she says part of the problem relates to climate change and an increased risk of wildfires in sunol. the risk is high. the first street foundation, which connects climate change to financial risks, estimates 99% of sunol properties face a wildfire risk. >> it's pretty easy to understand that if you put all the risky people in one basket and something big happens, we start to run into financial troubles. >> something big did happen the los angeles county fires. >> the reason it's worrying people is because the fair plan, uh- claims, may exceed the amount of money they have in the bank. >> we are focused on maintaining the fair plan's financial health while getting people back to the regular market where they belong. >> california insurance commissioner ricardo lara spoke on friday about fair plan, highlighting the sweeping reforms enacted towards the end of 2024 to encourage competition in california's insurance market. consumer advocate amy bock says there's also a number of backstops to keep fair plan afloat. >> let's take the fair plan. president. at her word. she has said that the

she says part of the problem relates to climate change and an increased risk of wildfires in sunol.the risk is high. the first street foundation, which connects climate change to financial risk, estimates 99% of sunol properties face a wildfire risk. >> it's pretty easy to understand that if you put all the risky people in one basket and something big happens, we start to run into financial troubles. >> something big did happen. the los angeles county fires. >> the reason it's worrying people is because the fair plan, uh- claims, may exceed the amount of money they have in the bank. >> we are focused on maintaining the fair plan's financial health while getting people back to the regular market where they belong. >> california insurance commissioner ricardo lara spoke on friday about fair plan, highlighting the sweeping reforms enacted towards the end of 2024 to encourage competition in california's insurance market. consumer advocate amy bock says there's also a number of backstops to keep fair plan afloat. >> let's take the fair plan. president. at her word, she has said that the

south 680 coming down in towards sunol out of pleasanton. nothing registered on the grid and nothing as far as roadwork going on, but it's starting to move better. whatever the case. the bay bridge toll plaza has the biggest build now at the out of oakland. there you see it slowing off the berkeley curve. back to you. all right. thanks, mike. 610 right now, all hands are on deck when it comes to containing the situation in southern california. we've seen crews from all over the state and western u.s. next. the helping hands that just arrived from our neighbors south of the border. tiktokers are now counting down the days until the ban on that app. let's go out to the futures this morning. remember, we got very strong jobs data on friday. and wall street has not been happy with that. and no doubt here the 49ers not going to the super bowl this year. we know that. but you know what one of the team's players might be in the puppy bowl. we're going to explain when we return. you're watching today in the bay. (vo) with fargo, your virtual assista

that's in sunol sunol superstop on andrade road and in san francisco itself. that's not far from 349, 355 for their best at golf on mission street. so to start your work year, perhaps go to gasbuddy.com so you can fill up and get to work safely at the roadways. we're looking at green sensors, but we do have many more cars on the roadway, enough to queue off the bay bridge backup in the toll plaza. slowing. they're slowing on highway four, slowing on highway 37. haven't seen those areas this slow for a couple of weeks. there's the bay bridge backup. it's full now. it's 610. the metering lights were turned on a little bit later this morning, but they'll be back to normal probably tomorrow. back to you. what a difference. everyone's going back to work. got to pay for christmas, right? yes. 611. right now, new york city waking up to a new toll charge just for sitting in traffic. coming up next, the amount commuters will now need to pay. and we break down the way the city hopes it could get more cars off the street. that is interesting. and major changes are coming

the first street foundation, which connects climate change to financial risk, estimates 99% of sunole a wildfire risk. >> it's pretty easy to understand that if you put all the risky people in one basket and something big happens, we start to run into financial troubles. the reason it's worrying people is because the fair plan, uh- claims, may exceed the amount of money they have in the bank. >> california's insurance commissioner, ricardo lara, maintains the state is still focused on maintaining the fiscal health of the fair plan. however, it's unclear how the insurance market will pan out after these l.a. county fires. in fact, experts expect premiums to spike by an average of 40%. that's based on data from other states like florida, that have implemented similar policies that the commissioner is implementing. currently, if you're in a fire prone area, that could be up to 100% or more. now, despite the tragedies impacted, families and communities are still rallying together to help provide comfort to families who have lost everything. reporter kevin osbeck, from our abc sister stat

we have another one of those, the 349 and sunol at sunol super stop on andrade. and then in san francisco. the lows aren't far away. it's only 359 there in san francisco at golf on mission street. check out those prices as you head back to work, possibly today. gasbuddy.com will get you what's in your area. meanwhile, as we look at the roadways, we should see more traffic returning. we do see that there is one issue. there may be a traffic break going on upper right. you see the arrow there. westbound highway four slows to 242 where there is a crash at that interchange. reports of a traffic break that may be going on right now. the other issue is on the other side of the screen, all that yellow highlighting. there is definitely fog in the area, but we can see the berkeley curve. we'll check the north bay coming up. back to you. all right. thank you mike. well, major changes coming to united airlines and your next flight. still ahead on today in the bay. the all new way. wi-fi that you'll be able to access. plus, the new top of the line gadget set to make debuts a

this is in the sunol grade on northbound 680 at sheridan road. it's blocking the center divide and the shoulder. we'll keep you updated on that. so give yourself a little bit more time if you're driving in that area guys. >> all right gloria thank you. and this morning we are keeping a close eye on southern california, where dangerous fire conditions have returned. >> crews worked all night on a new fire that started in ventura county, near oxnard around 7:00 last night. it's called the auto fire. this area is in the pds red flag warning we've been telling you about as of this morning. forward progress of that fire has stopped. crews were able to keep the fire from spreading out of a local river bottom. our sister station in la had their helicopter over the fire last night. so here's how their reporter described the scene quickly became a five acre brush fire, and has since doubled to more than 10 to 15 acres in the middle of the santa clara river between the buena ventura golf course and the river ridge golf club. >> it quickly was driven by hea

