this is the easy money podcast, and i am its host mikhail khanov, and we continue our talk about how, or rather game theory helps us to accept. this means that you want - with the greatest probability to get the very best of them, and i just know, i heard about this problem, if you choose not the best, then it is considered that you lose, that is, you need to choose the best, and that's all there, i - i will allow myself to say in simple language, all the suitors are comparable to each other, all - this word is transponent, yes, in my opinion, when transitive, yes. when we have, and if the first is better than the second, the second is better than the third, then the first is better, better than the third, yes, that is, everyone can be conditionally ranked, everyone can be lined up, all in some absolute sense, better or worse, that's how to choose the best one, when they are all mixed up, there and in turn they are suitable, and how, yes, let's talk about height, you want to choose the tallest, here you are the bride, no, i want to choose the best one, i can see by height approximate

this is the easy money podcast, it is still with you mikhail khanov, and we continue the conversationfe, how to learn to change your standard of living and wealth. how to make the most of the banks' offer with a small income: receiving a salary with interest. and so i can say that the most, in my opinion, the best tool for receiving, taking advantage of benefits from the state for those people who pay taxes, yes, is to receive a deduction to an individual investment account. iis, i will not go into details now, but in principle there amounts, if people have several million rubles there that need to be invested, i think that they themselves have already - devoted enough time to studying this issue, if not, then well, there amounts up to a million you can always get a tax deduction from 400,000 rubles deposited in this account, yes, and you actually get 52,000 rubles of tax deduction refund to you the state will return them if you paid more taxes this year. well, that is, it is not difficult to calculate this amount 400,000 is somewhere around 30 5, even a little less than 33 with somet

it was the easy money podcast, i am its host mikhail khanov.ow game theory will help us make the right financial decisions, protect us at least from negative emotions, at most from financial losses. you can find all episodes of the "easy money" podcast on the channel one website. welcome, you are watching precious stories. my name is ekaterina varkan. rumors that the slavs are famous only for their victories in horse racing and fist fights have been greatly exaggerated at all times and very attractive tabletops were common in different layers of society. pistol, and all this, where did it come from? cards, in fact, are multicultural inventions, if you believe all this semi-legendary, let's say, motives, yes, then they originated from ancient egypt, these are the so -called tarot cards, then they spread throughout the world, accordingly there were several versions, a french deck, italian, german, that's how these sheets of paper, which contained some kind of... secret knowledge , reached our time, and of course, they could not bypass our homelan

this is the easy money podcast, i am its host mikhail khanov, and today we are dealing with the mosttopic, probably for most of us, how to save money when there is little of it and in general, more broadly, how to become. please note, i am not talking about successful, specifically rich, it is really important how to earn money correctly, and most importantly, how to treat it, we have collected questions that you, our tv viewers, listeners, just our audience , ask about all of our podcasts, and we decided that i would probably try to answer these questions myself, and i would answer them in as much detail as possible and even strengthen them so that... you would feel that i am not just somehow avoiding the answers, saying, well , okay, look there, where, i don’t know, there are links in the description, something else, but i will really try to answer them as much, as thoroughly and as clearly and distinctly as possible, but before moving on to our burning topic, i would like to lay such a foundation, because the questions that you ask, the one that is the question that is put in the

this is the easy money podcast, i am its host mikhail khanov.he topic of our issue is the myths and reality of passive income. how to create a stable income without active activity. our guest is elena kornilova, phd in economics, associate professor at the financial university under the government of the russian federation. hello, elena. hello, mikhail. well, you know, as my younger children say, the meme passive income is a beach, necessarily sand, sea, palm trees, and if we are talking about remote work or some financial investments, then there is a computer-calculator, yes, is necessarily present, then there is nothing here, that is, complete relaxation, complete immersion in nature, as they say, and the money is somewhere there with... 400 ways to honestly take money from the population, maybe he came up with something like that, but this is not passive income, he worked, he worked, he worked, yes, here, probably, it is necessary to say, well, to upset everyone who starts watching our podcast right away, that you will not be able to get anyt

this is the easy money podcast, i am its host mikhail khanov, preferential mortgage, today we will figurehanged since july 1, what programs are in effect now and what kind of housing can be purchased with the help of current preferential programs from the state, our guest is alexey vyacheslavovich yakovlev, director of the financial policy department of the ministry finance of the russian federation. hello, alexey, mikhail, hello, thank you for inviting us to your studio. in fact, we are learning information first-hand, who else but the ministry of finance can talk about what has changed, what successes this program has achieved, what goals have been achieved, let's start with some figures, as far as i know, about 3 million households will take advantage of this program, because it was from 2018 that various preferential programs have been in effect, family, support for large families, for it specialists, regional and so on, for 6 years the state has... are you dissatisfied first of all as one of the executors and organizers of this program why are the changes that we are seeing happening

we have a special guest, podcast host. easy money, that is, my colleague and financial analyst mikhail khanovn case, i will explain that mikhail is the father of four children, elena is the mother of two children, well, i am also the father of two children, which i am extremely proud of. and one more important clarification, we are talking specifically about science. i understand that every citizen of the globe knows how to properly raise children and is ready to share advice with anyone. today we are not so much about advice, so much about science, about the trends that are happening in the world, in our country, that changes, and elena, as i understand it, one of the significant trends is the return of the father. for this we must dive a little into the distant past, into other eras, before the modern era, and this gives us a perspective or retrospective of the variability of fatherhood, from a fairly serious involvement in the lives of children and their family, to a distant position. here, surprisingly, but the diversity of societies, which, of course, show us an example of a family coupl

