luray is 42. as the warmth moves over us, it is bringing in some rain with the pockets of a little bit of freezing rain. this isn't heavy but it doesn't take much to cause slick areas. the roads are treated. maybe the back roads or neighborhood roads, this is where you might be run running into the slick spots. this is weakening some out of west virginia into the shenandoah valley. and now toward the metro. over the next few hours, we'll have the showers on and off here and it does look like we'll slowly try to get warmer. this may be a little optimistic. temperatures may actually struggle to get into the lower 40s. 42 by 3:00. still showers around. then slowly drying out this evening. 45 by 6:00. 46 by 9:00. we may hit our high around midnight. better days tuesday and wednesday. i'll have that coming up in about ten minutes. j.c.? >> all right, thank you very much, howard. >>> we should find out later today how penn state will honor the legendary former coach joe paterno. paterno died over the we

right now, the temps, you see 38 luray. that's why they've canceled the advisory. winchester still 32. gaithersburg 29. manassas at 30. live doppler 9000 hd, a little drizzle around the i-95 corridor being picked up. other areas might see a little drizzle or mist. and fog before i go. check the visibilities. westminster down to zero. quarter mile gaithersburg and half-mile in manassas, gaithersburg and hagerstown. for an update on traffic, here's monika samtani. >> well, again, the big story of the morning will be the patchy dense fog and also icy conditions, especially on the lesser-traveled roadways. give yourself the extra time you may need to deal with that. downed wires blocking the ramp from the inner loop of the beltway to get on to northbound route 202. crews are on the scene there. they've told us they're working on the problem. go ahead and use route 50 inbound as your alternate route. the loop is blocked off right now. we'll take you out live right now. if you're planning to head on 270, the big story has definitely been fog right down the line from fred

luray 47. that warmth is going to be working its way back in. a little chill though. you'll need the jacket in places like frederick and baltimore in the low 30s and we sit at 40. it's 6:00 a.m. i toss it over to monika now. she'll let you know about the morning commute gz thank you so. >> he -- commute. >>> thank you so much, howard. good morning, everyone. it's looking pretty g. we'll start with the north side of town on the outer loop. it's incident free and moving at a good pace. georgia avenue you're going about 63 miles an hour so not too bad for your commute there. we'll take a live look at 270 on the southbound side. here's what it looks like in clarksburg as you head down from frederick to this point. your lanes are open. nothing to worry about down to the spur and the american legion bridge. we'll go back to the map and this time to the west side of town. dulles toll road incident free. as cow in from -- as you come in from leesburg, same story. we'll take a live look close to the american legion bridge. looking good on the entire west side of town between 2

one stretches from near hagerstown to winchester and peters out south of there near luray. there's a secondary line just coming into manassas. it's just now east of warrenton and just now coming into culpeper, as well. that is producing some very heavy rain. and some of these, as well, are producing wind gusts to around 40 to 50 miles per hour. those areas in yellow where we're getting the heaviest rains now. and that is going to be moving into southern loudoun county and into fairfax county, southern prince william, southern fauquier, and southern culpeper in about another ten minutes. these are moving fast. these lines of rain, thunder, and gusty winds now moving at around 50 miles per hour. they're going to be sweeping into the area within the next hour. should be causing some travel problems, too, with some heavy downpours causing ponding of water on roadways. look at the contrast of temperatures. upper 30s along the pennsylvania border to the 60s south of washington. reagan national at 54. later today the passing showers will be dissipating by noontime. clearing out th

visibilities from orange to luray, quarter mile. 3/4 in stafford. 3/4 in leesburg. dulles has been a quarter mile or so. heard from brett in reston about 30 minutes. visibility was near zero. you'll notice andrews air force base to leonardtown. reports a quarter mile visibility, scott over to andrews tells me it is close to a mile on the roads. over to tappahannock and pax river, visibilities 3/4 to half- mile. our bus stop forecast this morning, we're calling for the fog and it is chilly out there. and damp. 20s and 30s. you're feeling every degree of it. sunrise at 7:26. the day planner today, mid-30s at 8:00 with mostly cloudy skies. by noon, mid to upper 40s. i think we'll top out around 52 with a 4:00 p.m. temperature of 51. generally clear tonight as we dip into the 30s before the clouds and the rain return pretty quickly on wednesday. 32 in washington with lots of areas, upper 20s to low 30s. lots of slick spots out there. looking on our michael & son weather camera, you can see the fog which has lifted a little bit over the capitol. still visibilities just a

