and the layman's term is that you have a savings checking account pension fund at a bank and they simply take your money to be capitalized back ok that may seem odd but as a deposit you're basically an investor in a bank very very short term supposedly liquid investment but it's not liquid if you can gain access to even with the new direction of cyprus with insurance insurance is a misnomer first you have to take a look at who's insuring you. if the n.c.v.s. insuring you is that insolvent such as ireland then you. should be sure and city island can't afford to build irish banks which is why they had to go to the e.u. and the troika ok now the political environment for such a bell seems to be a spreadable it's unlikely the germans are going to say ok to another twenty thirty billion dollars bailout for that bank and i have in my side of name five of the banks and insurance companies and also in their issue so we have almost guaranteed most from my perspective my observations of how great it is again with capitalization before it's one of the positives. that was the owner of boom bust blog

but for layman terms, the police apply choke holds, for lack of better terms.lso in control points which is the pressure points on the human body. i became a certified instructor with that. i also became a certified instructor in -- at the time it was called ink pen knife defenses. what that was, the most common thing a police officer has on their person is an ink pen. when confronted with an adversary if you were itslizing your pen, it's a way to utilize the ink pen in defensive measures against somebody that may have a knife or other edged object and you are not able to transition to your firearm. it was techniques to utilize that to defend yourself. >> now moving forward from li riviera beach. any other certifications that first sort of chapter of your career? >> no, that was pretty much it there. >> if you don't mind, i'm going to have something -- [ inaudible ] provided to us what we commonly know as a resume or cv documenting this information. >> yes. >> would it be helpful to have this available to you as you go through your testimony? >> it could. if th

we are your laymans committee. we are not experts on budgets analysis. we do understand the cost of steel has risen dramatically. our concern is that this project move, and there is in phase from a user standpoint that is essential to move forward, one is the bus story that is waiting to move forward and staff has told us and we fully expect that the increase amount in contingencies and reserves from phase one will not all be used and we certainly hope and would wish that the at least $100 million to be moved. we should be send money from phase one to phase two and should be from reserve contingencies. i don't think that staff has shown us that that reserve amount needs to be spent at a level of a hundred percent. >> thank you and thank you for serving on our citizen's advisory committee. it might be helpful if you lineup on one side of the room. >> hello, my business is based here in san francisco. a program manager for the webcor yab -- i want to talk about small and disadvantages business. we have fantastic businesses. of the 53 percent of the lower b

for layman terms, provide choke hold for lack of better term. also in control points, which are the pressure points on the human body. i became a certify understructor with that. i also became a certified instructor in ink pen knife defenses. what that was, the most common thing a police officer has on their person is an ink pen. when confronted with an adversary utilizing your pen it's a way to utilize the ink pen in defensive measures against somebody who has a knife or other edged object and you are not able to transition to your firearm. techniques to defend yourself. >> any other certifications we haven't talked about during that first sort of chapter of your career? >> no, that was pretty much it there. >> and if i might, i have something more. >> a resume or a cv documenting some of this information. >> yes. >> would it be helpful to have it available to you as we go through your testimony. >> it would. if there was something i didn't know. it's my life, i'm pretty clear on it. unless you want a specific date, then i would probably have t

. >> meaning in layman's terms?terms you may not be guilty of manslaughter if what you did, there's an excuse for it, right? in it's justified or there's an excuse for it. that's what's interesting about this, because if they've gotten past second-degree murder, in my view, that means they may have already gotten past the excusability or whether or not it was justified but maybe not. >> here's the weird thing. when we're saying -- i'm not -- when you guys are saying they have gotten past second-degree murder, that means in the jury instructions that could mean acquittal. they could be going down to acquittal. >> it could very well mean that. >> we shouldn't read anything into that. >> at this point, i suppose that's right. i mean, my experience tells me the jurors generally go right down the verdict form. they consider one thing then they consider the next. so, you know, not determining and deciding that second-degree murder isn't appropriate here, they would have had to also decided that self-defense didn't apply.

michael, first to you, and, please, in layman's terms, because it is quite complicated, what is at stake with today's likely decision from the judge in michigan? >> sure, to set the framework, whenever somebody files bankruptcy, united airlines, city of detroit or an individual there's an automatic stay preventing any litigation against that debtor, and the reason for that is to stop any state court collection proceeding and let the bankruptcy proceeding commence, let the judge and parties get themselves oriented around the case and then move that case forward. this is a fundamental part of the u.s. bankruptcy law. what we're seeing right now is the first scuffle in this case, and it's come about because five minutes before a state court judge in lansing was to take the bench and issue an injunction against the city of detroit filing bankruptcy, the city filed for bankruptcy. there are several -- there are several different actions pending through which parties are proceeding against the city in state court with the hope of delaying the bankruptcy or pursuing separate claims, either dire