, live broadcasts on weekends. on the first, this is the podcast easy money and i am its host mikhail khanove conversation about preferential mortgage programs in effect since july 1, 2024 in our country, for various categories of citizens and for various regions of the country, so what happened, what changed in the preferential family mortgage, let's just call it family, just family preferential. large-scale it is ended, yes, now we have a family, we have the year of the family, the current year was declared by the president, therefore, accordingly , the main focus is on this category of citizens, what has changed, and today it is possible to receive a loan within the framework of a family mortgage at a rate of 6%, for families with at least one minor child under the age of 6 years, the initial payment is 20%, the maximum loan amount is 6 million in all subjects of the russian federation with the exception of moscow, and st. petersburg and two regions for these four regions, the maximum loan amount 12 million, but in this part nothing has changed, but there are still additional conditions,

this is the easy money podcast, me and its host mikhail khanov, today we will figure out. how games helphe right decisions and improve our financial results, our guest today is alexander nesterov, hello alexander, head of the international laboratory. game theory and decision making at the higher school of economics, this is really not a play on words, yes, that theory games, it would seem, such a playful element of our life, helps in such a serious part of our life as financial management, making the right financial decisions, yes, it is really so, game theory is a very serious discipline, in fact, yes, it is mathematics, yes, it is mathematics, it is a... the main tool, the main language on which economic models are built, is that so? yes, yes, inside each economic model you will have some agents, some strategic agents, they have some restrictions, some interests, some strategies, they move in some order, all this is called a game. which theory is older, in this case in the construction of financial probability theory or game theory? game theory is more important in the sense that - in

this is the easy money podcast, me and him host mikhail khanov, today we are looking into what has changed in the preferential mortgage programs from the state, probably beyond the framework of preferential support measures, we have repeatedly said during the discussion that we have high market rates, it will take some time before they go down, but we still assume, probably, both you and i, that this will happen someday. that these rates will go down, why am i saying this: after all, those who really need to improve their housing conditions, but at the same time do not fall under under the support measures that are currently in effect, they probably shouldn't be afraid of market mortgages even at the rates that are now, why? because, as we remember, there was already a cycle of high rates, this is the fifteenth year, first of all, there was not such a rapid decline in the start. but what happened then, as soon as the key rate went down, as soon as market rates began to fall, banks began to offer their clients products for refinancing those loans that were received earlier at high rates, we

this is the easy money podcast, i, its host mikhail khanov, we continue the conversation about whethere to create passive income without the active participation of the one creating it. by the way, another example of passive income, if this can be attributed to passive income, is royalties from authors, for example, of songs. or from authors of some works and memorization, well , here you just need to monitor, yes, so that your rights, they are not infringed and you receive royalties on time, yes, these very royalties from their intellectual property, that is , intellectual property can be safely attributed to passive income, yes, this is true, but here again it turns out that we either need to hire someone, or monitor it ourselves, because pirate sites are multiplying, those wishing to upload it somewhere. leaking a work also multiplies and we need to monitor it so that no one, so to speak, steals our passive income by distributing our free, that is, it turns out that it is also work, that even what i am citing always an example when people tell me that well, in fact , here is a dream

this is the easy money podcast, i am its host mikhail khanov, today the topic of our issue is the myths of passive income. how to create a stable income without active activity. our guest is elena kornilova, phd in economics, associate professor at the financial university under the government russian federation. hello, elena. hello, mikhail. well, you know, as my younger children say, the meme propastive income is a beach, necessarily sand, sea, palm trees, and if we are talking about remote work or some financial investments, then there is a computer-calculator, yes, it is necessarily present, but here it is not present. just from the sky.