we have 30s from luray, winchester and oakland right now at 34. locally 40 lovettsville with hay market at 41. to the east, it's 48 in crofton and 46 here in washington. looking outside on the michael & son weather camera, low clouds. up over the capitol this morning but decent visibility. cloudy skies now with a west wind at 12. so a little bit of a windchill out there. and the dew point in the 40s. excuse me. we've got some colder air moving in the middle of the country that's helping to kick off the snow here. that's arctic boundary that comes tonight. we're getting rid of the storm from today and in-between, not bad. but overnight tonight, rain showers may change to snow showers before ending and maybe a passing flurry tomorrow. today 59. tomorrow, windy, mid 30s. windchills in the 20s tomorrow. mountain snows continue through saturday. 33. chance of flurries on sunday. 32 and then a little milder for mlk day at 42. next storm system bringing a chance of rain here for tuesday temperatures in the 40s. it's now 6:14. monika samtani has your time

luray down at 24. cumberland is 25. off to the east around the bay, temperatures only in the low 30s. that's the warm stuff. when you factor in the wind, wind chills this morning, lots and lots of mid to upper teens. bundle up for that. actual high temperatures only in the upper 20s in the shenandoah valley to low 30s here in washington. don't be surprised if you see a few flurries. monika samtani, it is 5:00 a.m. how is it looking so far? >> it is looking very good. all around town, you got the volume building. you're going to see more traffic than last week. everyone is headed back to work and school. not a bad ride around town. 95 to bw parkway out of baltimore. a live look. if you're planning to head on the beltway here at the wilson bridge on the south side of town, you're fine. no problems all the way up into college park as you pass route 50 and the greenbelt area as well. let's go back over to the maps. this time, we'll go into southern maryland. no problems to report if you're traveling out of brandywine, route

bwi26 and in luray this afternoon, 28. wind chills, a little tough still in the teens to low 20s out there. so, clearly, a day to bundle up but we'll be in the 40s tomorrow and 50s by friday. right now, 28. while it is reported cloudy. it is a thin overcast. sunshine through it. wind chill of 19 and a south- southwesterly wind at 10. dew points, 8. it was 5 below this morning. little bit of moisture trying to come back. but there is a 20 degree spread between the temperature and the dew point. the air is that dry. that's why it is not reaching the ground. big storm in the gulf of alaska. the big push of pacific air to the west coast is going to help push the mild air off to the south central part of the country. it will be a kick to get the arctic air out of the middle  east. for us, about 18 hours before we see a nice little change. the cold air is in place now. here comes that little disturbance for this evening. you'll notice by 11:00, it is past d.c. it may put down a little coating in spots this evening and that cou

winchester 41 and luray 60. winchester you may see a shift in the winds and a quick warmup from the 40s to the 60s over the next couple of hours. outside on our michael & son weather camera, good visibility, we don't have rain downtown but we have cloudy skies. 53 with the winds coming off the water at reagan national. they're only 53 with the south wind at 14 miles an hour. some gusts to 20. the upper storm coming through the ohio valley. here comes the surface low with the warmth. the moisture, the showers the thunderstorms. we'll be watching that as i said for the morning. until about oh mid to late morning and then this is all going to sweep through. here we go the futurecast, generally east of d.c. a few showers possible. clearing out to the west. afternoon looks fine and no problems for the ride home except the winds. gusts over 20, maybe 25 miles an hour and then as we head toward tonight, i'll see a few clouds overnight especially west as another weak system pushes this way but out ahead of it. sunshine

but that may be dropped a little earlier because temperatures are already up to 38 in luray. 34 winchester culpepper. problems with subfreezing temps in la plata and andrews. upper 20s in loudoun counties. from my own neighborhood, some of the side roads, very slippery. the main roads seem to be ok. as far as any precip, we're in pretty good shape. live doppler 9000 hd not picking up any precip, fog is a bigger problem over the next few hours. half-mile visibility from warrenton and culpepper. quarter mile up in gaithersburg up toward westminster. west of town is where we have the bigger problem with the fog. rain and milder temperatures moving in later this morning into the afternoon. here's monika samtani with your timesaver traffic. >> it will be the dense fog in parts of the area. if you're planning to head up 95 in virginia, that's ok at the occoquan river. let's go up north first from baltimore. an accident right here in calverton near route 212. it was cleared out of the roadway but it left slow traffic in that area on the southbound side of i-95 leaving 212. the beltway is moving w

