vonnie: our thanks to doug ramsey, the chief investment officer of leuthold. mitch mcconnell says the senate will vote on a procedural vote on a tax bill and we could see a full debate tomorrow. seeing theoln's rechristened and of its top-selling suv ahead of the los angeles auto show, the foreign owner brand is changing its suv name to novelist, not a list for -- david novelist westin is standing by. >> we are fortunate to have the ceo of lincoln and the chief marketing officer for all of ford motor. thank you for your time. let's start with the lead. ilus, how different is this from what we have seen from lincoln? >> it is one of our -- it is our best-selling vehicle in the u.s. , performing very strongly in china. we thought it was time for an update with new design language ill,the new lincoln gr effortless for customers. we thought it was time for a new name. david: how autonomous is this? vehicles are getting increasingly autonomous. how autonomous is this one? >> we are building semi-autonomous futures with cruise control which means the vehicle will sp

joining us to discuss, cnn law enforcement analyst and charles ramsey.rt roderick, you served as a military policeman in the army. tonight we're learning that kelley was court-martialed for assaulting his wife and child. he was apparently given confinement for 12 months and discharged for bad conduct. how can someone serve a year for domestic violence pass a background check for a gun? >> unfortunately a lot of times those records are not shared between the criminal justice process and what's called the uniform code of military justice, the ucmj. he was charged under the ucmj received a bad conduct discharge as you guys have reported, and unfortunately a lot of times when atf who does the background checks for purchasing firearms, that does not show up under national crime information center checks. a lot of times those records aren't shared. it's also very difficult in a lot of cases to get records from the military. >> we're looking at some live pictures there on the right from the scene as investigators continue with their investigation into the eveni

tom fuentes, charles ramsey, thanks so much for being with us. poppy, it's interesting, i'm standing in front of the only traffic light in sutherland strin springs. it's a one-traffic light town and it's a blinking light. and now there is a tragic irony in the fact that they'll be known for their one blinking light and the one mass shooting that this town has now suffered, poppy. >> john, i'm so glad you're there. and thank you for bringing us all of these firsthand counties we'll have all morning long. we'll get back to you in just a moment. >>> meantime, president trump and the first lady are offering their condolences to the victims and the families. this is now as john just went through, one of the five deadliest mass shootings in modern u.s. history. three of these five have happened in this country in just the last 17 months. the deadliest was only a month ago in las vegas. overseas in japan, the president called this shooting the result of a deranged individual with mental health problems. he added, quote, this isn't a guns situation. let'

now joining us, peter bergen, art roderick, charles ramsey joins us from philadelphia. listening to the briefing at the top of the hour from the police commissioner and intelligence chief and fbi, what jumped out at you about the investigation or early lessons learned? >> well, the first thing that jumped out to me was how quickly they were able to determine this was an act of terror. often times it takes a while before they're able to do that. they did it really quickly. apparently this had been preplanned. this guy drove right from the home depot straight to that location so that became something of interest as well. it wasn't just a random act where he was just looking to see where he could cause harm. he actually thought this through and had planned it. >> thought this through and knew there would be a crowd. when you heard the new york authority saying it's clear he went on the internet and followed isis instructions word for word. get a truck. find a crowd. find a way to get up to a decent high speed and cause mayhem. notes affiliation to isis. they say never a su

. >> let's go to senator ramsey. >> i thought i was next. >> mr. barthold, you heard from my colleagues expressing concerns about distribution under the bill. doesn't your analysis of the mark show that those with incomes above $1 million will shoulder a greater share of the tax burden under the chairman's mark than under the current law? >> this is the point he was making earlier. we present earlier takes and when you look at the percentage of all federal taxes paid and you make a comparison of present law in the category of over a million and over in all years that percentage increases at least modestly in all years. >> and table that -- >> this is 53. >>. >> okay. also, how does the individual impact effective taxpayers deductions? >> under present law it does not permit you to claim state and local income tax or sales tax deductions. it's added back into the base. >> so then by repealing the state and local tax deduction are we not achieving some of the effects but without all of that complexity? >> it is certainly the case that it has some of

