our economics correspondent paul solman has the story. >> lord we praise you and thank you for this foodul: at home with his wife in south memphis, donald jenkins is so grateful he no longer lives on the edge. for years a drug addict who could not hold a job, his petty cash capped -- kept close to the vest. >> i had my money in my pocket. paul: isn't it dangerous to have it in your pocket? >> yes. very. got robbed a few times. paul: warehouse clerk paula jones used to stash her cash in a can. >> we was taught like, you know, you keep your money at home //it -- at home. it was like, don't deal with banks. paul: jones was unbanked," no bank account, as are 6 million u.s. households. black households unbanked at more than five times the rate of white ones. >> there's been a distrust of financial institutions since down through history. paul: credit counselor charlestien harris works at southern bancorps in predominantly black clarksdale, mississippi. >> because of redlining and the different discrimination policies that were happening in the banking industry at that time, there were not a l

but, as paul solman reports, owners and even a city are doing what they can to buck the trend this holidayl daphne olive's first trip : back to "tabletop," her defunct gift shop in downtown dc. so what happened here? i mean, you started this in, what, 2003? daphne: 2003. yeah. and we just needed to not get to a place where we're really losing money. paul: the store folded, back in january. daphne: it's sad. i loved my store. i really loved my store. paul: but six miles away, at the store's second location in residential takoma park. daphnewe've actually so far had a really a great decber, like a really, really both festive and busy december. paul: both stores had been bustling, until covid. then, in downtown dc, daphne: the hotels and the business district both became, you know, shadows of their former selves. it was not great, because most of the people who work in d.c., commute from somewhere else. paul: in some sense your business shifts from dupont circle, where people are coming in to work, to takoma park, where people are staying home from work. c. ebere anokute, who tracks national

economics correspondent paul solman looks at what that means for those workers and why the struggles y not be as problematic for the wider economy as you would think. paul: seven weeks into her dream job as a software engineer at meta, the company formerly known as facebook, julia gonik was suddenly laid off. julia: it's like the ground just fell out from underneath me and all of my opportunities and the future that i saw for myself just cpletely disappeared. ul: now, the ink barely dry on her t diploma, the computer science major is looking for a new job. julia: the market is just not great right now. so that makes interviewing and looking for a new job more stressful since you just don't know if there are jobs out there or if you can get a job that you would actually like to do and want to do. paul: especially jobs that pay like big tech. julia: software engines at these big companies definitely make very good money right outside of college. definitely six figures starting salary. paul: plus a signing bonus. three weeks ago, gonik was one of 11,000 laid off at meta without warning -

for the pbs newshour, paul solman. >> affordable housing a problem all across the country.ou may have seen the stunning images captured by the james webb space telescope. but just how are they made? we compare them to previous pictures from the hubble telescope on our website, pbs.org/newshour. that is the newshour for tonight. i'm judy woodruff. join us online and tomorrow evening. for all of us, stay safe and we will see you soon. >> major funding for the pbs newshour has been provided by. >> for 25 years, consumer cellular has offered no contract wireless plans designed to help people do more of what they like our u.s.-based customer service team can find a plan that fits you. to learn more, visit consumer cellular.tv. >> the landscape has changed. not for e last time. the rules of business are being reinvented. for the more flexibleorkforce. by embracing innovation. by looking not only our current opportunities, but ahead to future ones. resilience is the ability to pivot again and again for whatever happens next. >> people who know know bdo. >> the ford foundation, wor