suddenly, their tail, which is dragging a bit, to put it in layman's terms, slams into the seawall. and that forces the plane down flat on its belly. you can imagine what a jolt that would have been. now, the good news is that that plane on the final descent would have been traveling at a pretty low rate of speed. so had it been going really fast, that could have been a whole different situation. had it been more of a, you know, just kind of a glancing blow, you could have seen a situation where the plane would almost cartwheel. but in this particular case, it appears, and this is all preliminary, it appears that by hitting that seawall so hard, it cut off the tail, and then the plane was just forced down very quickly and hard onto the tarmac, onto the runway. so in a terrible situation, this seems to have been about as lucky as they could have been, to be honest with you. >> want to reset it for folks who might just be joining us right now. just after 7:00 on the east coast. we are waiting for a news conference to begin at any moment at the san francisco international airport. at t

in layman's term means we're taking a lane of traffic for bus only service for the bus service and removal of lanes for opt minimization and expect to move the same people along the corridor if not more once the project is completed. there are many competing elements that go into developing any project, and part of a successful project is prioritizing the critical ones up to 36 different items were looked at during the development of the preferred alternative and the early design of the project. if you're interested in more detail on that it can be found in chapter 10 of the environmental report which was made public on july 5. but the primary ones that we have been focusing on these eight. performance, passenger experience, access and to the disabled community and pedestrian safety, urban design and landscaping, system performance, environmental and social fix and operations and maintenance and construction and capital costs. this map shows the location of the future brt stations. a significant portion of the travel time savings expect friday this system is achieved by stop consolidation

. >> i ask as a layman here, as a member of our community, were you fearing for your own lives? >> you don't even think about it. when i arrived on scene all of my officers were tending to people who was injured on the ground or moving people to a place of safety. and when i got there i looked down and everybody was doing the job that they had to do like a well-tuned engine. it was amazing. then i looked down and i see officer cunningham at the back of the plane pulling passengers out and he was by himself. he was with some firefighters but he was by himself. and we're always trained that you never go in anywhere by yourself. you jump a fence, you jump with your partner. you climb a ladder, you climb. he went into the airplane and he was by himself. i need to follow and make sure that he's safe. so i ran and i met him in there and he told me there's people trapped inside the airplane. >> i think i speak for a lot of people in the community that are so thankful, especially people on the plane. ben, i thought we developed a little bond here. we talked for some long and you were so

in layman's term means we're taking

and it is literally impossible for africa to get out of that rustles the kristoff layman. maybe fifteen called and they find a treaty pending earnings from their resources and their gold paris french bank has free to think on it then lend africa's own money back for things africa's money lend back to it says the west is shameless enough to create a. ball that african nations achieve by growing exports is to earn more for france. literally was written extensively on neo colonialism great to have you on the show was been the result of all this early a lot of the x. or. you know what it's a really good you know. because we need a. new reality. and. all its. products create humanitarian disaster in africa it's. possible. there. are. you know you know. which created gold states by chopping kuwait off iraq and other all regions from the arab peninsula and handed control to the full force. shell b.p. and chevron ries big oil and their bankers in the persian gulf four horsemen eight families and their global intelligence and terror network the us literally to extend truck drivers

proprietary trading sections of financial institutions from their consumer lending arms to put this in layman's terms it keeps a bank from gambling customer bank deposits to make a profit for the bank unless that is done on behalf of the customer theoretically a bank couldn't take it out of your checking or savings accounts and invest it in the derivatives market now the second arm of the volcker rule attempts to put a limit on the size of banks to keep them from becoming too big to fail the volcker rule was proposed by former federal reserve chairman paul volcker he was appointed by president obama to head the economic recovery advisory board and proposed the volcker rule and response to the financial panic of two thousand and eight it was passed into law under the dodd frank. act and is currently being implemented by the f c c c f t c o c c and the federal reserve but this has turned into a bit of a drawn out process today the f.c.c. chair white said implementation of the volcker rule under extraordinary complex rule making quickly walk you through this process first before regulators publish

significant misrepresented books basically from a layman's perspective for you know the legal eagles out there couple of fraud outright fraud explicit many of these institutions or insolvent or close to particularly with a mark to market such as a b. a b. has roughly a twenty to twenty being dealt hole which has to be fought before it's over the e.u. risk you pool is there for about sixty five billion dollars so this one bank in ireland will take about one third of the u.s. if you pull the island itself is this in two percent of the economic activity the e.u. you have isolated sixpence that need assistance to become solve it so one bank could take down the third. you know what you know exactly what is islands out a bill in the positive recap basically taking the positive money seems to be from a rich medical perspective guaranteed absolutely guaranteed so if i was angela merkel i would make all the banks especially the periphery of banks. being fraudulent. misrepresenting their reporting mark to market ringfence anything that's considered necessary everybody else has to know play the

a healthy way coersion is never good no matter how we look at it that's what we kind of know in layman's term is brainwashing no yes absolutely correct creepy want to if we're going to hack we want to use the white hat that means protecting ourselves from being hacked by coercive individuals who want to steal something from a such as our memories but if we know how to hack ourselves then we'll be able to protect our own memories again this is a very fuzzy area but hacking often carries with us a very negative connotation so we want to be very careful about how we use hacking now with medical procedures like the pacemaker doctors are implanting more and more computers into humans bodies but does that leave our bodies open to more and more hacking in a kind of as the case of a barnaby jack he boasted about that. absolutely i think you raise a very important question asker emerging more more with machines as we become more a cybernetic as we become more trance human and if we're going to exist in multiple platforms say in real time the physical material world in our biological body and also