joining us charles ramsey, criminal defense attorney thomas kenneth.tart with you, the air force failing to put this information in the database is it surprising to you something like that could swlip through the cracks? >> it's very surprising. this goes back to what's call the had enberg act. that act provide anybody convicted of a felony or misdemeanor or crime of domestic violences as clearly this was, they are prohibited under law from possessing a firearm. this is a big issue. when i reported to iraq in 2005 i made sheer all the soldiers were legally ready to deploy. i can't tell you how many different soldiers congo on the plea to iraq because they had a misdemeanor offense in their background. and with us, non-deploy bl. >> this guy served a year in the military prison in a brig, would that have -- would his name should have been put on the list once he got out? what's the process? >> yeah, absolutely. upon conviction. and also the military confinement facilities had their own obligation or their own duty to report. what should have been done i

it started when ramsey shoved green.en grabbing ramsey around the neck and yanking him to the ground. one called it a coward move. and it continued into the locker room as well. in new orleans, tampa bay's mike evans launched himself into what was a shoving match between buccaneers quarterback jameis winston and the saints' marshawn lattimore. afterwards a tampa bay wide receiver said he let his emotions get the best of him. he called the blind side hit unprofessional. >> yeah, emotional for sure. >> uh-huh. >> but there were also bright spots, like this routine from the kansas chiefs with this touchdown celebrating with a potato sack race. i guess hopping is in right now with celebrations instead of dancing. >> travis kelce, long legs will get him there anytime. turns out kansas city is actually from missouri. the chiefs. f the. and my hygienist says it does but they're not all the same. who knew? i had no idea. so she said, look for one that's shaped like a dental tool with a round brush head. go pro with oral-b. oral-

he was referring to a fight earlier this season between aj green and jalen ramsey. both of those players were not suspended. >>>california lottery administrators are looking for the lucky person who bought a winning power ball ticket in oakland. it was purchased on east 12th street. the player won$375,000 after picking all five power ball numbers. however, that player has still not come forward. >> wow. >> hopefully they're getting stuff in order and didn't lose that ticket. >> today, as pam told you earlier, today is giving tuesday. it's a movement now in its sixth year. when we come back, the campaign bill gates calls one of his family's favorite holiday traditions. >> and a terrifying attack on the home of an alameda police officer. what we have learned about a package bomb that injured his wife. >> good morning. if you're driving on bay area bridges, traffic does look pretty guidon the golden gate bridge heading south. >> and our weather looks good, just cold out there. a quiet week in store. changes maybe by the weekend. hello, aloe. kelp is on the way! with he

joining us charles ramsey, and a former philadelphia police commissioner.es the investigation turn to try to find some answers why. again this happened just five weeks after the las vegas shooting. >> reporter: well, i'm sure that as they execute search warrants they're looking for anything that might lead them to a motive, whether it's from his computer, social media, sites that he used or any websites he may have gone to, maybe there's something written. but they're trying to find a motive right now. why that place, or why any place, for that matter, would he want to do something like this. i mean almost 50 people shot when you think about it. focusing mostly on the dead but almost 50 people that he shot during this incident. any one of which that were wounded could have easily died. >> some sorts floating around by direct connection to that church. cnn's not yet confirmed. >> what is so striking to me, talk about the numbers here. more than 500 people shot in the last five weeks, 92 dead in the last five weeks and in mass gun violence. you tick through t

how about this ufc match the bengals aj and the jaguars ramsey on the blows and talking trash all game quickly and kicked off jacksonville winning 23-7. and hopefully the eagles don't fall the way penn state has. the nittney lions are completely out of the ten top and 60s in the country just two weeks ago they were second in the nation brian and ducis back to you guys. >> all right once again the eagles 8-1 is there a team out there you think that is as good as the eagles? >> you know before this week i certainly would have thought about seattle but they lose to washington. i think the dallas cowboys is the team that we certainly have to be concerned with just because they have the ability to run the football that press scott does a great job throwing down the field and defense is not as strong as the defense we faced kansas city and the game today with denver but i think their offense scored the football better than some teams we played this season. >> after the bye eagles have four of the next five on the road does that concern you? >> a little bit but this team has done a great job

the first one bengals jaguars with aj green and jail lynn ramsey getting into and the bucks saints withevans jumping out like spider monkey on lattimore. one guy got suspended. here's a look at green and ramsay. got a full on choke hold punches being thrown after this. guys, this isn't hockey. you have to calm down. on the other side, jay miss winston poking lattimore i get mike evans blind sided him how is that more op offensive than two guys looking like a wwe fight. here's my thing. if you're going do suspend mike evans for game you have to do the same for aj green and jaelin ramsay. the nfl needs and wants to cut down unsportsmanlike comment. draw a clear line in the sand and be done with it. iain. >> kristen, thank you. >> how about this? fresh off world series win, houston astros pitcher verlander tied the night with model kate upton. posted his picture on instagram of intimate wedding in tuscany italy. they got engaged in may of last year. so the wedding meant that the astros pitcher he had to miss the team's championship parade. >> which is tough. >> but i mean you're marrying k