as warm as 48 in luray. that's not a mistake. petersburg, west virginia 55.ng up into the low, maybe mid-60s this afternoon with a good deal of sunshine. monika samtani, top that. >>> i really can't today. i'm happy to say that the weather looks great. in terms of traffic, it really doesn't look too bad early this morning. good morning. if you're planning to head over to the beltway, the west side of the town, that's where you need to be careful. we had a lot of overnight cruk. on the inner loop of the beltway at route 123, three left lanes, two spots on the inner loop here or outer loop at route 236 and between route 50 and gallows road as well through the annandale area. on the inbound side of i-66 at nutley street, the exit ramp was blocked overnight with construction. i think all of that should be cleared up within the next 20 to 30 minutes. let's take a live look outside northbound on i-95. not looking bad at all at the prince william parkway. by the way in southern maryland, route 210 at berry road, you may still find residual police activity. we're try

luray also at 40 degrees.t to around the low 40s but then we won't be warming up a whole lot. we'll cool down through the morning hours here. we'll warm things back up just a little bit. not a whole lot. so, your highs for today, low 40s, breezy. lots of sunshine. thursday, in the near mid-40s. still breezy. increasing clouds throughout the afternoon. a slight chance for a sprinkle or a flurry. then on friday, back to cold weather, temperatures in the mid-30s. here's monika with your timesaver traffic. good morning, monika. >> good morning. 60 degrees means it was easier for crews to do construction overnight. that's for sure. we are just seeing that clear up all around town, especially on the beltway here on the beltway, silver spring, you're going to see all of the cones move to the side. be aware of that as you head out of town. otherwise, no big deals to report on the toll road or 66. we'll take a live look into springfield on the northbound side of 95. still looking very good from route 644 to the beltway

luray, 39. here in d.c., we've got 42. as we look outside on our michael & son weather camera, good visibility toward the u.s. capitol dome with a temperature of 42 under cloudy skies at reagan national. winds right now northeast at 5 and the dew points in the mid- 30s giving it the relative humidity at 79%. weather is coming from this big system in texas where there were some tornadoes reported in the houston area yesterday. a couple of days ago, it was alabama. yesterday, houston. this morning, look at this line of severe storms coming -- near severe storms coming from mississippi into alabama. new orleans proper, they're going to get it on into the next little while. that moisture continues to flow north. that will be our moisture source for later today and especially tonight into the early part of friday. but it looks like the bulk of the rain is going to fall during the overnight hours. our future cast, spotty showers with us here. we get toward noon. maybe a better concentration of rain for hagerstown out toward cumb

it is 37 in winchester. 40 in luray. culpepper is 30. we sit at 34 with 32 in easton. wind chills this morning, not that bad. not a lot of winds to speak of. wind chills running upper 20s to the 30s. taking a look outside on the michael and sons web camera. good look shot at the capitol. good visibilities. a temperature this morning of 34 at reagan national with cloudy skies. feels like 29 with high humidity at 79% and a southwest wind at 6 miles per hour. mild temperatures cover much of the country with the jet stream well up into the northern part of the country, southern canada. just take a little bit of a dip across the northeast. still cold air up in maine especially with temperatures in caribou this morning, about zero. late snow showers in new york state and new england. other than that, it is a relatively quiet weather map. we won't see too much going on especially today by noon. sunshine. a few clouds here and there. for the most part, a really fine friday. we'll see the mild temperatures with us today. tonight, chilly, back from the 30s. tomorrow morning, out

basically coming in from the west, luray, culpepper, leopardtown, parts of the district, we're seeingme light rain. that will continue for most of the morning. it is fairly mild out there. in the 40s for most areas. we'll be in the 50s by noon. rain tapering off. partly cloudy by 5:00. highs in the upper 50s. here's mike and andrea? >> today is tuesday, january 17th. the feds have approved more than $25 million in aid to virginnians reports from last year's earthquake. most of the money comes as low interest loans. luis is a county was hardest hit with just the schools there suffering $80 million in damage. >>> maryland state police make six arrests at an occupy baltimore protest. "the baltimore sun" reports they tried to set up a structure of some kind on a site proposed for juvenile detention centers. the group says it wanted to have a five-day campout at the site. >>> despite the cold, a good showing for yesterday's martin luther king jr. parade in southeast washington. it has been put on hiatus since 2004 but community organizers brought it back. we'll let you check it out. one mo