for example, the sunol grade. we have a lot of slow traffic coming to it from vallecitos road.ld be a problem i don't know about there because this is a little bit slow for that area. southbound 680 doesn't look all that bad. the bay bridge is backed up all the way out to the macarthur maze already, so that's busy. and we already see a lot of slow traffic here, and they're approaching the spot on 8632. let's get back to the desk. >> okay. sal. thank you. well, bay area firefighters continue to help battle the wildfire crisis in southern california. >> ktvu james torres is live in the oakland hills this morning, sharing the story of oakland firefighters who are doing their part on the front lines in l.a. james. >> yeah, ali and dave. oakland has sent more than 20 firefighters down to southern california. as you mentioned, they're doing their part. they've been there since about wednesday evening. and given that we're going to expecting to see another santa ana winds event today, tonight, probably tomorrow as well, there's no telling how much longer they will stay in southern cal

and so is the sunol grade. so this might be your chance. 610.back to the desk. >> santa cruz city leaders meeting today to discuss key measures to recover from the wharf collapse after last month's storms. the proposals being put forth by the city council, and ideas to get more people to visit downtown. >> plus, an historic victory in berkeley for affordable housing. the tenants of a 12 unit apartment complex now own their building. the milestone, honoring a legacy as two major wildfires are still burning in southern california, fire officials say that strong winds are expected and that may hamper or roll back progress by crews. a red flag warning in los angeles stays in effect through tomorrow. >> well, governor gavin newsom is now expanding the state legislature's special session to include new funding for the wildfires in la. lawmakers already postponed the beginning of the legislative session to prepare for legal battles against the incoming trump administration because of the l.a. fires. republicans in the state assembly say more must be do

sunol ridge trai, 53 miles an hour. fairfield 36 miles an hour. so most of the bay area in a wind advisory until 10:00 tomorrow morning. the exception the santa clara valley winds could be gusting around 35 to 40 to 50 miles an hour. we're showing you mount diablo right now. you can see the current conditions out there and a wind gusts right now of 35 miles an hour. those winds out of the north showing you those wind speeds once again across the region. looks like a repeat graphic here. so as you know is breezy to windy out there. the wind advisory still in place. here's the satellite. as you can see here, this is the upper level wind pattern. you see sharp ridging here. and then we have an area of low pressure down in southern california. and that's why they have the strongest winds. whenever you get that high and low close together you get those real strong wind speeds. right now we're showing you oakland. you can see a gust of up to 33 miles an hour. so some areas a calm wind. other areas we have breezy to windy conditions out there. there's li

south into fremont, stay slow, as well a south 680 from the dublin interchange into the sunol grade.'s get a live look at the millbrae bart station . commuters will see schedule changes today. bart will implement adjustments to accommodate the construction of a new train control system. departure times they shift , make sure you check the updated schedule before heading out this morning. late-night yellow line will also be affected, terminating at sfo instead of millbrae. that is after 9:00 p.m. important for anyone heading to and from sfo. commuters will need to transfer at sfo and the changes will continue as the new system is phased in. >>> from sleeping in cars to bouncing around hotels, a woman said she managed to overcome addiction with the help of an organization , which offered vital services. >> justine is sharing her story in hopes of gathering support for nonprofits and veronica macias has her story. we understand she is fighting that she calls, not in my backyard syndrome. >> we hear about programs that will work and you have people who have been homeless but as a homeown

grant line five, 8680 and down into sunol. back to you. thanks so much.rea cat had an entire community rallying around him head on today in the bay of the great lakes. his neighbors went to get him down from a tree where he'd been stuck for nearly a week. but first, here's an edition of our school shout out series. my name is miss lucy from the newly opened stratford school, santa clara mckinley. and this is my mandarin preschool and pre-k bilingual class. good morning, maria teresa. oh, look at all those adorable faces. good morning to you as well, kids. don't forget you can send us your school shout out by emailing. excuse me, school shout out at three, a vallejo family is looking for community support after part of their roof collapsed around christmas. robert and latasha holmes put everything they had into buying the home back in 2019. last month, when wind and rain pounded the region, one of the family's three daughters spotted a large portion of the ceiling starting to sag. then the roof, as you saw there, came crashing down. family and church membe

and on 680 we have slowing on the sunol grade. nothing unusual.er, this is kind of getting back to what we had in 2024 before the holidays. 748 let's talk about today's weather. here's steve. >> thank you sir. we have a combination of cold or wind. the wind advisory goes until 10:00. the frost advisory goes till nine. it was part of the east bay, which makes zero sense. but the peninsula? yes, in the santa clara valley and san jose area. yes, it does make sense. boulder creek, hollister 31, felton 32, morgan hill 32. fairfax, briefly in marin county, dropped to 33. i don't think they're that now. i think the wind picked up. campbell was also in there, menlo park, 35 and santa cruz even at 37 degrees. san francisco rainfall. we are on track to have our third driest january going back to 1849, 1850. the driest was only ten years ago, 2015 when not a drop fell in only 11 years ago for the second driest, currently 19 100. so unless something happens around really around the 29th, 30th or so, i don't, i don't think there's nothing showing up yet that s