. -- ramsey. >> the republicans say they are fulfilling a promise but there has not been a clamor for tax cuts and especially corporate tax cuts. >> i went to a barber shop and you are probably wondering why. >> excellent. >> i didn't crunch the numbers but i talked to a barber. i wanted to get a sense of what he was feeling about there tax plan -- this tax plan and he was skeptical. will it make a difference in my life of $1,100. and by the way i don't trust congress to do the right thing for the american people so this guy i talked to seemed skeptical. >> you have already got republican senators saying they have got their own ideas when the bill gets over there so we could have the same situation that we had with health care where the house passes it and senate says we are ripping it up and starting over? >> absolutely. they are not ripping it up but start interesting a similar starting place as the house but they are going in their own direction. i think the business side will probably stay largely the same but the individual side i just don't know how the senate will accept many o

ryan ramsey, how do you react to that?ity is focused on this, and we must have some hope. i do agree, though, that if it is over the continental shelf, there is no hope, u nfortu nately. if continental shelf, there is no hope, unfortunately. if it is within that, we are reaching the far point being able to intervene and save if they are on the sea bed. i have heard what you have both said — if they we re what you have both said — if they were to be found, if they were alive, how would they be extracted from that scenario? so there is a variety of rescue systems, i know that the us have deployed their rescue system, the royal navy has deployed the parachute action group, they are in the falkland islands ready to go. if it is on the continental shelf, within two metres of the water, then they can get down and get to them, but they have got to locate it first, and so far we have no idea where it is, so that is a real challenge in itself. thank you very much, thank you, ryan ramsey, former submarine captain, and dan conley, re

dave ramsey brought the group with him this morning. said that you were a guy that went from rags to riches. but she left out that you went out you went back to rags and back to riches. >> i did. we lost the opportunity and got a opportunity to do it all over. we got a ph.d. in dumb. steve: you have an app that you guys are pretty proud of. >> we spent years on this and several millions of dollars, and it's the world's best budgeting app now. it's called every dollar. it's free. it takes about ten minutes to set your budget up and going. and millions of people are using it. >> and it's called everyday app. >> every dollar. steve: every dollar. thank you very much. first question for you from idaho. my son just started a masters program. he doesn't have much money and rarely asks for help. my mom and i are in a position to help him financially. how can we offer best help without giving somebody an allowance? >> you know, when somebody is misbehaving him with money or misbehaving in their life and you give them money, you're an enabler. b

jaylin ramsey pushes green to the ground. and green just snaps.o the ground starts throwing punches. jaguars went on to win the game. lat more shoved him back and you saw mike evans flying out of nowhere. and no ejections from that scrum. the saints we want on to beat the bucks 30-10. that is going to do it for sports. see you guys later. the texas church masaacre outside of san antonio. >>> we want to update our top story, the texas church massacre, the nation is sharing in this grief. >> 26 people including children were killed. the gunman ambushed worshippers in the pews. 26-year-old gunman fled the scene and confronted a man being healed hailed a hero. >> the suspect dropped his rifle and fled from the church. >> the gunman eventually crashed his car and was found dead inside with a bullet wound. the victims range in age from five to 72 and include the 14-year-old daughter of the pastor. >>> president trump saying about an hour ago this is not a gun issue, this is a mental elhealt issue. a prominent pastor here in the bay area spoke out about

i certainly have worked, over the years, with commissioner ross, as well as commissioner ramsey. know a lot of the command staff, but that being said, during my time in the district attorney's office, i have investigated and prosecuted police officers, and let me make clear, nobody is above the law. for a police officer, whether you're on duty or off duty, if you commit a crime, it will be investigated, and if there is sufficient evidence, he or she will be prosecuted, but, also, it's important to continue to work with commissioner ross to improve trust between communities and the police department, such as continuing to decrease stop-and-frisk for no reason. that cannot be tolerated, and it's also really working out there, joining with the police department, and improving and engaging with the community so they understand that there can be trust between the police department and the d.a.'s office, but, look. officers have to do their job. it is tough. it doesn't always mean that it will rise to a criminal incident. >> mr. krasner, policing -- balance between the two that i menti

