami@@ticierivisio not runivisi flojos, y se meten con los carros de la gente. textual decía el comentario. ha causado eero unñeza, la madr de zimmerman es de orige

tormentas electricas desde las siete de la maÑana hasta las 10 de la noche, la probabilidad es de 40% e iraa medida que cae la noche... la temperatura maxima que se espera es de 84 grados y minimas de 61 grados... los dejo con el pronostico extendido... temperaturas calidas y altas para el resto de la semana, viernes que podria llegalos nove os no se vaya porque al regreso.. el presidente obama llega de sorpresa a afganistan..le diremos..para que...en breve... vamente a afganistÁn para firmar un acuerdo estratÉgico y emitir un mensaje a al pais. el viaje concide con el primer aniversario de la muerte del lÍder de al qaeda, osama bin laden, informÓ la casa blanca. en la tranquilidad de la noche y rodeado de grandes medidas de seguridad, obama llegÓ al aeropuerto de bagram para una visita de siete horas en un pais donde su paÍs libra una guerra de mÁs de una dÉcada contra rebeldes islamistas desde los atentados de al qaeda del 11 de septiembre de 2001 en estados unidos. vamos a unos mensajes..pero antes un avance de la informacion deportiva con oscar burgos... buenas tardes a todos y que mejo

el abogado dice, que ira a el final. >>> nosotros no tomamos este caso, para ganar solamente uchb victoriado reyes, univisión noti >>> sigamos isionientes@@noticit george zimmerman de su página de myspace hay trabajos disponibles en este o univson difíciles de ocupar. i n ed nision ivisioo ision oturnounivis@@aceo @@alla mticier adelante cuando nocturna. emn ed nn lanoision e urnoivisio@@ticierivio i d d >>> presten atención a estas imágenes, decenas de personas vieron la golpiza que le propinó un policía en stockton california yodo captado en video trataron de detenerlo porque estaba ebrio cuando se produjo un enfrentamiento con un oficial se veal sospechoso agarrar. fue necesario el uso de la fuerza para detenerlo y luego que trató deivisio apoderarse d arma. >>> y george zimmerman el hombre acusado de dar muerte aciero t martí publicó comentarios racistas ens @@noticiero univision ed noturdo univis hecho@@noticiero univisit unminanionnoero union ed noturn flojos, y se meten con los carros de la gente. textual decía el comentario. ha causado extivisioeza, la mad de zimmerman es de origen

todo el mundo se ira de la zona. la gente de acÁ se quedara con sus cultivos ilÍcitos.dÉcada. al presidente venezolano hugo chÁvez le quedan unos meses de vida. chÁvez thieme taso tasas y que su cÁncer es agresivo. afirmÓ que recibiÓ la informacion de una muy buena fuente que no identificÓ. el gobierno lanzÓ advertencia. puede ser daÑino para la salud. menciÓn de alimentos y medicamentos algunos sitios en internet ofrecen versiÓn falsas. se trata de un tratamiento para el trastorno por dÉficit de atenciÓn con hiperactividad. recibieron versiÓn falsas de este medicamento con ingredientes activos equivocados. >>> un medicamento para combatir el mal de sal mÍa er un estudio de la universidad de minnesota. la pÍldora llamada ne mano tina. diseÑada para tratar el alzheimer. contengan este hÁbito. los sÍntomas se redujeron a la mitad. mejorando en el funcionamiento de la parte del cerebro vinculada a la impulsividad. los pensamientos y el comportamiento. >>> hacemos una pausa una persona cercana al presidente barack obama le gana en popularidad. viremos quien es porque el idi

hi, i just switched jobs, and i want to roll over my old 401(k) into a fidelity ira.okay, no problem. it's easy to get started; i can help you with the paperwork. um...this green line just appeared on my floor. yeah, that's fidelity helping you reach your financial goals. could you hold on a second? it's your money. roll over your old 401(k) into a fidelity ira and take control of your personal economy. this is going to be helpful. call or come in today. fidelity investments. turn here. who have used androgel 1%, there's big news. presenting androgel 1.62%. both are used to treat men with low testosterone. androgel 1.62% is from the makers of the number one prescribed testosterone replacement therapy. it raises your testosterone levels, and... is concentrated, so you could use less gel. and with androgel 1.62%, you can save on your monthly prescription. [ male announcer ] dosing and application sites between these products differ. women and children should avoid contact with application sites. discontinue androgel and call your doctor if you see unexpected signs of ea

and we do that with iras and 401(k)s and roth iras, and the question is should they be opened up, should they have the kind of ceiling that they have now, or should individuals who want to postpone the taxation of income be a able to put it into an ira or pay the tax and then not be taxed on the dividends, capital gains and interest by putting it in a roth ira, and i think there's a very strong case -- both a fairness case and efficiency case -- for allowing that. then there's the separate issue of whether you should be incented to take time off from your current work to work on the zannybook technology by giving you the chance to get very rich from that innovation, and that's certainly what the current law is designed to do. >> i'm going to open for questions, but before i do that, briefly, one last topic we haven't covered which is tax expenditures. from your initial remarks, larry, it seemed you didn't assign an enormous priority to limiting tax expenditures and the whole debate about should you cap them, should you get rid of them, should you convert them to credit. very briefly, how

a traditional ira or roth ir skparks then pick very low cost funds like index funds.do that. you can also talk to your employer and say offering us ten high fee options is just not working. >> they may not really get it. who knows? we are trying to educate. so you can't avoid fees completely, i assume. or can you? >> no you can't. when you are talking about funds there are things that are management fees, marketing fees and administration fees. that you can't avoid. however, you could go from 1.2% to .7%. index funds which do not trade will save you possibly an additional 1% or more on trading fees. >> that's huge. >> if the market is returning over 40 years 7% and you are getting 3% eaten up by fees you are actually only earning around 4%. it's really important to pay attention. >> and not complicated to do to find out this information. >> it is provided to you and must be provided in plain english. make sure to set up an appointment. >> fair warning to the folks upstai upstairs. >> always great to have you here. if you want to see the full report on 401 k fees we ha

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