not just the temperatures, which are in the upper 20s now in winchester, luray and cumberland and there's the 45 at pax river. but the windchills -- have driven -- the temperatures or the apparent temperatures down into the teens in the shenandoah valley. 30 in lovetts i'll right now to arlington. springfield 36 and down to 34 in laurel and 38 at andrews and baden. look at the sky here on the michael & son weather camera. gorgeous picture there just an isolated cloud or two left as the u.s. capitol dome lit up on the predawn sky. 39 with partly cloudy conditions and a west winds at 9 miles per hour. dew point is droppings quickly now into the 20s as goldier air is moving in. you can see the snows that are going to persist in the mountains today. tonight and into tomorrow. some very heavy snows in the ski areas and they'll be making snow. great news for skiers around here. just the cold with us all weekend long. other than a stray flurry, that's it. i've taken that snow flurry chance even out on sunday. today, 40. windy. going to feel like it's@in the 20s. tonight we will be in the 20s wit

. 34 in annapolis. 27 at the joint air force base at andrews. 28 in la plata. 30 fredricksburg and luray. when you look at the wind kills, we're not seeing much different. the winds are fairly light. windchills mid-20s to low 30s out there. we're looking outside right now. great visibility out there. capital dome looking beautiful under clear skies. 34 degrees. east, northeast winds at 6 making it feel like 29 on the windchill. our dew point right now an even 30 degrees. some light snows across parts of the northern plains up toward minnesota but it's the storm system this guy that's spinning, actually the center of it is down in mississippi spinning down in the south bringing all the rain to the tennessee valley. this is what is pushing if our direction. this is why this afternoon we're going to turn wet and with all of this rain there, the potential to pick up an inch of rain give or take a little bit from that is with us for the afternoon and tonight. we'll go to the future cast and show you the clouds rolling in here by the middle of the day, later this morning. by early afternoon th

you head out to luray and stanton, we're talking 10 mile visibility there. fredericksburg dealing with some fog as well. in town, we have four mile visibility but not all that bad here. really, with cloudy skies and 33 degrees in washington. we're just above freezing. few showers there across the delmarva. heavier rain out in the ohio valley. especially kentucky and tennessee. southern ohio. that will move in our direction. we have the threat later for some heavier downpours. this morning though, i'm concerned when i see a 32 in fredericksburg and a 28 in gaithersburg and 28 in hagerstown. these areas of far northern virginia and parts of maryland dealing with subfreezing temperatures and pockets of subfreezing temperatures down across areas in charlotte county. calvert and anne arundel as well. here's a look outside. cloudy skies an our michael & son weather camera. u.s. capitol dole. we have the low clouds. 33 degrees. it feels like 33. winds are calm at reagan national. humidity high at 89%. a humid, foggy morning. one storm coming onshore with rain and s

low 30s around freezing in the valley out to luray. some problems here even cumberland at 28 with potentially a little bit of a slickness in spots. if anything was wet from the overnight and as far as the winds, they're gusting to 31 in cambridge. 18 in bee leesburg, not bad now but near 40 in hagerstown. what's happening on this friday morning commute? here's monika samtani with more. >>> i knew it wouldn't last especially with the road conditions. bad news on the northbound side of i-95 where we have the accident. take a look it's the accident right at the ramp for the inner loop of the beltway. guess what? delays already begin at the franconia springfield parkway. once you're beyond that, it's fine but again the accident here on the ramp to the inner loop of the beltway with the left shoulder getting by. this time to the north side of town no problems to report on the beltway right here that construction has been cleared up for the overnight hours. through silver spring you're good to go with the exception of the wet roads condition

luray is up to 33. we're 34. we're looking at highs this afternoon. well up into the 40s. going to be much more comfortable than it has been. let's go to monika samtani here at 6:00 a.m. with timesaver traffic. >> couple of problems now cropping up around town. good morning, everybody. as the volumes increase, we begin to see a few problems, first of although, the beltway is doing fine all around town. we're going to take a look at 270 coming down from frederick and mt. airy along 270, you see the yellow volume is building from 850 as you head -- from 85 as you head toward clarksburg. the pace does improve. it slows down again in rockville. back over to the maps. this time down to 295 where there is an accident at the bolling air force base. it is taking up the right side of the roadway. police have arrived on the scene. you know how quickly that can affect traffic. we'll go outside live right now. if you're planning to head here on the beltway at route 4, pennsylvania avenue. everything is fine coming up from waldorf on route 5 and route 301 as well. down in southern mary