bill ramsey will go next. to the staging area, our version of the green room. >> i will cut to the chase, i was 19 years old, i was the only person for my college in north carolina. by happenstance i was a part of some of the first people to reach the steps. i don't know if it was some of the same steps kathy was talking we were in a crowded landing. we were face-to-face with bayoneted soldiers, shoulder to shoulder crowding, more people anded onto that landing immediately we started singing and celebrating we had gotten that close to the doors of the pentagon. we looked for a clue on what to do next. a.m. woman had raised a flower so they could see it and they placed it in the barrel. i heard the shutters click. came from people who said let's sit in here and occupy this landing. no, wey said no let's -- can do that in berkeley and they came down on our heads. let's try to crawl under and around and between the soldiers. three to four people went down on their knees, extended their arms toward the soldiers at

he referred to a fight earlier this season between aj green and jalen ramsey. both of those players were not suspended.>>> stamford takes on usc in the pac-12 title game friday night at levi stadium. as they look for the different outcome, they have one of the best players in the nation on their side. we are introduced to harrison phillips who was just as impressive on the field as he gets off the field. >> reporter: he is affectionately known as horrible area after the children's book series of the same name. >> i like to be physical and violent. >> reporter: harrison phillips is a big man and a big presence. he is the leading tackler which is a rarity for a defensive tackle an alleged all-america candidate. >> he leads and we follow him. we go as he goes. he takes it to another level with his strength and ability. he is incredible. maximum effort on every play. he plays hard and he wants to wreak havoc.>> reporter: irony rents take care. harrison is about as far from horrible as a person can get. the bully on the field is a champion of the underdog off the fi

he was referring to a fight with aj green and jake ramsey.his happened, and neither one of those players were suspended. >>>california lottery administrators are looking for the person who bought a winning powerball ticket in oakland. it was purchased at a sandwich and coffee shop on east 12th street. the player won $375,000 after picking all five powerball numbers. if the player also picked the power number, the prize would have been $149 million. you know what, $375,000 is nice. hopefully that person has the ticket and will come forward. >> there is also a new push to extend last call. coming up, where some bay area bars may be able to sell alcohol as late as 4:00 a.m. >> president trump heads to capitol hill to do some lobbying for his tax bill. we'll have more on that coming up. >> good morning, you can see traffic is getting busier now. it's not stop and go though getting up to highway 17. >> if you're a fan of cold temps, you've hit the jackpot. we'll see what's in store later today. a little patchy fog dancing around the ggb. . >>> gla

jalen ramsey pushes a.j. green and throws him in a choke hold. both players would be ejected. will hear from the league. >>> and the niners and rams, after bethea hit beathard on the slide. he would get ejected. the 49ers were okay with it. >> i really loved how he went to our quarterback's -- went and got our quarterback's back. >> got my back. i appreciate that. so does the other guys that went at him, as well. >>> here's some of the not top plays from the nfl. tommy lee lewis, playing possum, lying on the turf, trying blenbn in. matt ryan, his best receiver, julio jones open for a touchdown. >> are you kidding me? >> that costs the foul, they lose 20-17. >>> ty hilton and the colts got two t.d.s. he tries to cut back at the 35. he falls down, wasn't touched. hilton will stand up and score. colts win 20-14. of course, we end with our niners. trying to score. c.j. throws it off his teammate's helmet. beathard said he was trying to throw it to the ground. that sums up the niners' season. those are the worst plays from week nine. >>> nascar in texas, for the third-to-last race

green and ramsey were both ejected. you can expect both will be fined for this. an american woman wins the new york city marathon for the first time in four years. beat out thegan three-time defending champion by one minute. the last american woman to win it all was make a gorman in 1977. flanagan says the wind means so much more after the terror attack in manhattan. >> it has been a tough week for new yorkers and for our nation. i thought of what a better gift than to make americans smile today. adrianna: she is also a tar heel, so she is one of my favorites. she says she may retire after the win. let's get a check of what is coming up tonight at 11:00. >> coming up tonight at 11:00, consumer investigators meets a young woman who is losing her memory bit by bit. we enter the devastating world of what is often called childhood alzheimer's. a rare and fatal disease robbing children of their adulthood. narrator: ed gillespie's false attacks. independent press says they're false. fear mongering. absurd. ralph northam nt to vmi and was an army doctor for eight years.