this is the easy money podcast, i am its host mikhail khanov, today we will figure out how games help us make the right decisions and improve our financial results, our guest today is alexander nesterov, hello alexander, hello, the international laboratory of game theory and decision making of the higher school of economics, this is really not a play on words, yes, that game theory, it would seem, such a playful element of our life, helps in such a serious part of our life as financial management, making the right financial decisions, yes, it is really so, game theory is a very serious discipline, in fact, yes it is mathematics, yes it is mathematics, it is the main tool, the main language on which economic models are built, that's how it is, yes, yes, inside each economic model you will have some agents, some strategic agents they have, some restrictions, some interests, some strategies, they move in some order, all this is called a game. which theory is older, in this case in the construction of financial strategy probability theory or game theory? in importance is more important th

this is the easy money podcast, i am its host mikhail khanov, today we are looking into what has changedn the preferential mortgage programs from the state. outside, probably, of the already preferential support measures, you and i have repeatedly said during the discussion that we have high market rates, some time will pass before they decrease, but we still proceed, probably, both you and i, from the fact that this will happen someday, that these rates. they will decrease, why am i saying this, still, those who really need to improve their housing conditions, but at the same time do not fall under the support measures that are currently in effect, they probably should not be afraid of market mortgages even at the rates that exist now, why? because, as we remember, there was already a cycle of high rates, this was the fifteenth year first of all, then there was no such a rapid decrease in starts. decrease, but at the same time the share of market, or rather not that the share, but these were market loans at market rates, they were taken, accordingly, they were serviced by people, but wh

is a very useful management when you need to burn money, it was the easy money podcast, i host mikhail khanov, and we talked about the family budget, all episodes of the podcast easy money you can find on the channel one website. hello, i am still dmitry bak, we, as always when i appear on the screen, will have an episode of the literary podcast: let them not talk, let them read. our episode today. what kind of people live there, who comes there, how new modern writers appear, what genres they work in, how they build their lives, we will talk about all this today with the director on the development of the peredelkino house of creativity by yulia vronskaya. hello, yulechka, hello, dima, we'll be on first-name terms, as in life, and also with the proselyte and playwright ivan bevz. hello, ivan! hello, dmitry petrovich, we'll be novy, again, as in life, although this will not prevent us from communicating, and we'll start with you, i'd like to ask, here's what, well , i introduced you as a writer and playwright, and you seemed to agree, you didn't say: no, it's not true, i'm actually an astrona

before and konstantin mikhailov, all the best, this is the easy money podcast, me and its host mikhail khanovtial mortgage, today we will figure out what has changed since july 1, what programs are in effect now. and what kind of housing can be bought with the help of current preferential programs from the state. our guest is alexey vyacheslavovich yakovlev, director of the department of financial policy of the ministry of finance of the russian federation. hello, alexey. mikhail, hello, thank you for an invitation to your studio. well, we actually learn the information first-hand, who else but the ministry of finance, to talk about what has changed, what successes this program has achieved, what goals have been achieved. and let's start with some figures. as far as i know, about 3 million households have taken advantage of this program, because it was precisely since 2018 that various preferential programs have been in effect, family, support. i am trembling, since, probably, for each of us, the acquisition of our own apartment is one of the most important purchases that we have in life, if

hello, this is the podcast easy money and i am its host mikhail khanov. rly distribute, enter, and even better increase the family budget, helps us figure this out, financial consultant alexey rodin. hello, alexey. hello, mikhail. i deliberately did not use the word create, because i i understand that the budget, it is always there , regardless of whether we want it, whether we manage it, increase it, control it, the budget is always there. what is a family budget? a budget is a plan for spending money. where both income and expenses are taken into account, that is, this is what relates to money, to our receipts, to our expenses, this is the budget, everything, any expenses in general, yes, of course, this concerns families, here we went to drink coffee on the weekend, this is on the way we stopped while walking in the park, this is in the budget, this is the budget, of course, an expense, it can be included in the budget, right, here in your experience, that it is not, let's say, a controlled family budget, and really little, if the family devotes time to

this is the podcast easy money, me and its host mikhail khanov, today the topic of our issue is the mythsty of passive income, how to create a stable income without active activity. our guest is elena kornilova, phd in economics, associate professor at the financial university under the government of the russian federation. hello, len, hello, mikhail. well, you know, as my younger children say, forgiving. then there is nothing present here, that is, complete relaxation, complete immersion in nature, as they say, and the money is earned somewhere there, there is such a way so that everything is like in this meme, which knew there about 400 ways to honestly take money. maybe he came up with something like that, but this is not passive income, he worked, he worked, he worked, yes, here, probably, it is necessary to say, well, to upset everyone who starts watching our podcast right away, that you will not be able to get anything out of the sky, first of all, passive income is a consequence of some of our active actions, which happened in the past, yes, which happened earlier, and its existenc

interesting, thank you for yours, thank you, mikhail, it was the easy money podcast, i am its host, mikhail khanov talked about how game theory will help us make the right financial decisions. will protect us from negative emotions at a minimum, and from financial losses at a maximum. you can find all the episodes of the easy money podcast on the channel one website. this is a must-read podcast, i am aglana batnikova. and today we will discuss. the book is aimed at women to awaken the wild woman in themselves, and what is a wild a barbarian woman? well, clarice estos characterizes her as a kind of universal , global, multifaceted, thousand-faced female archetype, personifying female strength, some kind of female power, some kind of connection with such a deep self, but i would call it what she probably classifies as a category of such a feminine self, that is, some kind of such a true state of deep contact with oneself and at the same time with something like that... descending our ego, that is, something, probably, divine transcendental, she very much draws a parallel, says that the primordial wo