first, one of the things that's going on is that there is a massi massive political disalignmented. 40% of the country consider themselves independents today, which is sa remarkable, remarkable number. particularly in a system that is so substantially dominated. and i love the talk that you gave there, mickey, about how controlling the political parties are. they control the electoral process, they control the political culture and, yet, even with all of that, 40% of the country has made a statement to say i do not consider myself to be a part of that process. i might vote for those candidates, i might participate in various kinds of elections, but i'm making a statement that separates myself from that culture. i think when you have that kind of social, political shift going on, which i think is substantially misunderstood by the middle class and the media and so on and so forth, that tells you that something is happening. >> different ways to describe it. but maybe as a starting place, the political institutions which are designed to be the representatives of the american people the pa

so i would go further and say that actually that the things do undermine legit massy is one, the police deal with the public in terms of legality or effectiveness, they're basically looking at the people they're dealing with on the street as potential criminals and potential systems and they're focusing on suspicion or the application of force or threat of force on those people. communicating suspicion about their character, undermining relationships with people in the community. focusing, basically on risk and sanction as a definition between the police and the community. so i think the point i would make is that if the police would address issues of legitimacy and the community more effectively by focusing on how the policies and practices shape legitimacy and if they do that they will discover that it's a question of what people perceive to be fair in terms of the exercise of authority and principles of fairness such as allowing people voice and explaining decisions and being respectful of people and their rights. if the police do those things then they really will be addressing the

victoria ground mother massy had talked earlier on to bill dog the financial whiz could talk to a spot what's wrong with the system or their ambitions to. what's been bothering me is that our government has been borrowing money from private banks and putting us into debt and they're not doing anything about this so they're just standing by and watching the private banks make us pay compound interest you are just twelve years old what do you think you understand what's wrong with the economy that you have the answer and world leaders don't well i've been researching and watching documentaries and like reading books and it's not that hard time your stand once you start researching like world leaders they probably know what's happening is just they're just they're not doing anything about it i think they don't care because they're benefiting from what they're doing to us did you really come up with all these ideas yourself and me and my dad had them watching documentaries so i'd be taking notes in there like we'd write it down and then we put it into my speech what are your ambitions do y

fox news legal analyst and real estate guru bob massi is here to explain.ssets are far below your liabilities. you only make a certain amount of money and go to the court and say listen, judge, i just can't pay these bills and i want to complete discharge of my liabilities. that's the chapter 7 we spoke about last week. >> brian: let's move to something else and that is chapter 13. could that be an option? >> yeah, it is. what happens is if you have too much disposable income every month, let's say you make $5,000 a month, your expenses are $4,500 a month. you have $500 left disposable income. you may not qualify for the 7, but you may qualify for the chapter 13. what happens is if you have a certain amount of debt, let's say you have 30 or 40,000 in unsecured debt, credit card debt or otherwise, they take that $500 and there is a way to plan this out over several years to pay back the small percentage of that debt. what i want our viewers to understand is just because you may be out of a 7, a 13 is something you should always look at. >> brian: what are we

i was wondering about s&p 500 company that bought massy last year, alpha natural. let's talk about the reason for the huge 65-cent loss. >> coal, coal, coal. coal isn't king coal, coal is pawn coal. we have seen cyclical trends against coal. the stock is may cheap and you may want to speculate, but i have no reason to own alpha natural. hillary. >> caller: hi there. i am an investor in salesforce.com. i was -- i don't understand the relationship they have established with twitter. >> right. >> caller: and how that's going to impact the earnings for the company. >> look. mark has been on the show many times. what we don't understand, we never know until we see it in action. there will be a link that saleforce.com will provide. i will click on it and you will go to the website. it will tell you everything you need to know. i have not clicked yet. i thought it was a smart alliance. i too, need to know more. honey badger don't care about europe when it comes to strong u.s. company. i think the ceos of strong u.s. companies don't care either. do you know why? they have

now, this is what former massy energy ceo don blankenchip did. i'm going to give you an example. the coal guy, that's him. blankenship, he spent $3 million back in 2004 to defeat a west virginia supreme court justice. yeah, montana governor brian swieter warned us about this on "the ed show" last night when they struck down a 100 year law. they were taking away the people's ability to protect themselves from the rich and the powerful in the corporate interests. >> over 100 years ago, it was two copper kings who owns mont. they were both guzl airs and they owned all of the politics in montana. they owned every one of the legislatures. when they sent the senator to washington, d.c., he bribed his way in and they couldn't seat him. >> could history be repeating itself. let's look at north dakota and montana one more time. i wonder if they have any judges out there. i wondfer they have any county commissioners. i wanter if they have anybody on the local level that might take some of that citizens united money so they could win. and they might know where the money is coming from and t