a healthy way coersion is never good no matter how we look at it that's what we kind of know and layman's term as brainwashing no yes absolutely correct create want to if we're going to hack we want to use the white hat that means protecting ourselves from being hacked by coercive individuals who want to steal something from a such as our memories but if we know how to hack ourselves then we'll be able to protect our own memories again this is a very fuzzy area but hacking often carries with us a very negative connotation so we want to be very careful about how we use hacking . that was dr natasha visa more co-author of the transhumanist reader. now a new report released by the government accountability office says that between two thousand and eight and two thousand and twelve the agricultural department gave out over thirty million dollars in farm subsidy subsidies to forty five hundred people who had been dead for over one year now the farming service agency identified thousands of deceased individuals who were given three point three million dollars in improper payouts after their deb

the weather situation at least from a layman's point of view as i'm looking at it doesn't appear to be particularly bad. i don't know what the wind was bad. as you look at these pictures, what do they tell you? >> after having forecast weather for many, many years, as you know, don, i see absolutely nothing that the weather had to do with this situation, nothing that meets the eye at least. there can be some swirling currents and that sort of thing for wind around the airports that are right up against the water. but i don't think that had anything at all to do with it, if so, it was very negligible. we are looking at something that happened before the aircraft actually got to the runway and in doing so caused that lip of the runway surface area was right on the water, actually have kind of an embankment there and you have something that the tail of the airplane struck there and the debris field looks like it may have. if that happened, it disintegrates at that point. now the airplane is just -- you might as well have a paper airplane that you're throwing around because controls have n

a lot of that was the modern day habit of professional heber's, the belief that ordinary layman just cannot pick out the skills needed in short time to do something effectively. >> promised at least one story about their caribbean. can you deliver on that? >> absolutely. i broke my first book about the british caribbean and why other british colonies in the americas did not rebel. most important story in this book is the islands are semi spacious which was the first to some of the american flag. commemoration by franklin roosevelt, and a plaque saying this is the first place of the flying of the united states was recognized. the british watched through their scopes. dutch ships and the dutch fortress' fired in salute of andrew doria. that tiny little island was responsible for much of the supplies of saltpeter which is a very necessary component of gunpowder. and many of the supplies were from the continental army. most of us today think of him as the --, he created this fictitis company. bringing from france weapons, ammunition, money, uniforms to washington's army. it was very much

when we look at that chilling individual grow the surveillance camera, untrained eye, layman's eye, doeske that train was going a lot faster than that. nevertheless, today, talking to government ministers, they say we are looking at all factors and that will include technical factors to see if there was anything wrong with the train or the line. they say they will go right down to looking at budgetary factors to make sure that there have been no budget cuts that affected safety measures and maintenance on this line. >> that's so hard to watch that video that plays over and over again of that train just crashing and so many people have died. many more about 80 in the hospital at this hour. karl, thank you for the reporting. we appreciate it. >> talking to people throughout the week and said it is such a gruesome, terrifying experience. when they saw the injure who'd survived, like the walking dead. unbelievable. >>> san diego's mayor heads to rehab. we are going talk live to the san diego newspaper reporter about bob filner and the sexual harassment allegation against him. >>> i am respon

in layman's terms, what is she saying?paying close attention or watching closely enough their air speed. they allowed it to get way below what it should be on approach. had they been flying in on auto pilot they would have gotten air speed warnings. you have alarms and warnings. the plane would have increased it. when the stick shaker went off, what that is, it literally shakes and vibrates. there's been much research how do you get the pilot's attention? if a stick shaker goes off on a commercial flight, the thought was you have to get their attention. that's why it shakes and literally vibrates. you must increase air speed. your only other option is putting the nose down which they could not do because they were also too low. they had run out of options at that point. by doing a throttle at idle landing, long before i was inspector general, long before i was an aviation lawyer, i was a pilot. we used to do landings like this in competition teams. we would throttle back and try to land so slow and feather light right on t

because again, if i'm a layman i'm thinking, wait a minute, i don't get to elect these folks, right? and when you start talking about five people, ten people sitting, making these big decisions, then what i want to hear is the folks i do have the ability to elect, the ones i can hold accountable, the ones whose names i know very closely will be part of this process. and i've got to tell you, i am nervous at this moment all the things that we thought we understood about how congress operated vis-a-vis the economy that, okay, you're never going to get to a place where you don't let the debt ceiling, you know, increase or oh, we're never going to get to a place where we would just actually go into sequester. that's all been violated. do i have any reason to fear that this fed chairman nomination is going to turn into a fight on capitol hill? >> well, it could. and we've seen what has happened as a result of president obama's election in terms of the obstructionist congress. but i have to tell you, thank god we did re-elect president obama because the president has awesome power in makin