recent ruling with altercation referring to a fight earlier this season between aj green and jalen ramsey. both of those players were not suspended. >>>the sacramento kings beat the warriors last night 110-106. night 110-106. . >> that was just pretty. look at andre. he tried to pick up the slack because kevin durant and steph curry were on the bench recovering from injuries. the warriors controlled most of the game but the kings took the lead with 12 seconds left in the game. clay thompson had a chance to win the game. no, but he missed that shot. four seconds left, the warriors lost 110- 106. the warriors are off today. they'll play the lakers tomorrow in los angeles. >>>doubling down with some controversial comments, coming up, how the president chose to mock a senator during an event to honor navajo veterans. >> coming up, behind cyber monday, the order is in and now amazon has to get those orders out. >> plus, the so-called most sinful city in america, how do bay area cities compare. >> and we're getting some slowing on northbound 280 up to highway 17. you can see it's becoming a lit

green and ramsey. both of those players were not suspended.uestion of the day is, should michael crabtree be suspended? yes or no. let us know by voting on the ktvu twitter page or ktvu.com or leave us comments on facebook. >>> the time is 7:56. still following developing news from shots fired this morning in san jose. what we're learning about those shots fired at security cameras at an elementary school for the second time in less than a month. >> reporter: president trump heads to capitol hill to do lobbying for his tax bill. i'm doug luzader in washington. we will have more on the prospects coming up. >>> it is still slow in many areas, especially the east bay. we will give you another update on your drive to work straight ahead. >> reporter: a teenager accused of a horrific crime now set to be tried as an adult. we will have details coming up. >>> camera shot at at an elementary school in san jose. this is not the first time that this has happened before. we will have the latest on the investigation. mornings on 2 continues now. >>> this

green and ramsey. both of those players were not suspended. >>> so our question of the day is, should michael crabtree be suspended? we will take a look at -- i love it when it is split evenly. it is. 50% say yes. 50% say no. bob cooper tweets most definitely. professional athletes need to contain their outbursts while representing their teams. >> jeremy grave says if there was only one bay area then everybody would be on the same page. the suspicion is ridiculous. >> craig says yes, one game for throwing a punch and a second game for throwing a punch to a guy wearing a helmet. had he landed he would be out with a broken hand. >> a lot of responses. michael says i can understand his frustrations but went too far. it could cost the raiders a playoff spot. >> some say let men be men on the field. that's what roger goodell is trying to avoid, unsanctioned violent acts on the feed. in the last four or five years, more on field suspicions. nothing like this. when you compare the two, i do think that you hav

which prime minister who and senate accuses of trying to mount a coup the party's former leader sam ramsey has returned to politics ahead of the ruling he resigned as chief for the cambodian national rescue party in february over fears his membership and lead to the party being banned he says that's not an evitable whether he's a member or not iran's president hassan rouhani is promising to find the builders who constructed poorly designed structures that collapsed in sunday's earthquake at least five hundred thirty people were killed and eight thousand injured when that magnitude seven point three quake struck the mountainous iran iraq border region survivors are building temporary shelters with whatever they can find while they wait for water tents and other emergency supplies to arrive romney says government built buildings collapsed while privately built structures remain standing engineers in northern iraq are carrying out repairs on a dam damaged by the earthquake water's been released to ease the pressure after cracks appeared simcoe c.l.o. reports from the iran border. with durban

mr ramsey are you great mr brown's going to the question we want to ask is why are you challenging the results from the first round what we like to work really big. thousands and thousands of liberians which is their constitutional right to all those frauds that's a fraud committed all over the country and this gross irregularities the election commission. are riposte job mr brunson what proof do you have of these irregularities there were international observers on the ground and they did not raise any major concerns after the first round what the difference is that i am alive. and man concerned about the future of our country the international observers come here and to do what they have to do in the least i have met with carter center the national democratic institute of the guys of america and i said to them in a month of school elections the feeling that something is of elections are not the . only deals the likes him but it's a process i also indicated to be careful because the premiums and conclusions because we have played sample. of five thousand nine hundred something polling