just ask fox news legal analyst bob massy.ing, at least you try to. how do you see the silver lining in this latest ap wire crossing about foreclosure data? apparently home option notices and homes receiving default rose 12% from april and increased 16% versus may last year. what does that mean? >> well, what has happened, as we covered in the last year and a half or more, all the deficiencies deficiencies deficiencies and foreclosures, they're starting to get their affairs in order, so the lenders who have been sitting on inventory because of all the different things that they know were done illegally and otherwise, they're now gearing back up to take their homes back. so that's basically where these statistics are going. there is also other factors, but that's the primary things. they recognize they did things they shouldn't have done. they've been sanctioned for it. $25 billion settlement that came out in march. now they're gearing back up. the interesting part about this is remember, it cost lenders quite a bit of money to

joining me now legal analyst and real estate expert, bob massi.melissa: let's get to the first question. so the homeowners lost their home in foreclosure or files for bankruptcy, can you actually still rent a home, because now obviously you have bad credit. so that's going to make it a real challenge. >> it's part of the culture, though, because actually, management of homes and rentals are bigger than ever. it's a big business all overt country in the cities that have been affected. the big issue is really if you have bad credit, most people know that you've lost your home to foreclosure or a bankruptcy. generally what happens is the landlord or the investors that own the home will basically ask for more of a security deposit down and they sort of come up with some creative ways to lease the properties to insure them of protection. but yes, i want our viewers to know that rebuilding your dream, even though you lost your home or filed bankruptcy, the owners of these homes understand what's going on and will, in fact, allow you to rent. >> melissa:

young man who i don't think i've ever met i don't think thomas bases are met, the candidate is thomas massiee young man is 21 years old from texas, just go -- just put half a million dollars into a super pac. he was a liberty loving young man who i think had been to the ron paul rallies. but he just got involved in the race in a big way and is going to help them. that race will be a week from today. if we win that you get another libertarian up your. i think the attitude of people are changing within our caucus. i've see some change. the ron paul revelation is having an effect. even a people are already up. people who have said they are libertarians. in our caucus we debate and some are actually lamenting that some of us are not so gung ho. some of us are not so gung ho to go to war without a declaration of war or are at the very least to vote in congress. we still have enough but when it introduced the president worse than president obama 2007 said no president should unilaterally go to war without the authority of congress. sounds pretty basic at its base at what the constitution said but

joining me now, fox news legal analyst, bob massi.has a question for you. i live in michigan and am a michigan broker who sold a freddie mac. i learned the lender can't proceed with the short sale because the sheriff sold the property and freddy will not allow a short sale during the redemptive period. what can i do? i'm glad this question is for you, bob. >> let me explain. when you have a judicial foreclosure, meaning you have to go through the courts, most states have what's called a redemptive period, meaning the homeowner actually has the right within a period of time, to take their home back, to get the money to buy it back, which is pretty unrealistic, but that's the case. a short sale is when a third party comes in and tries to buy it for present value. the reason why they don't allow that is a redemptive period is specific to the homeowner. it does not allow third parties, other than the homeowner, to come in and buy that home. that's the reason why the short sale was rejected. not because it's a bad deal, but because under t

my wife had a massi ç amount of charity work that she was engaged in and in fact if i am being anchoredch and her 40th birthday party as well and sarah that had campaigned together on this maternal or tell the campaign so my wife's cherny work is something that she was engaged and quite separately from a political work. as far as i was concerned, i couldn't about what it happened to me to become a huge issue when i had a job to do. >> are you aware that your wife wrote mrs. brooks a number of personal notes and left them in 2006 in 2010 in which she expressed her gratitude for this book? >> i think i wife like i said is one of the most forgiving and would be kind to people irrespective what had happened in this particular incident and i don't think that is evidence that we give explicit permission for a story to appear in "the sun." >> the last question and my concern to you, the record shows that 30 meetings between you or your wife after mrs. brooks had called the article to be published in november 2006 why did you have those meetings? >> i'm not sure there were 30 but look, what was