luray is 39. while it is 30 in culpepper. 28 up at the airpark and montgomery county. 40 for pax river at the naval air station. when you factor in the winds, there is not much of a wind chill. locally, we're down to 35 for rockville. columbia, 29 this morning. college park sits at 30. fairfax at 38 and 28 coming in at fort belvoir. officially outside, clear skies. temperature running in the 30s right now. with the clouds. feeling like 32 with a light south-southwest wind at 5:00. dew points are running in the upper 20s. the only really cold air is up in maine. northern maine and eastern areas of quebec. you'll notice subzero readings in caribou. the rest of the country, 20s, 30s, 40s. it is a comfortable morning across the u.s. thanks in part to the jet stream being well to the north so the arctic air bottled up in canada and that's what's -- that's where it is going to stay. the week after, we'll get some cold air in here. right now, a little bit chilly in parts of the northeast in new england.

and 6 in luray. clearly, the coldest morning we've seen all season by far. 17. feels like 7. documents at zero. the barometer very healthy now at 30.33 with high pressure building in. and while the cold air is up across the northeast, really the core of it is back here across areas in eastern canada and quebec. that will continue to pull away. with a warm push off the pacific coming into the western u.s., this will work its way east. the mild air that you see down across central part of the country is what's moving in as we head toward friday and saturday. especially before -- maybe things will get interesting around here sunday morning. as we look at the future cast, a weak disturbance coming across the region today. will increase the clouds. bring us a couple of snow showers to the mountains by 5:00 late this afternoon or really this evening, have a chance for a few flurries or snow showers until about 10:00 or 11:00 this thing will pull away. clear to partly cloudy. not nearly as cold. tomorrow, looks like a decent amount of sunshine into the 40s. by friday, even more suns

in fact, live doppler 9000 hd, spotty showers between warton and luray.inkles here from winchester up toward martinsburg trying to get up toward the frederick area. south of baltimore now from around ellicott city to bwi toward the bay bridge and down toward shadyside and anne arundel county, the showers moving toward the eastern shore. down toward solomon and parts of southern st. mary's county, couple of sprinkles there as well. with temperatures south in the low 40s with pax river at 42. same with prince frederick. bowie is about 41. had a report of a .05 of an inch of rain. 36, the cold spot up north. in washington, this morning, pretty good visibility in spite of the cloud cover. you're looking at our michael & son weather camera. cloudy skies. light winds. the wind chill right now same as the temp at 41. our dew points running in the middle 30s but they're going to rise as this warmer, moister air moves in. big storm system down south. they just issued a tornado watch in the storm prediction area covering parts of louisiana and maybe just a sliver o

winchester to petersburg down to luray. watch out for that. there could be some icing there.verywhere else east of there is just light rain now. just a few sprinkles now falling here in northern prince george's county. here's the high resolution radar. these areas in green. few sprinkles there between bowie over towards greenbelt and into montgomery county from wheaton to bethesda. and maybe up closer towards potomac getting just a very few sprinkles now. and then farther to our south was just few sprinkles, also reports of some fog in parts of prince george's county. upper marlboro, towards clinton. farther to the south, though, in prince william county, stafford, spotsylvania, fauquier county, these areas are just getting a little bit of light rain. this one in southern fauquier, more moderate rain now falling. let's go forward over the next 48 hours. all this moving color is rain. does look like we will have this from time to time. pockets of yellow and orange or areas of some more moderate rain. that will be this evening. clearing out as far as the rain is concerned after

south of luray. those areas that are -- may be a bit of iciness. occasional showers this afternoon into this evening and chilly. warmer tomorrow with sun coming back. ♪ money makes the world go round ♪ >> time for today's money 911. that's where we answer some of your biggest financial questions. we have our crack panel of experts standing by. jean chatzky, author of money 911. david bachma, author of "debt fe for life" and sharon epperson. here we go. let's hit the phones. we have john from idaho on the line. good morning. >> caller: good morning. how are you? >> doing great. what's your question? >> caller: i'm well. my question is over the holidays every store i walked into offered 20% to 30% if you got your card, applied your purchase to the credit card. luckily i was able to pay the cards off so i'm not getting interest but what do i do with the cards? do i keep them? cancel them? should i have not gotten hem? >> you should not have gotten them at all. >> how come? >> because when you apply for credit you're basically saying to the credit bure