sometimes only just legally beavers have been building dams and ramsey street for fifteen years making themselves a picture book habitat. it's hard to catch a glimpse of them beavers are retiring creatures. but the battle over the reintroduction has been won the scottish government has recently classified the beaver as a native and therefore protected species. that is a catastrophe according to farmer adrian ivory beavers managed to expand their territory on to his land now they are well established and they're knowing his trees this one as well gone on his way to snapping off and the one just here is already so this tree will go the same way as the last tree in a second and again if we look at the next tree just down here that is again very fresh on the way down so once this trees fall on well then go to this tree and fell and so on down this line. beaver dams blocked the ditches draining ramsay's fields flooding in crop failures can follow it cost a thousand pounds a year to keep the ditches clear but that doesn't stop the beavers. the farmers this food producing areas need to be all

green will not face a suspension after grabbing the jaguars jalen ramsey by the neck throwing him downth players were ejected fror the incident although it looked like it was green who dished out most of the punishmentboth players do face a fine of at least $30,000 the minimum for fighting in the nfl to no surprise johnny cueto has decided not to opt out of his contract with the giants who now owe him $21 million for each of the next 4 seasons and pablo sandoval he will be back the giants decided to pick up his option for next seasonafter they pciked him up after he was let go by the red sox sandoval hit only .225 with 5 home runs in 160 at bats for the giants but with his salary at the league minimum it is a low-risk move until either ryder jones or cris arroyo is ready to take over at 3rd base(wipe to bumgarner) he's a shock the giants have also picked up the option of madison bumgarner and he will be relatively cheap at $12 million next season they will almost certainly negotiate a much richer extension as mad-bum will other wise become a free agent after next season bumgarner's sea

is the jonbenet ramsey murder investigation turning into a media circus? >> it's a tabloid era.r it big time, the competition and the first thing is to -- is a whole army of commentators. people who make their business talking about it news. >> we block the ability of producing oil, his refineries, his wells. >> good journalism. but they became much more preoccupied by profits. it's much easier pawn tificating than to have reporters in the field reporting. >> what i've heard is the father went down, opened this basement room which the fbi bipassed. >> every single sentence on cnn, perhaps on cnbc, on fox, on nbc begins with the words i think but after a while people get confused by what is speculation, by what is innuendo, by what is fact and as far as the viewer is concerned, the very, very careful and unsubstantiated information presented with great height. really? really? really? really? really? really? see zero in a whole new way. get zero down, zero deposit, zero first month's payment, and zero due at signing on select volkswagen models. now with the people first warranty.

. >>> let's talk markets joining us, doug ramsey, chief investment officer and tom lee tom, i'm startyou, the markets continue to trade at all time highs but we're doing it by six points, eight points here and there. any signs of fatigue you're seeing in the underlying technicals or no >> perhaps there are some divergences because i think the leadership really has been increasingly from a handful of stocks but undervaluing fundamentals have been good so for most investors it's not necessarily a warning sign. >> not yet but does it need -- does it continually need some like positive news like tax reform is moving forward does it need to keep throwing wood on the fire or can it go on its own? >> when you consider valuations, i think equity markets are looking nervously at credit markets because in europe for instance high-yield bonds are so low that a double b borrower is paying 1.6 to borrow money that's cheaper than the u.s. government double b is junk bond so vam situation is getting markets nervous but i think the fundamentals have been good and as long as inflation is tamed it will

dave ramsey is out there, follow his advice.t 20 years old, if you put money away and stop when you are 40, started when you are 40 and stop when you are 60, they have three times as much money from place at 40same when they started at 20. host: front page of the wall street journal, standard & poor's -- at new heights which affects 401(k)s. u.s. stocks record runs notched another milestone with the s&p 500 closing above 2600 level on friday for the first time, the toad market index rose 5.3% 26.242, up almost 1% for the week and marking its second fastest climb to a round number -- the s&p took 49 days to reach 2600 from 2500, a speedy rice exceeded only by the 35 day search to 1100 in 1998. will is calling in from florida. you are under 30. how are you planning to retire and when do you think you will retire? to make myecided plan only about three years ago. i am 35. hopefully i did not start to eight. -- tool latge. -- too late. i watch my money grow and hope everything goes ok. host: do you think you will retire at 65 or mig