thank you. >> and merna, before we answers, i want to say it doesn't matter how old you are, you can always go back to school. knowledge is always a good thing to have. now, go ahead and answer her question. >> reporter: so it is, and universities have been building out and building out infrastructures for online education for the last several years. if you're thinking about places like southern new hampshire university or you're thinking about arizona state university which has gone and grown into this 100,000 student enterprise and the way they're thinking about access and affordability and also online education is rather remarkable and often lauded by college experts, but they're also trying to figure out now how to have that classroom experience of a program like chemistry or of a program like physics or something of the sort. and make sure that that online experience is as robust as the experiences in the classroom. >> we have one of our online viewers wants you to address how the student loan issue affects college attendance. let's talk specifically about the education deserts.