kari tease mike tease this little home of mine, ♪ i'm gonna let it shine. ♪ it's energy saving time,'m gonna reduce mine. ♪ californians all align ♪ to let our great state shine. ♪ let it shine, ♪ the power's ours to let it shine! ♪ new video just into our newsroom of flooded roadway in the south bay -- you can see workers in the water trying to unplug a storm drain. it )s a scene that )s going to e playing out all over the bay area. let )s head outside - live look at a wet 101 in palo alto. and this is the worry right now - a wet morning commute. and that )s the story this morning. here )s another live picture - this time from dublin. it )s a good idea to head out early today we could see a lot of problems out on the roads this morning. ad lib toss to wx and traffic it )s obviously wet, and windy too turning to other news. anyone trying to buy their first home already knows how hard it can be in the bay area. but now - there )s a new opportunity for some south bay families. millions of dollars is now available in loans - thanks to a unique new program. but as nbc bay area )s ian cul

kari weather tease mike traffic tease >>> right now at 5:13, we start out with another chilly morning. live look at 101 in san jose, it is still smoky out there, and willow glen will be at 43 degrees at 7:00. norm amelie we reach 65 but we're going a bit above that today. we'll talk about the smoke, the air quality and what's ahead for the rest of the week, coming up in less than five minutes. >>> kari showed you the south bay. here is the north bay, san rafael south 101, you see the expected volume of traffic with the headlights headed south, a little glow, a lot of smoke in the air. traffic is moving nicely. >>> well, good morning and happy monday to you. now the markets are open today. veterans day technically yesterday, but observed today, so the government's closed. s.a.p. is buying qualtrex for $8 million and cigarette stocks are lower on hearing the federal government may ban cigarettes. saudi will cut production in oil as next month, that's bad for gas prices, but generally speaking, wall street likes higher oil prices. >>> apple says it's discovered some problems with its ori